Company Overview
Lancashire Syndicates Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 14 September 1934, so this is a well established company. Lancashire Syndicates Limited has been in business for 91 years and 6 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

20 Fenchurch Street, London, EC3M 3BY
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Companies House Data
Company NameLANCASHIRE SYNDICATES LIMITED
Company Number00292093
Registered Office Address20 Fenchurch Street
 EC3M 3BY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/09/1934
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date28/12/2016
Returns Last Made Up Date30/11/2015
Previous Company NameChanged Date
CATHEDRAL UNDERWRITING LIMITED23 Dec 2019
Directors & Members
Show Resigned
Bradley Cass - Director
(British, 53 years old, born February 1973)
Appointed 01 August 2023
 Active
Samantha Churchill - Director
(British, 50 years old, born July 1976)
Appointed 30 June 2023
 Active
Nicholas Davenport - Director
(British, 76 years old, born August 1950)
Appointed 23 June 2016
 Active
Bryan Joseph - Director
(British,Trinidadian, 67 years old, born August 1959)
Appointed 01 August 2023
 Active
Secretaries
Show Resigned
Paul Kelly - Secretary
Appointed 01 August 2023
 Active
Other Company Directorships
Bradley Cass
CATHEDRAL CAPITAL (1998) LIMITED
CATHEDRAL CAPITAL (1999) LIMITED
CATHEDRAL CAPITAL HOLDINGS LIMITED
CATHEDRAL CAPITAL LIMITED
CATHEDRAL UNDERWRITING LIMITED
KDIB HOLDINGS LIMITED
LANCASHIRE INSURANCE SERVICES LIMITED
Samantha Churchill
No companies found
Nicholas Davenport
BERKELEY BERRY BIRCH PLC
BERRY BIRCH & NOBLE INSURANCE BROKERS LTD
CHAMBRE DE COMMERCE FRANCAISE DE GRANDE-BRETAGNE LIMITED
CHUBB INSURANCE COMPANY OF EUROPE SE
CHUBB MANAGING AGENT LTD
DARAG LEGACY UK LTD
GREENHILL INTERNATIONAL INSURANCE HOLDINGS LIMITED
GREENHILL STURGE UNDERWRITING LIMITED
GREENHILL UNDERWRITING ESPANA LIMITED
STUBBEN EDGE GROUP LIMITED
WILLIS INTERNATIONAL LIMITED
WILLIS LIMITED
WILLIS UK LIMITED
Bryan Joseph
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 361,310 361,310 503,964
Current Assets 41,408,258 41,408,258 37,661,496
Creditors Due Within One Year 29,448,734 29,448,734 29,737,903
Working Cap 11,959,524 11,959,524 7,923,593
Total Assets Less Current Liabilities 12,320,834 12,320,834 8,427,557
Long-term Liabilities 321,653 321,653 0
Net Assets 11,999,181 11,999,181 8,427,557
Share Capital & Reserves
Share Cap 960,036 960,036 960,036
Profit & Loss Reserves 10,189,116 10,189,116 6,617,492
Other Reserves 850,029 850,029 850,029
Shareholders Funds 11,999,181 11,999,181 8,427,557
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 0.9% 0.9% 1.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 18.2% 18.2% 23.7%
Cash Bank In Hand 81.0% 81.0% 75.0%
Current Assets 99.1% 99.1% 98.7%
Creditors Due Within One Year 70.5% 70.5% 77.9%
Net Current Assets Liabilities 28.6% 28.6% 20.8%
Creditors Due After One Year 0.8% 0.8% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 28.7% 28.7% 22.1%
Called Up Share Capital 2.3% 2.3% 2.5%
Share Capital Allotted Called Up Paid 2.3% 2.3% 2.5%
Profit Loss Account Reserve 24.4% 24.4% 17.3%
Shareholder Funds 28.7% 28.7% 22.1%
Capital Employed - - -
Total Assets Less Current Liabilities 29.5% 29.5% 22.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 1.4 1.4 1.3
Solvency Ratio 1.4 1.4 1.3
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Assets 41,769,568 41,769,568 38,165,460
Debt 29,770,387 29,770,387 29,737,903
Net Assets/Debt 11,999,181 11,999,181 8,427,557

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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WALDORF PRODUCTION UK PLC
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AAA UK HOLDING CO. LIMITED
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20 Fenchurch Street, London, EC3M 3BY
Document Filings
Appointment of Mrs Rachel Louise Sabbarton as a director on 11 February 2026
Termination of appointment of John Denton Spence as a director on 11 February 2026
Confirmation statement made on 30 November 2025 with no updates
Appointment of Matthew Thomas as a director on 1 April 2025
Termination of appointment of Lance John Gibbins as a director on 12 February 2025
Confirmation statement made on 30 November 2024 with no updates
Termination of appointment of Jonathan Mark Barnes as a director on 1 April 2024
Confirmation statement made on 30 November 2023 with no updates
Appointment of Mr Bryan Joseph as a director on 1 August 2023
Appointment of Mr Bradley Cass as a director on 1 August 2023
Appointment of Mr Paul Kelly as a secretary on 1 August 2023
Termination of appointment of Eva Marjorie Lynn-Williams as a secretary on 31 July 2023
Appointment of Ms Samantha Jane Churchill as a director on 30 June 2023
Termination of appointment of Philip Thomas Dawe as a director on 30 June 2023
Termination of appointment of Simon William David Fraser as a director on 18 May 2023
Secretary's details changed for Mrs Marjorie Eva Lynn on 25 February 2023
Appointment of Mrs Kelly Turner as a director on 3 January 2023
Termination of appointment of Adam Clive Beardon as a director on 3 January 2023
Appointment of Miss Belinda Anne Schofield as a director on 3 January 2023
Confirmation statement made on 30 November 2022 with no updates
Secretary's details changed for Miss Marjorie Eva Lynn on 1 November 2022
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