UNITED FRIENDLY INSURANCE LIMITED Credit Check Report

Company Overview

United Friendly Insurance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 15 January 1908, so this is a well established company. United Friendly Insurance Limited has been in business for 118 years and 2 months. The accounts status is dormant and the accounts are next due on Wednesday 30 September 2026.

Registered Address

80 Fenchurch Street, London, EC3M 4BY

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Companies House Data

Company Name	UNITED FRIENDLY INSURANCE LIMITED
Company Number	00096471
Registered Office Address	80 Fenchurch Street
	EC3M 4BY
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	15/01/1908
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	DORMANT
Returns Next Due Date	28/05/2017
Returns Last Made Up Date	30/04/2016

Directors & Members

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	David Amos - Director (British, 76 years old, born May 1950) Appointed 16 December 1999, Resigned 30 June 2000	Resigned
	Richard Balding - Director (British, 79 years old, born June 1947)	Resigned
	Matt Blake - Director (British, 52 years old, born September 1974) Appointed 01 October 2017, Resigned 29 July 2021	Resigned
	Francis Crayton - Director (British, 75 years old, born July 1951) Appointed 06 January 1997, Resigned 31 December 1998	Resigned
	John Davies - Director (British, 55 years old, born September 1971) Appointed 01 October 2017, Resigned 02 August 2019	Resigned
	Ashley Errington - Director (British, 82 years old, born December 1944) Appointed 01 December 1993, Resigned 31 January 1998	Resigned
	Edward Fletcher - Director (British, 73 years old, born January 1953) Appointed 01 December 1993, Resigned 06 June 1997	Resigned
	Alan Frost - Director (British, 82 years old, born October 1944) Appointed 07 August 1998, Resigned 14 August 2000	Resigned
	Richard Gordon - Director (British, 52 years old, born September 1974) Appointed 24 July 2019	Active
	John Haines - Director (British, 70 years old, born December 1956) Appointed 01 December 1993, Resigned 08 January 1998	Resigned
	Timothy Harris - Director (British, 57 years old, born April 1969) Appointed 18 July 2016, Resigned 06 November 2018	Resigned
	Michelle Hill - Director (British, 49 years old, born August 1977) Appointed 01 October 2017, Resigned 30 April 2019	Resigned
	John Instance - Director (British, 72 years old, born December 1954)	Resigned
	Caroline Johnston - Director (British, 69 years old, born May 1957) Appointed 01 December 1993, Resigned 02 January 1996	Resigned
	Graham Leigh - Director (British, 72 years old, born December 1954) Appointed 27 March 1995, Resigned 31 July 1997	Resigned
	George MacK - Director (British, 81 years old, born August 1945)	Resigned
	William McDonald - Director (British, 75 years old, born August 1951) Appointed 06 January 1997, Resigned 30 June 2000	Resigned
	John McLachlan - Director (British, 84 years old, born August 1942)	Resigned
	Simon Mitchley - Director (British, 57 years old, born March 1969) Appointed 09 March 2015, Resigned 31 July 2016	Resigned
	Shingirai Nyahasha - Director (British, 52 years old, born January 1974) Appointed 15 August 2014, Resigned 22 July 2016	Resigned
	Anya O'reilly - Director (British, 52 years old, born August 1974) Appointed 13 February 2013, Resigned 15 August 2014	Resigned
	Christopher Phillips - Director (British, 70 years old, born November 1956) Appointed 30 June 2000, Resigned 19 September 2003	Resigned
	Eric Radford - Director (British, 98 years old, born June 1928)	Resigned
	Gurdeep Rai - Director (British, 45 years old, born November 1981) Appointed 01 October 2017, Resigned 30 September 2019	Resigned
	David Rampe - Director (British, 88 years old, born September 1938)	Resigned
	John Rampe - Director (British, 92 years old, born January 1934)	Resigned
	Murray Ross - Director (British, 79 years old, born March 1947) Appointed 30 June 2000, Resigned 22 March 2003	Resigned
	Murray Ross - Director (British, 79 years old, born March 1947) Appointed 30 June 2000, Resigned 28 June 2007	Resigned
	Stephen Shone - Director (British, 69 years old, born February 1957) Appointed 30 June 2000, Resigned 13 February 2013	Resigned

Secretaries

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	Bernadette Barber - Secretary (British) Appointed 22 March 2003, Resigned 03 June 2005	Resigned
	James Burns - Secretary (British)	Resigned
	Paul Gilbert - Secretary (British) Appointed 10 August 1999, Resigned 31 May 2000	Resigned
	William McDonald - Secretary (British) Appointed 09 February 1999, Resigned 09 August 1999	Resigned
	Murray Ross - Secretary (British) Appointed 01 June 2000, Resigned 22 March 2003	Resigned
	David Severs - Secretary (British) Appointed 04 January 1999, Resigned 08 February 1999	Resigned

Other Company Directorships

Richard Gordon
BRIGHTGREY LIMITED
CANTERBURY LIFE ASSURANCE COMPANY LIMITED
REFUGE ASSURANCE LIMITED
REFUGE INVESTMENTS LIMITED
REFUGE LIFE ASSURANCE CONSULTANTS LIMITED
REFUGE PORTFOLIO MANAGERS LIMITED
RL LA LIMITED
RLS NOMINEES LIMITED
ROYAL LIVER PENSION TRUSTEE SERVICES LIMITED
ROYAL LONDON MANAGEMENT SERVICES LIMITED
UNITED ASSURANCE GROUP LIMITED
UNITED FRIENDLY GROUP LIMITED
UNITED FRIENDLY LIFE ASSURANCE LIMITED
UNITED FRIENDLY STAFF PENSION FUND LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around EC3M 4BY

	BARBERRYMEN LTD 90A FENCHURCH STREET, LONDON, EC3M 4BY
	SYZLE LTD 27A POLAND STREET, 27A POLAND STREET, LONDON, EC3M 4BY

Document Filings

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