Company Overview
Peac Business Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 14 February 1967, so this is a well established company. Peac Business Finance Limited has been in business for 59 years and 1 month. The accounts status is full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Inspired, Easthampstead Road, Bracknell, RG12 1YQ
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Companies House Data
Company NamePEAC BUSINESS FINANCE LIMITED
Company Number00898129
Registered Office AddressInspired
 Easthampstead Road
 RG12 1YQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/02/1967
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryFULL
Returns Next Due Date29/06/2017
Returns Last Made Up Date01/06/2016
Previous Company NameChanged Date
BARCLAYS MERCANTILE BUSINESS FINANCE LIMITED01 Jul 2021
Directors & Members
Show Resigned
Jonathan Ashley - Director
(American, 60 years old, born February 1966)
Appointed 30 June 2021
 Active
Stephen Bolton - Director
(British, 64 years old, born February 1962)
Appointed 01 April 2014
 Active
Andrew Bromfield - Director
(British, 38 years old, born July 1988)
Appointed 30 June 2021
 Active
Anthony Hartis - Director
(British, 50 years old, born October 1976)
Appointed 11 May 2022
 Active
David Hawkins - Director
(British, 59 years old, born May 1967)
Appointed 21 May 2014
 Active
Benjamin Lim - Director
(British, 34 years old, born July 1992)
Appointed 20 December 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Jonathan Ashley
AURAJOKI HOLDINGS UK LIMITED
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
PEAC BUSINESS FINANCE HOLDINGS LIMITED
PEAC HOLDINGS (UK) LIMITED
Stephen Bolton
BARCLAYS MARLIST LIMITED
BARCLAYS MERCANTILE LIMITED
BMBF (NO.12) LIMITED
BMBF (NO.21) LIMITED
BMBF (NO.3) LIMITED
BMBF (NO.6) LIMITED
BMBF (NO.9) LIMITED
BMBF USD NO 1 LIMITED
CLAAS FINANCE LIMITED
FINANCE & LEASING ASSOCIATION
MERCANTILE CREDIT COMPANY LIMITED
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
PEAC BUSINESS FINANCE HOLDINGS LIMITED
PEAC HOLDINGS (UK) LIMITED
PEAC SOLUTIONS LIMITED
SURETY TRUST LIMITED
TOPI ASSET (UK) LIMITED
Andrew Bromfield
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
PEAC BUSINESS FINANCE HOLDINGS LIMITED
PEAC HOLDINGS (UK) LIMITED
Anthony Hartis
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
PEAC BUSINESS FINANCE HOLDINGS LIMITED
PEAC HOLDINGS (UK) LIMITED
PEAC SOLUTIONS LIMITED
David Hawkins
BARCLAYS MERCANTILE LIMITED
BMBF (NO.12) LIMITED
BMBF (NO.21) LIMITED
BMBF (NO.3) LIMITED
BMBF (NO.6) LIMITED
BMBF (NO.9) LIMITED
BMBF USD NO 1 LIMITED
MERCANTILE CREDIT COMPANY LIMITED
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
Benjamin Lim
PEAC (BF1) LIMITED
PEAC (UK) LIMITED
PEAC BUSINESS FINANCE HOLDINGS LIMITED
PEAC HOLDINGS (UK) LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 1,158,600,000 1,158,600,000 1,372,400,000
Current Assets 2,655,600,000 2,655,600,000 2,925,600,000
Creditors Due Within One Year 3,441,900,000 3,441,900,000 3,997,300,000
Working Cap -786,300,000 -786,300,000 -1,071,700,000
Total Assets Less Current Liabilities 372,300,000 372,300,000 300,700,000
Long-term Liabilities 204,100,000 204,100,000 224,500,000
Net Assets 168,200,000 168,200,000 76,200,000
Share Capital & Reserves
Share Cap 94,000,000 94,000,000 94,000,000
Profit & Loss Reserves 74,200,000 74,200,000 -17,800,000
Other Reserves 0 0 0
Shareholders Funds 168,200,000 168,200,000 76,200,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 30.4% 30.4% 31.9%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 51.5% 51.5% 52.4%
Cash Bank In Hand 0.0% 0.0% 0.0%
Current Assets 69.6% 69.6% 68.1%
Creditors Due Within One Year 90.2% 90.2% 93.0%
Net Current Assets Liabilities -20.6% -20.6% -24.9%
Creditors Due After One Year 4.1% 4.1% 3.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 4.4% 4.4% 1.8%
Called Up Share Capital 2.5% 2.5% 2.2%
Share Capital Allotted Called Up Paid 2.5% 2.5% 2.2%
Profit Loss Account Reserve 1.9% 1.9% -0.4%
Shareholder Funds 4.4% 4.4% 1.8%
Capital Employed - - -
Total Assets Less Current Liabilities 9.8% 9.8% 7.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 0.8 0.8 0.7
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 44
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 40
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2011 31-Dec-2010
Assets 3,814,200,000 3,814,200,000 4,298,000,000
Debt 3,646,000,000 3,646,000,000 4,221,800,000
Net Assets/Debt 168,200,000 168,200,000 76,200,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 1 March 2026 with no updates
Registration of charge 008981290045, created on 11 December 2025
Registration of charge 008981290044, created on 17 October 2025
Registration of charge 008981290043, created on 17 October 2025
Confirmation statement made on 1 March 2025 with no updates
Termination of appointment of Marie-Anne Bousaba as a director on 8 January 2025
Appointment of Mr Benjamin Sze Ern Lim as a director on 20 December 2024
Registration of charge 008981290042, created on 22 October 2024
Satisfaction of charge 008981290041 in full
Confirmation statement made on 1 March 2024 with no updates
Termination of appointment of Philip Venner as a secretary on 31 January 2024
Appointment of Mr Robert Daniel Stavely as a secretary on 1 February 2024
Confirmation statement made on 1 March 2023 with no updates
Termination of appointment of Thomas Lyle as a director on 11 January 2023
Registration of charge 008981290041, created on 21 December 2022
Previous accounting period extended from 31 December 2021 to 30 June 2022
Appointment of Mr Thomas Lyle as a director on 11 May 2022
Appointment of Mr Anthony Hartis as a director on 11 May 2022
Confirmation statement made on 1 March 2022 with updates
Change of details for Japan Bidco Limited as a person with significant control on 21 July 2021
Appointment of Marie-Anne Bousaba as a director on 28 February 2022
Register inspection address has been changed from 1 Churchill Place London E14 5HP to Inspired Easthampstead Road Bracknell RG12 1YQ
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