Company Overview
Investors Planning Associates Limited is listed at the official companies registry as in Liquidation Private Limited Company. The company was incorporated on Monday 19 October 1970, so this is a well established company. Investors Planning Associates Limited has been in business for 55 years and 5 months. The accounts status is small and the accounts are next due on Tuesday 23 January 2024.
Registered Address

2Nd Floor Stratus House Emperor Way, Exeter Business Park, Exeter, EX1 3QS
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameINVESTORS PLANNING ASSOCIATES LIMITED
Company Number00992112
Registered Office Address2nd Floor Stratus House Emperor Way
 Exeter Business Park
 EX1 3QS
Company CategoryPrivate Limited Company
Company StatusLiquidation
Country of OriginUnited Kingdom
Incorporation Date19/10/1970
Accounting Reference Date Day23
Accounting Reference Date Month4
Accounts Next Due Date23/01/2024
Accounts Last Made Up Date23/04/2022
Accounts Account CategorySMALL
Returns Next Due Date17/02/2017
Returns Last Made Up Date20/01/2016
Directors & Members
Show Resigned
Paul Morrish - Director
(British, 61 years old, born December 1965)
Appointed 28 January 2020
Active
Susan Puddephatt - Director
(British, 64 years old, born October 1962)
Appointed 15 January 2020
Active
Michelmores Secretaries Limited - Secretary
Appointed 24 October 2019
Active
Secretaries
Show Resigned
Michelmores Secretaries Limited - Secretary
Appointed 24 October 2019
Active
Other Company Directorships
Paul Morrish
4 PILLARS STAFFING LTD
ACCOUNTANTS FINANCIAL SERVICES (SCOTLAND) LIMITED
AFS HOLDINGS (SCOTLAND) LIMITED
APTERA WEALTH MANAGEMENT LIMITED
CHAMBERS GROUP LIMITED
CHAMBERS INVESTMENTS LIMITED
CHAMBERS LIMITED
CHAMO (EXETER) LTD
COMITIS LTD
DJP AND SP CONSULTING LTD
EDWARDS WEALTH MANAGEMENT LIMITED
ELLABY POLLARD LIMITED
EQUITY INVEST LIMITED
EXETER NETWORK CHURCH
H & L FINANCIAL LTD
INDEPENDENT ADVISERS (SCOTLAND) LIMITED
INSPIRED LIVING (SW) LIMITED
JIREH (SW) LTD
JIREH RENTAL PROPERTIES (SW) LIMITED
KILLERMONT INVESTMENTS LTD
MACKENZIE INVESTMENT STRATEGIES LTD.
MARLBOROUGH FINANCIAL MANAGEMENT (UK) LIMITED
MOCHA (TAUNTON) LTD
NORRIS & FISHER INDEPENDENT FINANCIAL SERVICES LIMITED
OLLIKA LIMITED
PAUL JONES FINANCIAL SERVICES LIMITED
PJFS HOLDINGS LIMITED
PLAN 4 WEALTH LIMITED
PROSPERITAS FINANCIAL SOLUTIONS LIMITED
SIGMA WEALTH STRATEGIES LIMITED
STUART ABERDEEN FINANCIAL SERVICES LIMITED
WARDE GRAHAM CONSULTING LIMITED
WARWICK BUTCHART ASSOCIATES LIMITED
WINTER FINANCIAL SERVICES LIMITED
Susan Puddephatt
A P ASSOCIATES FINANCIAL SERVICES LIMITED
BANKHOUSE FINANCIAL MANAGEMENT LIMITED
CUTTER & CO FINANCIAL PLANNING LIMITED
DESTINATION FINANCIAL PLANNING LIMITED
DFP HEALTH & WEALTH MANAGEMENT LIMITED
DFP WEALTH MANAGEMENT LTD
ELLABY POLLARD LIMITED
G & E PRIVATE WEALTH LIMITED
G & E WEALTH MANAGEMENT LIMITED
G&E WEALTH MANAGEMENT (HOLDINGS) LTD
HKA (F S) LIMITED
HKA HOLDINGS LIMITED
JCF FINANCIAL SERVICES LIMITED
KILLERMONT INVESTMENTS LTD
LAW SOCIETY (NI) FINANCIAL ADVICE LIMITED
LEE STRATHY LIMITED
MACKENZIE INVESTMENT STRATEGIES LTD.
NAVIGATOR FINANCIAL PLANNING LIMITED
OAKLEA WEALTH MANAGEMENT LTD
PANNELLS FINANCIAL PLANNING LTD
PANNELLS HOLDINGS LIMITED
SPENCE AND SPENCE (SCOTLAND) LIMITED
SUCCESSION EMPLOYEE BENEFIT SOLUTIONS LIMITED
SUCCESSION GROUP LTD
SUCCESSION HOLDINGS JERSEY LIMITED
TAG FINANCIAL PLANNING LIMITED
THE OXFORD ADVISORY PARTNERSHIP LIMITED
TRUE FINANCIAL PARTNERSHIPS LIMITED
TRUE WEALTH MANAGEMENT LIMITED
TRUE WEALTH PLANNING SOLUTIONS LIMITED
VERACITY ASSET TRANSFORMATION SERVICE LIMITED
WARDE GRAHAM CONSULTING LIMITED
WARWICK BUTCHART ASSOCIATES LIMITED
WATSON LAIRD LIMITED
Balance Sheet Unlock full report
Accounts Date 23-Apr-2022 23-Oct-2019 23-Oct-2018
Balance Sheet
Fixed Assets 39,333 39,333 58,311
Current Assets 1,076,684 1,076,684 911,554
Creditors Due Within One Year 618,793 618,793 446,467
