Company Overview
The Greeting Card Association is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Tuesday 10 December 1929, so this is a well established company. The Greeting Card Association has been in business for 96 years and 3 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 March 2027.
Registered Address

2 The Old Estate Yard High Street, East Hendred, Wantage, Oxfordshire, OX12 8JY
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Companies House Data
Company NameTHE GREETING CARD ASSOCIATION
Company Number00244228
Registered Office Address2 The Old Estate Yard High Street
 East Hendred
 OX12 8JY
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/12/1929
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date18/05/2017
Returns Last Made Up Date20/04/2016
Directors & Members
Show Resigned
David Byk - Director
(British, 59 years old, born October 1967)
Appointed 26 February 2025
 Active
Mark Callaby - Director
(British, 41 years old, born March 1985)
Appointed 26 February 2025
 Active
Darren Cave - Director
(British, 47 years old, born October 1979)
Appointed 22 October 2021
 Active
Daniel Prince - Director
(British, 51 years old, born September 1975)
Appointed 04 November 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
David Byk
BYK INVESTMENTS NO.3 LIMITED
GIFTED STATIONERY HOLDINGS LIMITED
HEY HUGO LIMITED
LING DESIGN LIMITED
TALKING PICTURES CARDS LIMITED
THE GIFTED STATIONERY COMPANY LTD
THE GREAT BRITISH CARD COMPANY (GBCC) LIMITED
Mark Callaby
No companies found
Darren Cave
C & T PROPERTIES LTD
Daniel Prince
DANILO PROMOTIONS LIMITED
PIXEL COLOUR IMAGING LIMITED
TRAP WORLDWIDE LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 5,842 5,842 8,734
Current Assets 142,113 142,113 108,991
Creditors Due Within One Year 74,075 74,075 59,393
Working Cap 68,038 68,038 49,598
Total Assets Less Current Liabilities 73,880 73,880 58,332
Long-term Liabilities 0 0 0
Net Assets 73,880 73,880 58,332
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 73,880 73,880 58,332
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 3.9% 3.9% 7.4%
Stocks Inventory - - -
Debtors 4.3% 4.3% 0.6%
Cash Bank In Hand 91.8% 91.8% 92.0%
Current Assets 96.1% 96.1% 92.6%
Creditors Due Within One Year 50.1% 50.1% 50.5%
Net Current Assets Liabilities 46.0% 46.0% 42.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 49.9% 49.9% 49.5%
Capital Employed - - -
Total Assets Less Current Liabilities 49.9% 49.9% 49.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.9 1.9 1.8
Solvency Ratio 2.0 2.0 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 147,955 147,955 117,725
Debt 74,075 74,075 59,393
Net Assets/Debt 73,880 73,880 58,332

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around OX12 8JY
A.M. CAPLE LIMITED
2 Old Post Office Cottages, High Street East Hendred, Wantage, Oxfordshire, OX12 8JY
Document Filings
Confirmation statement made on 20 April 2025 with no updates
Appointment of Mr Mark James Callaby as a director on 26 February 2025
Termination of appointment of Chris Bryan as a director on 7 November 2024
Appointment of Mr David Charles Byk as a director on 26 February 2025
Confirmation statement made on 20 April 2024 with no updates
Cessation of Chris Bryan as a person with significant control on 19 April 2024
Notification of Darren Cave as a person with significant control on 19 April 2024
Termination of appointment of Rachel Hare as a director on 2 May 2023
Appointment of Mrs Karen Wilson as a director on 5 July 2023
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 20 April 2023 with no updates
Appointment of Mr Brett Donald Smith as a secretary on 29 September 2022
Termination of appointment of Gerald Anthony Mace as a director on 29 September 2022
Termination of appointment of Rajeev Kumar Arora as a secretary on 29 September 2022
Registered office address changed from 3 the Old Estate Yard High Street East Hendred Wantage Oxfordshire OX12 8JY England to 2 the Old Estate Yard High Street East Hendred Wantage Oxfordshire OX12 8JY on 1 November 2022
Confirmation statement made on 20 April 2022 with no updates
Cessation of Rachel Hare as a person with significant control on 20 April 2022
Notification of Chris Bryan as a person with significant control on 20 April 2022
Registered office address changed from United House North Road London N7 9DP to 3 the Old Estate Yard High Street East Hendred Wantage Oxfordshire OX12 8JY on 25 April 2022
Appointment of Mr Darren Cave as a director on 22 October 2021
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