STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY LTD. Credit Check Report

Company Overview

Staffordshire Chambers Of Commerce And Industry Ltd. is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Saturday 19 March 1949, so this is a well established company. Staffordshire Chambers Of Commerce And Industry Ltd. has been in business for 77 years. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.

Registered Address

Commerce House, Festival Park, Stoke-On-Trent, ST1 5BE

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Companies House Data

Company Name	STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY LTD.
Company Number	00465975
Registered Office Address	Commerce House
	Festival Park
	ST1 5BE
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	19/03/1949
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2025
Accounts Last Made Up Date	31/03/2024
Accounts Account Category	FULL
Returns Next Due Date	05/12/2016
Returns Last Made Up Date	07/11/2015

Previous Company Name	Changed Date
NORTH STAFFORDSHIRE CHAMBER OF COMMERCE AND INDUSTRY LIMITED	14 Oct 2013
NORTH STAFFORDSHIRE CHAMBER OF COMMERCE & INDUSTRY LIMITED	19 Jun 2012
NORTH STAFFORDSHIRE CHAMBER OF COMMERCE AND INDUSTRY	09 Mar 2012

Directors & Members

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	Adrian Allen - Director (British, 73 years old, born January 1953) Appointed 28 November 2018, Resigned 13 March 2020	Resigned
	Gerald Allen - Director (British, 83 years old, born June 1943) Appointed 11 November 1997, Resigned 22 September 2000	Resigned
	Gerald Allen - Director (British, 83 years old, born June 1943) Appointed 19 September 1995, Resigned 25 November 1996	Resigned
	Jonathan Andrew - Director (British, 56 years old, born August 1970) Appointed 01 December 2011, Resigned 29 September 2017	Resigned
	Robert Ashton - Director (British, 79 years old, born June 1947) Appointed 05 December 2005, Resigned 05 November 2008	Resigned
	Hannah Ault - Director (British, 46 years old, born April 1980) Appointed 25 November 2020, Resigned 07 May 2025	Resigned
	Barry Baggott - Director (British, 79 years old, born March 1947) Appointed 26 January 1999, Resigned 30 October 2002	Resigned
	Raymond Barnett - Director (British, 79 years old, born March 1947) Appointed 30 October 2002, Resigned 10 April 2013	Resigned
	Geoff Barton - Director (British, 43 years old, born December 1983) Appointed 06 November 2023, Resigned 26 November 2025	Resigned
	Katherine Beardmore - Director (British, 38 years old, born April 1988) Appointed 11 April 2018	Active
	John Berrisford - Director (British, 62 years old, born May 1964) Appointed 29 September 2017, Resigned 28 May 2024	Resigned
	John Booth - Director (British, 98 years old, born August 1928)	Resigned
	David Boughey - Director (British, 64 years old, born March 1962) Appointed 28 November 2018, Resigned 22 July 2021	Resigned
	Robert Brown - Director (British, 78 years old, born October 1948) Appointed 11 November 1997, Resigned 01 October 1998	Resigned
	Colin Brown - Director (British, 75 years old, born October 1951) Appointed 30 October 2002, Resigned 12 October 2011	Resigned
	Sinead Butters - Director (British, 59 years old, born August 1967) Appointed 01 November 2013, Resigned 29 September 2017	Resigned
	Rachel Buxton - Director (British, 42 years old, born May 1984) Appointed 24 November 2021, Resigned 09 November 2023	Resigned
	John Capper - Director (British, 69 years old, born April 1957) Appointed 11 March 2015, Resigned 18 April 2017	Resigned
	Bryan Carnes - Director (British, 75 years old, born January 1951) Appointed 25 November 1996, Resigned 01 December 2011	Resigned
	David Carr Obe - Director (British, 80 years old, born May 1946) Appointed 19 September 1995, Resigned 25 November 1996	Resigned
	David Carr Obe - Director (British, 80 years old, born May 1946) Appointed 01 November 2000, Resigned 04 November 2009	Resigned
	Richard Cartwright - Director (British, 88 years old, born April 1938)	Resigned
	David Caswell - Director (British, 86 years old, born January 1940) Appointed 19 September 1995, Resigned 25 November 1996	Resigned
	Paul Connor - Director (British, 72 years old, born April 1954) Appointed 30 October 2002, Resigned 07 December 2005	Resigned
	Michael Craghill - Director (British, 82 years old, born January 1944)	Resigned
	Catherine Crockett - Director (British, 66 years old, born June 1960) Appointed 29 November 2023	Active
	Carl Croft - Director (British, 46 years old, born January 1980) Appointed 21 November 2017, Resigned 24 November 2021	Resigned
	Carl Croft - Director (British, 46 years old, born January 1980) Appointed 02 December 2015, Resigned 21 November 2017	Resigned
	Edward Dale - Director (British, 80 years old, born September 1946)	Resigned
	Phillip Dann - Director (British, 62 years old, born May 1964) Appointed 04 November 2009, Resigned 04 December 2014	Resigned
	Eve Davies - Director (British, 42 years old, born November 1984) Appointed 29 November 2022, Resigned 06 August 2025	Resigned
	Francis Davis - Director (British, 94 years old, born September 1932)	Resigned
	Suzanne Davy - Director (British, 59 years old, born March 1967) Appointed 18 April 2017, Resigned 14 November 2019	Resigned
	Jonathan Dudley - Director (British, 59 years old, born February 1967) Appointed 09 November 2011, Resigned 27 November 2019	Resigned

