L.A.G. EDUCATION AND SERVICE TRUST LIMITED Credit Check Report

Company Overview

L.A.G. Education And Service Trust Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 08 February 1973, so this is a well established company. L.A.G. Education And Service Trust Limited has been in business for 53 years and 1 month. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.

Registered Address

1 2Nd Floor, Gatehouse Chambers, 1 Lady Hale Gate, London, WC1X 8BS

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Companies House Data

Company Name	L.A.G. EDUCATION AND SERVICE TRUST LIMITED
Company Number	01095065
Registered Office Address	1 2nd Floor
	Gatehouse Chambers
	WC1X 8BS
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	08/02/1973
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	18/06/2017
Returns Last Made Up Date	21/05/2016

Directors & Members

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	Olumide Adisa - Director (British, 42 years old, born August 1984) Appointed 24 March 2023, Resigned 30 August 2024	Resigned
	Janet Allbeson - Director (British, 72 years old, born January 1954) Appointed 12 April 1994, Resigned 26 July 2000	Resigned
	Julian Allen - Director (British, 75 years old, born March 1951) Appointed 13 January 2015, Resigned 17 July 2025	Resigned
	Richard Alomo - Director (British, 60 years old, born October 1966) Appointed 11 July 2006, Resigned 01 October 2009	Resigned
	Karen Ashton - Director (British, 67 years old, born May 1959) Appointed 17 July 2002, Resigned 14 July 2004	Resigned
	Michael Atkins - Director (British, 45 years old, born October 1981) Appointed 11 July 2006, Resigned 23 January 2007	Resigned
	Angela Balogun - Director (French, 74 years old, born January 1952) Appointed 20 September 2000, Resigned 16 July 2003	Resigned
	Angela Balogun - Director (French, 74 years old, born January 1952) Appointed 12 July 2005, Resigned 10 July 2007	Resigned
	Diana Beale - Director (British, 82 years old, born December 1944) Appointed 17 July 1996, Resigned 24 June 1998	Resigned
	Sandy Beckingham - Director (British, 72 years old, born March 1954) Appointed 17 March 1993, Resigned 12 January 1994	Resigned
	Poonam Bhari - Director (British, 59 years old, born April 1967) Appointed 23 March 2005, Resigned 05 July 2016	Resigned
	Shanta Bhavnani - Director (British, 54 years old, born August 1972) Appointed 22 September 2004, Resigned 12 July 2005	Resigned
	Charles Blake - Director (British, 81 years old, born January 1945) Appointed 25 July 2001, Resigned 14 July 2004	Resigned
	Charles Blake - Director (British, 81 years old, born January 1945) Appointed 06 October 1997, Resigned 08 December 1998	Resigned
	Tracey Bloom - Director (British, 65 years old, born April 1961) Appointed 28 July 1999, Resigned 16 July 2003	Resigned
	Mirentchu Bowler Reed - Director (British, 76 years old, born October 1950)	Resigned
	Rosalind Bragg - Director (Australian, 60 years old, born March 1966) Appointed 22 March 2022, Resigned 18 March 2026	Resigned
	Lee Bridges - Director (British, 79 years old, born January 1947)	Resigned
	Sophie Brookes - Director (British, 57 years old, born May 1969) Appointed 12 July 2005, Resigned 10 July 2007	Resigned
	Gillian Bull - Director (British, 66 years old, born December 1960) Appointed 18 July 1994, Resigned 23 May 1995	Resigned
	Michael Burdett - Director (British, 85 years old, born August 1941) Appointed 12 April 1994, Resigned 11 July 2006	Resigned
	Suzanne Burn - Director (British, 79 years old, born June 1947) Appointed 22 September 1999, Resigned 12 February 2000	Resigned
	Alison Burns - Director (British, 64 years old, born May 1962) Appointed 01 December 2001, Resigned 01 October 2009	Resigned
	Marie Burton - Director (British, 58 years old, born July 1968) Appointed 11 July 2006, Resigned 01 July 2008	Resigned
	Russell Campbell - Director (British, 69 years old, born July 1957) Appointed 23 September 1998, Resigned 12 July 2005	Resigned
	Nancy Carlton - Director (American, 79 years old, born January 1947)	Resigned
	Helen Carr - Director (British, 69 years old, born February 1957) Appointed 20 September 2000, Resigned 10 July 2007	Resigned
	Saimo Chahal - Director (British, 68 years old, born July 1958)	Resigned
	Richard Clayton - Director (American, 72 years old, born May 1954)	Resigned
	Emma Cohen - Director (British, 61 years old, born December 1965) Appointed 20 September 2000, Resigned 17 February 2002	Resigned
	Russell Conway - Director (British, 71 years old, born January 1955) Appointed 12 July 2017, Resigned 10 January 2022	Resigned
	Phillip Copestake - Director (British, 45 years old, born September 1981) Appointed 01 July 2008, Resigned 31 July 2011	Resigned
	David Cowan - Director (British, 60 years old, born November 1966) Appointed 17 July 2002, Resigned 16 July 2003	Resigned
	Katrina Crichton Crossley - Director (British, 67 years old, born December 1959) Appointed 08 August 2023, Resigned 20 December 2024	Resigned
	Naomi Cunningham - Director (British, 60 years old, born October 1966) Appointed 22 September 2004, Resigned 11 July 2006	Resigned

Secretaries

No Secretaries Appointed

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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