Company Overview
J.Smith & Sons(Walters Ash),Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Saturday 29 September 1934, so this is a well established company. J.Smith & Sons(Walters Ash),Limited has been in business for 91 years and 6 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

23, West Bar West Bar Street, Banbury, Oxfordshire, OX16 9SA
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameJ.SMITH & SONS(WALTERS ASH),LIMITED
Company Number00292579
Registered Office Address23, West Bar West Bar Street
 OX16 9SA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/09/1934
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/08/2016
Returns Last Made Up Date27/07/2015
Directors & Members
Show Resigned
William Abbott - Director
(British, 72 years old, born March 1954)
Appointed 01 October 2000
 Active
Adrian Laird Craig - Director
(British, 71 years old, born January 1955)
Appointed 21 January 2004
 Active
Neville Smith - Director
(British, 62 years old, born March 1964)
Appointed 01 December 2006
 Active
Caroline Thompson - Director
(British, 32 years old, born July 1994)
Appointed 28 September 2021
 Active
Secretaries
Show Resigned
Caroline Thompson - Secretary
Appointed 17 May 2024
 Active
Other Company Directorships
William Abbott
3 WEST STREET MANAGEMENT CO LTD
BLANCHFORD & CO.LIMITED
BUCKINGHAMSHIRE CONSERVATION TRUST
WJA RURAL PRACTICE LTD
Adrian Laird Craig
BERKMANN WINE CELLARS LIMITED
MONTROSE HOUSE (SCOTLAND) LIMITED
T.M. ROBERTSON & SON LIMITED
THE FRANCO-SCOTTISH BUSINESS CLUB LIMITED
Neville Smith
3 WEST STREET MANAGEMENT CO LTD
BLANCHFORD & CO.LIMITED
CUTLERS CLOSE MANAGEMENT COMPANY LIMITED
I-CUBED GLOBAL LTD.
Caroline Thompson
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 9,271,150 9,271,150 9,130,150
Current Assets 600,705 600,705 570,883
Creditors Due Within One Year 230,028 230,028 290,743
Working Cap 370,677 370,677 280,140
Total Assets Less Current Liabilities 9,641,827 9,641,827 9,410,290
Long-term Liabilities 9,611,827 9,611,827 9,380,290
Net Assets 30,000 30,000 30,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 30,000 30,000 30,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 93.9% 93.9% 94.1%
Stocks Inventory - - -
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 6.1% 6.1% 5.9%
Current Assets 6.1% 6.1% 5.9%
Creditors Due Within One Year 2.3% 2.3% 3.0%
Net Current Assets Liabilities 3.8% 3.8% 2.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.3% 0.3% 0.3%
Capital Employed - - -
Total Assets Less Current Liabilities 97.7% 97.7% 97.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 2.6 2.6 2.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 9,871,855 9,871,855 9,701,033
Debt 9,841,855 9,841,855 9,671,033
Net Assets/Debt 30,000 30,000 30,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around OX16 9SA
DAN JOHNSON CREATIVE LIMITED
Fortis Insolvency Limited, 683-693 Wilmslow Road, Manchester, OX16 9SA
CENTIGRADE EUROPE LIMITED
1ST FLOOR BEAUMONT HOUSE, BEAUMONT ROAD, BANBURY, OX16 9SA
HENLEY CARPETS AND FLOORING LIMITED
COUNTRYWIDE HOUSE, 23 WEST BAR, BANBURY, OXFORDSHIRE, OX16 9SA
SPRY FOODS LTD
Unit 1-3 Salisbury Street, Widnes, OX16 9SA
ELFIN DEVELOPMENTS LLP
Countrywide House, 23 West Bar, Banbury, Oxfordshire, OX16 9SA
RED MARLIN LTD
OAKMOORE COURT KINGSWOOD ROAD, HAMPTON LOVETT, DROITWICH, WORCESTERSHIRE, OX16 9SA
JRST PROPERTY LIMITED
STUCHBURY LODGE, SULGRAVE, BANBURY, OXFORDSHIRE, OX16 9SA
MSR BUILDING SERVICES LIMITED
FOXDALE BANBURY LANE, NETHERCOTE, BANBURY, OX16 9SA
EVOLUTION PAINTBALL BANBURY LIMITED
Countrywide House, 23 West Bar, Banbury, Oxfordshire, OX16 9SA
99 DIVINITY ROAD MANAGEMENT COMPANY LIMITED
23 WEST BAR STREET, BANBURY, OXFORDSHIRE, OX16 9SA
Document Filings
Confirmation statement made on 27 July 2025 with updates
Director's details changed for Mr Neville Gary Smith on 18 February 2025
Director's details changed for Mrs Caroline Louise Thompson on 3 February 2025
Confirmation statement made on 27 July 2024 with no updates
Appointment of Mrs Caroline Louise Thompson as a secretary on 17 May 2024
Termination of appointment of Adrian Joseph Laird Craig as a secretary on 17 May 2024
Director's details changed for Ms Caroline Louise Smith on 27 October 2023
Confirmation statement made on 27 July 2023 with no updates
Confirmation statement made on 27 July 2022 with updates
Appointment of Ms Caroline Louise Smith as a director on 28 September 2021
Termination of appointment of Laurence Smith as a director on 28 September 2021
Confirmation statement made on 27 July 2021 with updates
Confirmation statement made on 27 July 2020 with no updates
Director's details changed for Mr Lawrence Smith on 4 August 2020
Confirmation statement made on 27 July 2019 with updates
Confirmation statement made on 27 July 2018 with updates
Registration of charge 002925790003, created on 10 May 2018
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free