Secretaries

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	Bryan Carnes - Secretary (British)	Resigned

Other Company Directorships

Katherine Beardmore
No companies found

Catherine Crockett
THE STOKE ON TRENT AND DISTRICT GINGERBREAD CENTRE LIMITED

Balance Sheet

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Accounts Date	31-Mar-2024	31-Mar-2022	31-Mar-2021
Balance Sheet
Fixed Assets	1,555,842	1,555,842	1,589,457
Current Assets	2,731,730	2,731,730	2,101,408
Creditors Due Within One Year	1,078,858	1,078,858	1,005,198
Working Cap	1,652,872	1,652,872	1,096,210
Total Assets Less Current Liabilities	3,208,714	3,208,714	2,685,667
Long-term Liabilities	73,251	73,251	75,406
Net Assets	3,135,463	3,135,463	2,610,261
Share Capital & Reserves
Share Cap	-	-	-
Profit & Loss Reserves	-	-	-
Other Reserves	-	-	-
Shareholders Funds	3,135,463	3,135,463	2,610,261

Common Size Financial Analysis

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Accounts Date	31-Mar-2024	31-Mar-2022	31-Mar-2021
Tangible Fixed Assets	-	-	-
Fixed Assets	36.3%	36.3%	43.1%
Stocks Inventory	-	-	-
Debtors	20.5%	20.5%	16.4%
Cash Bank In Hand	41.9%	41.9%	37.5%
Current Assets	63.7%	63.7%	56.9%
Creditors Due Within One Year	25.2%	25.2%	27.2%
Net Current Assets Liabilities	38.6%	38.6%	29.7%
Creditors Due After One Year	-	-	-
Accruals Deferred Income	-	-	-
Provisions For Liabilities Charges	-	-	-
Net Assets Liabilities Including Pension Asset Liability	-	-	-
Called Up Share Capital	-	-	-
Share Capital Allotted Called Up Paid	-	-	-
Profit Loss Account Reserve	-	-	-
Shareholder Funds	73.1%	73.1%	70.7%
Capital Employed	-	-	-
Total Assets Less Current Liabilities	74.8%	74.8%	72.8%

Financial Ratio Analysis

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Accounts Date	31-Mar-2024	31-Mar-2022	31-Mar-2021
Liquidity Ratio	2.5	2.5	2.1
Solvency Ratio	3.7	3.7	3.4
Reserves to Assets	-	-	-

Secured Creditors

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Mortgages Charges	4
Mortgages Outstanding	0
Mortgages Part Satisfied	0
Mortgages Satisfied	4

Assets and Debt Analysis

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Accounts Date	31-Mar-2024	31-Mar-2022	31-Mar-2021
Assets	4,287,572	4,287,572	3,690,865
Debt	1,152,109	1,152,109	1,080,604
Net Assets/Debt	3,135,463	3,135,463	2,610,261

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The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around ST1 5BE

	CERAMIC DEVELOPMENT LIMITED Commerce House, Festival Park, Stoke-On-Trent, Staffordshire, ST1 5BE
	NORTH STAFFORDSHIRE CHAMBER OF COMMERCE AND INDUSTRY LIMITED Commerce House, Festival Park, Stoke On Trent, ST1 5BE

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