Company Overview
The Medical Defence Union Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 23 October 1885, so this is a well established company. The Medical Defence Union Limited has been in business for 140 years and 5 months. The accounts status is group and the accounts are next due on Wednesday 30 September 2026.
Registered Address

One Canada Square, London, E14 5GS
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Companies House Data
Company NameTHE MEDICAL DEFENCE UNION LIMITED
Company Number00021708
Registered Office AddressOne Canada Square
 E14 5GS
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/10/1885
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryGROUP
Returns Next Due Date14/12/2016
Returns Last Made Up Date16/11/2015
Directors & Members
Show Resigned
Peter Clark - Director
(British, 70 years old, born July 1956)
Appointed 21 September 2021
Active
Caroline Fryar - Director
(British, 49 years old, born May 1977)
Appointed 01 April 2024
Active
Ashok Handa - Director
(British, 63 years old, born February 1963)
Appointed 19 September 2023
Active
Secretaries
Show Resigned
Ian Da Cunha - Secretary
Appointed 24 February 2026
Active
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 449,851,000 449,851,000 234,993,000
Current Assets 42,834,000 42,834,000 43,649,000
Creditors Due Within One Year 126,579,000 126,579,000 23,658,000
Working Cap -83,745,000 -83,745,000 19,991,000
Total Assets Less Current Liabilities 366,106,000 366,106,000 254,984,000
Long-term Liabilities 192,543,000 192,543,000 124,205,000
Net Assets 173,563,000 173,563,000 130,779,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 160,314,000 160,314,000 110,233,000
Other Reserves 13,249,000 13,249,000 20,546,000
Shareholders Funds 173,563,000 173,563,000 130,779,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 91.3% 91.3% 84.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 3.5% 3.5% 11.2%
Current Assets 8.7% 8.7% 15.7%
Creditors Due Within One Year 25.7% 25.7% 8.5%
Net Current Assets Liabilities -17.0% -17.0% 7.2%
Creditors Due After One Year 39.1% 39.1% 44.6%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 35.2% 35.2% 46.9%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 32.5% 32.5% 39.6%
Shareholder Funds 35.2% 35.2% 46.9%
Capital Employed - - -
Total Assets Less Current Liabilities 74.3% 74.3% 91.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 0.3 0.3 1.8
Solvency Ratio 1.5 1.5 1.9
Reserves to Assets 0.3 0.3 0.4
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Assets 492,685,000 492,685,000 278,642,000
Debt 319,122,000 319,122,000 147,863,000
Net Assets/Debt 173,563,000 173,563,000 130,779,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around E14 5GS
HEALTHCARE RISK MANAGEMENT LIMITED
ONE CANADA SQUARE, LONDON, E14 5GS
NURSING DEFENCE LIMITED
One Canada Square, London, E14 5GS
NURSING DEFENCE UNION LIMITED
One Canada Square, London, E14 5GS
NURSE PRACTITIONERS DEFENCE LIMITED
One Canada Square, London, E14 5GS
COMMUNITY NURSE DEFENCE UNION LIMITED
One Canada Square, London, E14 5GS
COMMUNITY NURSE DEFENCE LIMITED
One Canada Square, London, E14 5GS
NURSE PRACTITIONERS DEFENCE UNION LIMITED
One Canada Square, London, E14 5GS
NURSING AND MIDWIFERY DEFENCE UNION LIMITED
One Canada Square, London, E14 5GS
NURSING AND MIDWIFERY DEFENCE LIMITED
One Canada Square, London, E14 5GS
DENTAL AUXILIARIES DEFENCE UNION LIMITED
One Canada Square, London, E14 5GS
Document Filings
Termination of appointment of Nicholas John Bowman as a secretary on 24 February 2026
Appointment of Mr Ian Joseph Da Cunha as a secretary on 24 February 2026
Appointment of Mr Mark Winlow as a director on 31 December 2025
Confirmation statement made on 14 December 2025 with no updates
Director's details changed for Dr Harjinder Sandhu on 8 December 2025
Termination of appointment of Chika Aghadiuno as a director on 16 September 2025
Director's details changed for Ms Stella Elizabeth Beaumont on 7 August 2025
Confirmation statement made on 14 December 2024 with no updates
Director's details changed for Mr Edward Christian John Wells on 14 November 2024
Termination of appointment of Andrew Robert Archibald as a director on 23 July 2024
Appointment of Dr Caroline Elizabeth Fryar as a director on 1 April 2024
Termination of appointment of Hugh Harkness Archibald Stewart as a director on 31 March 2024
Director's details changed for Ms Chika Aghadiuno on 12 March 2024
Director's details changed for Ms Stella Beaumont on 12 March 2024
Director's details changed for Dr Simon Wilfred Watkin on 12 March 2024
Director's details changed for Ms Stella Beaumont on 12 March 2024
Director's details changed for Dr Thomas John Norfolk on 12 March 2024
Confirmation statement made on 14 December 2023 with no updates
Termination of appointment of Sunil Shaunak as a director on 19 September 2023
Termination of appointment of Paul Goldsmith as a director on 19 September 2023
Appointment of Mr Ashok Inderraj Handa as a director on 19 September 2023
Appointment of Dr Harjinder Sandhu as a director on 19 September 2023

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