Working Cap 457,891 457,891 465,087
Total Assets Less Current Liabilities 497,224 497,224 523,398
Long-term Liabilities 492,224 492,224 522,398
Net Assets 5,000 5,000 1,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,000 5,000 1,000
Common Size Financial Analysis Unlock full report
Accounts Date 23-Apr-2022 23-Oct-2019 23-Oct-2018
Tangible Fixed Assets - - -
Fixed Assets 3.5% 3.5% 6.0%
Stocks Inventory - - -
Debtors 40.8% 40.8% 48.9%
Cash Bank In Hand 55.7% 55.7% 45.1%
Current Assets 96.5% 96.5% 94.0%
Creditors Due Within One Year 55.4% 55.4% 46.0%
Net Current Assets Liabilities 41.0% 41.0% 48.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.4% 0.4% 0.1%
Capital Employed - - -
Total Assets Less Current Liabilities 44.6% 44.6% 54.0%
Financial Ratio Analysis Unlock full report
Accounts Date 23-Apr-2022 23-Oct-2019 23-Oct-2018
Liquidity Ratio 1.7 1.7 2.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 23-Apr-2022 23-Oct-2019 23-Oct-2018
Assets 1,116,017 1,116,017 969,865
Debt 1,111,017 1,111,017 968,865
Net Assets/Debt 5,000 5,000 1,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EX1 3QS
BEESONS (TORBAY) LIMITED
Bishop Fleming 2nd Floor Stratus House, Emperor Way Exeter Business Park, Exeter, EX1 3QS
SIMMETTE LIMITED
Stratus House, Emperor Way, Exeter, Devon, EX1 3QS
DART RIVERLAND LIMITED
Bishop Fleming 2nd Floor, Stratus House Emperor Way, Exeter Business Park, Exeter, EX1 3QS
ENGINEERING CORNWALL LTD
Bishop Fleming 2nd Floor Stratus House, Emperor Way Exeter Business Park, Exeter, EX1 3QS
CTA CENTRE LIMITED
Bishop Fleming 2nd Floor Stratus House Emperor Way, Exeter Business Park, Exeter, EX1 3QS
A & G HOLDINGS LIMITED
Isca Barum Insurance Brokers Ltd, Stratus House Emperor Way, Exeter Business Park, Exeter, EX1 3QS
PEBBLE UK LIMITED
Bishop Fleming, 2nd Floor Stratus House, Emperor Way, Exeter Business Park, Exeter, Devon, EX1 3QS
T & D CARTER LIMITED
BISHOP FLEMING, 2nd Floor Stratus House Emperor Way Exeter Business Park, Exeter, EX1 3QS
ROCKWOOD WEALTH MANAGEMENT LIMITED
HIGHFIELD MIDDLE WARBERRY ROAD, WELLSWOOD, TORQUAY, EX1 3QS
V.I.P.S. (VECTOR INTERNATIONAL PROCESSING SYSTEMS) LIMITED
Bishop Fleming Llp 2nd Floor Stratus House, Emperor Way Exeter Business Park, Exeter, EX1 3QS
Document Filings
Final Gazette dissolved following liquidation
Return of final meeting in a Members' voluntary winding up
Liquidators' statement of receipts and payments to 23 November 2024
Director's details changed for Ms Susan Marie Puddephatt on 12 December 2024
Declaration of solvency
Registered office address changed from The Apex, Brest Road Derriford Business Park Derriford Plymouth PL6 5FL United Kingdom to 2nd Floor Stratus House Emperor Way Exeter Business Park Exeter EX1 3QS on 5 December 2023
Appointment of a voluntary liquidator
Resolutions
Statement of capital on 3 August 2023
Statement by Directors
Solvency Statement dated 21/07/23
Resolutions
Confirmation statement made on 20 January 2023 with no updates
Director's details changed for Ms Susan Marie Puddephatt on 14 November 2022
Registered office address changed from Drake Building 15 Davy Road Plymouth Science Park, Derriford Plymouth Devon PL6 8BY England to The Apex, Brest Road Derriford Business Park Derriford Plymouth PL6 5FL on 3 October 2022
Confirmation statement made on 20 January 2022 with no updates
Current accounting period extended from 23 October 2020 to 23 April 2021
Confirmation statement made on 20 January 2021 with updates
Termination of appointment of Jo-Anne Cathryn Smithson as a director on 31 July 2020
Termination of appointment of Howard Neil Rentell as a director on 11 February 2020
Appointment of Mr Paul Stephen Morrish as a director on 28 January 2020
Confirmation statement made on 20 January 2020 with updates

In using this service you agree to the Terms and Conditions

© 2026 Check Free