Company Overview
Lancaster & Morecambe Chamber Of Commerce is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Saturday 14 August 1897, so this is a well established company. Lancaster & Morecambe Chamber Of Commerce has been in business for 128 years and 7 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

C/O Lancaster And Morecambe College, Morecambe Road, Lancaster, Lancashire, LA1 2TY
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Companies House Data
Company NameLANCASTER & MORECAMBE CHAMBER OF COMMERCE
Company Number00053741
Registered Office AddressC/O Lancaster And Morecambe College
 Morecambe Road
 LA1 2TY
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/08/1897
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date09/05/2017
Returns Last Made Up Date11/04/2016
Previous Company NameChanged Date
LANCASTER DISTRICT CHAMBER OF COMMERCE TRADE AND INDUSTRY04 Sep 2023
Directors & Members
Show Resigned
Daniel Barry - Director
(British, 41 years old, born July 1985)
Appointed 19 July 2022
 Active
Stephen Blakemore - Director
(British, 42 years old, born September 1984)
Appointed 19 March 2025
 Active
Daniel Braithwaite - Director
(British, 52 years old, born May 1974)
Appointed 27 November 2023
 Active
Heather Crammond - Director
(British, 52 years old, born March 1974)
Appointed 19 March 2025
 Active
Alistair Eagles - Director
(British, 56 years old, born July 1970)
Appointed 19 March 2025
 Active
Christopher Gardner - Director
(British, 45 years old, born August 1981)
Appointed 20 June 2017
 Active
Michael Harrison - Director
(British, 79 years old, born July 1947)
Appointed 21 June 2000
 Active
Secretaries
Show Resigned
Other Company Directorships
Daniel Barry
D BARRY SOLUTIONS LTD
NORTH STAR PROJECTS LTD
NORTH STAR PROPERTY LTD
SPIRITED AWAY LTD
Stephen Blakemore
No companies found
Daniel Braithwaite
THE LANCASHIRE COLLEGES LIMITED
Heather Crammond
CALLUNA HR LTD
Alistair Eagles
CHALLENGE NAVIGATION LTD
CLDN PANORAMA LTD
CLDN PENNANT LTD
CLDN RORO HOLDING LTD
CLDN RORO LTD
CLDN SHIPHOLDING I LTD
CLDN SHIPHOLDING II LTD
CLDN SHIPHOLDING III LTD
CLDN SHIPHOLDING IV LTD
CLDN SHIPHOLDING V LTD
SEATRUCK FERRIES SHIPHOLDING LTD
SHIELD NAVIGATION LTD
TRIUMPH NAVIGATION LIMITED
Christopher Gardner
GARDNERGRAD LTD
THE MILLRACE MANAGEMENT COMPANY LIMITED
VALENTINE INVESTMENTS
W & A LIMITED
WANDA 2018 LIMITED
Michael Harrison
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 2,938 2,938 3,693
Current Assets 366,636 366,636 374,021
Creditors Due Within One Year 29,925 29,925 36,431
Working Cap 336,711 336,711 337,590
Total Assets Less Current Liabilities 339,649 339,649 341,283
Long-term Liabilities 0 0 0
Net Assets 339,649 339,649 341,283
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 339,649 339,649 341,283
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 1.0%
Stocks Inventory - - -
Debtors 7.8% 7.8% 11.9%
Cash Bank In Hand 91.4% 91.4% 87.1%
Current Assets 99.2% 99.2% 99.0%
Creditors Due Within One Year 8.1% 8.1% 9.6%
Net Current Assets Liabilities 91.1% 91.1% 89.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 91.9% 91.9% 90.4%
Capital Employed - - -
Total Assets Less Current Liabilities 91.9% 91.9% 90.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 12.3 12.3 10.3
Solvency Ratio 12.4 12.4 10.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 369,574 369,574 377,714
Debt 29,925 29,925 36,431
Net Assets/Debt 339,649 339,649 341,283

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LA1 2TY
No other companies found in the same location
Document Filings
Termination of appointment of Mark Richard Cheetham as a director on 31 March 2026
Termination of appointment of Sarah Hyslop as a director on 13 October 2025
Appointment of Ms Ashley Lauren Walker as a director on 17 July 2025
Termination of appointment of Sarah Jane Harrison as a director on 17 July 2025
Confirmation statement made on 11 April 2025 with no updates
Appointment of Mrs Sarah Hyslop as a director on 19 March 2025
Appointment of Mr Alistair James Eagles as a director on 19 March 2025
Appointment of Mr Jamie Stuart Wright as a director on 19 March 2025
Appointment of Ms Heather Louise Crammond as a director on 19 March 2025
Appointment of Mr Mark Richard Cheetham as a director on 19 March 2025
Appointment of Mr Stephen Michael Blakemore as a director on 19 March 2025
Termination of appointment of Tarnia Lee Joan Elsworth as a director on 9 January 2025
Termination of appointment of Ruth Alexis Beatrice Ainsley Wilkinson as a director on 20 November 2024
Termination of appointment of Jonathan Malcolm Timmis as a director on 9 July 2024
Confirmation statement made on 11 April 2024 with no updates
Appointment of Daniel Braithwaite as a director on 27 November 2023
Appointment of Jonathan Malcolm Timmis as a director on 4 March 2024
Appointment of Ms Ruth Alexis Beatrice Ainsley Wilkinson as a director on 27 November 2023
Termination of appointment of Siobhan Taylor as a director on 30 January 2024
Termination of appointment of Lynne Mary Gillen as a director on 5 February 2024
Termination of appointment of Imogen Esther Brettell as a director on 17 November 2023
Certificate of change of name
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