Company Overview
Russell Finex Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 29 November 1934, so this is a well established company. Russell Finex Limited has been in business for 91 years and 4 months. The accounts status is group and the accounts are next due on Saturday 31 January 2026.
Registered Address

Browells Lane, Feltham, Middlesex, TW13 7EW
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Companies House Data
Company NameRUSSELL FINEX LIMITED
Company Number00294532
Registered Office AddressBrowells Lane
 Feltham
 TW13 7EW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/11/1934
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryGROUP
Returns Next Due Date29/10/2016
Returns Last Made Up Date01/10/2015
Directors & Members
Show Resigned
Kenneth Armour - Director
(British, 60 years old, born January 1966)
Appointed 01 December 2012
 Active
Richard Kay - Director
(British, 50 years old, born August 1976)
Appointed 01 February 2023
 Active
Robert O'connell - Director
(British, 55 years old, born January 1971)
Appointed 01 February 2014
 Active
Resham Singh - Director
(British, 70 years old, born September 1956)
Appointed 01 August 1997
 Active
Robert Ward - Director
(British, 53 years old, born January 1973)
Appointed 01 August 2024
 Active
Ian Wardlaw - Director
(British, 58 years old, born April 1968)
Appointed 01 July 2018
 Active
Secretaries
Show Resigned
Lisa Harris - Secretary
Appointed 21 April 2014
 Active
Other Company Directorships
Kenneth Armour
THEARMOURS LIMITED
Richard Kay
No companies found
Robert O'connell
No companies found
Resham Singh
LAGONDA ESTATES LIMITED
Robert Ward
No companies found
Ian Wardlaw
BELLVIEW PUBS LTD
CIT REALISATIONS LIMITED
RUSSELL-HURST TRUSTEES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2021 31-Jan-2020
Balance Sheet
Fixed Assets 5,264,207 5,264,207 5,462,995
Current Assets 38,393,100 38,393,100 37,539,109
Creditors Due Within One Year 8,573,573 8,573,573 11,290,362
Working Cap 29,819,527 29,819,527 26,248,747
Total Assets Less Current Liabilities 35,083,734 35,083,734 31,711,742
Long-term Liabilities 14,019,351 14,019,351 10,270,449
Net Assets 21,064,383 21,064,383 21,441,293
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 21,064,383 21,064,383 21,441,293
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2021 31-Jan-2020
Tangible Fixed Assets - - -
Fixed Assets 12.1% 12.1% 12.7%
Stocks Inventory - - -
Debtors 26.8% 26.8% 25.8%
Cash Bank In Hand 46.2% 46.2% 47.5%
Current Assets 87.9% 87.9% 87.3%
Creditors Due Within One Year 19.6% 19.6% 26.3%
Net Current Assets Liabilities 68.3% 68.3% 61.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 48.2% 48.2% 49.9%
Capital Employed - - -
Total Assets Less Current Liabilities 80.4% 80.4% 73.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2021 31-Jan-2020
Liquidity Ratio 4.5 4.5 3.3
Solvency Ratio 1.9 1.9 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2021 31-Jan-2020
Assets 43,657,307 43,657,307 43,002,104
Debt 22,592,924 22,592,924 21,560,811
Net Assets/Debt 21,064,383 21,064,383 21,441,293

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TW13 7EW
RUSSELL-HURST TRUSTEES LIMITED
BROWELLS LANE, FELTHAM, MIDDLESEX, TW13 7EW
Document Filings
Confirmation statement made on 1 October 2025 with no updates
Confirmation statement made on 1 October 2024 with no updates
Appointment of Mr Robert James Ward as a director on 1 August 2024
Termination of appointment of Stanley John Keyworth as a director on 26 February 2024
Confirmation statement made on 1 October 2023 with updates
Termination of appointment of Martin William Chipperfield as a director on 30 September 2023
Director's details changed for Mr Robert Joseph O'connell on 1 May 2023
Director's details changed for Mr Resham Singh on 1 May 2023
Appointment of Mr Richard Anthony Kay as a director on 1 February 2023
Confirmation statement made on 1 October 2022 with no updates
Amended group of companies' accounts made up to 31 January 2021
Confirmation statement made on 1 October 2021 with no updates
Resolutions
Memorandum and Articles of Association
Confirmation statement made on 1 October 2020 with no updates
Confirmation statement made on 1 October 2019 with no updates
Satisfaction of charge 002945320007 in full
Registration of charge 002945320007, created on 22 November 2018
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