Company Overview
Backhouse Independent Financial Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 17 October 1973, so this is a well established company. Backhouse Independent Financial Services Limited has been in business for 52 years and 5 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Oakmount House, 7-9 Carrside, Nelson, Lancashire, BB9 6RX
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameBACKHOUSE INDEPENDENT FINANCIAL SERVICES LIMITED
Company Number01140032
Registered Office AddressOakmount House
 7-9 Carrside
 BB9 6RX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/10/1973
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/05/2017
Returns Last Made Up Date30/04/2016
Previous Company NameChanged Date
BACKHOUSE INDEPENDENT FINANCIAL SERVICES LTD19 Aug 2025
Directors & Members
Show Resigned
John Backhouse - Director
(British, 67 years old, born February 1959)
Appointed 01 November 2018
 Active
Shirley Backhouse - Director
(British, 91 years old, born September 1935)
David Cockburn-Price - Director
(British, 59 years old, born September 1967)
Appointed 01 July 2025
 Active
Graham Tracey - Director
(British, 55 years old, born January 1971)
Appointed 15 November 2022
 Active
Secretaries
Show Resigned
David Cockburn-Price - Secretary
Appointed 01 July 2025
 Active
Other Company Directorships
John Backhouse
ANDRENA BACKHOUSE LTD
BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED
BACKHOUSE INSURANCE BROKERS LIMITED
GROSVENOR BACKHOUSE LIMITED
STEVEN BACKHOUSE GROUP OF COMPANIES LIMITED(THE)
THE CHEEKY MONKEY COMPANY LIMITED
Shirley Backhouse
ANDRENA BACKHOUSE LTD
BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED
BACKHOUSE INSURANCE BROKERS LIMITED
GROSVENOR BACKHOUSE LIMITED
STEVEN BACKHOUSE GROUP OF COMPANIES LIMITED(THE)
David Cockburn-Price
HONE-IT GROUP LIMITED
TOUCH AND DISCOVER SYSTEMS LTD
V.P. DEFENCE LIMITED
V.P. INTEGRATED SOLUTIONS LIMITED
VIRTALIS LIMITED
Graham Tracey
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 3,339 3,339 15,748
Current Assets 977,728 977,728 951,698
Creditors Due Within One Year 803,446 803,446 728,584
Working Cap 174,282 174,282 223,114
Total Assets Less Current Liabilities 177,621 177,621 238,862
Long-term Liabilities 600 600 600
Net Assets 177,021 177,021 238,262
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 177,021 177,021 238,262
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.3% 0.3% 1.6%
Stocks Inventory - - -
Debtors 72.6% 72.6% 77.7%
Cash Bank In Hand 27.0% 27.0% 20.7%
Current Assets 99.7% 99.7% 98.4%
Creditors Due Within One Year 81.9% 81.9% 75.3%
Net Current Assets Liabilities 17.8% 17.8% 23.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.0% 18.0% 24.6%
Capital Employed - - -
Total Assets Less Current Liabilities 18.1% 18.1% 24.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.2 1.2 1.3
Solvency Ratio 1.2 1.2 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 981,067 981,067 967,446
Debt 804,046 804,046 729,184
Net Assets/Debt 177,021 177,021 238,262

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BB9 6RX
BACKHOUSE INSURANCE BROKERS LIMITED
OAKMOUNT HOUSE, 7-9 CARRSIDE, NELSON, LANCASHIRE, BB9 6RX
GROSVENOR BACKHOUSE LIMITED
OAKMOUNT HOUSE, 7-9 CARRSIDE, NELSON, LANCASHIRE, BB9 6RX
SPAIN BUILDING & MAINTENANCE LIMITED
UNIT 5 CARRSIDE, LOMESHAYE INDUSTRIAL ESTATE, NELSON, LANCASHIRE, BB9 6RX
BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED
OAKMOUNT HOUSE, 7-9 CARRSIDE, NELSON, LANCASHIRE, BB9 6RX
PLTV NEWS LIMITED
5 Carrside Lomeshaye Industrial Estate, Nelson, Lancashire, BB9 6RX
STEVEN BACKHOUSE GROUP OF COMPANIES LIMITED(THE)
OAKMOUNT HOUSE, 7-9 CARRSIDE, NELSON, LANCASHIRE, BB9 6RX
A & S NORTH WEST DEVELOPMENTS LIMITED
Unit 5 Carrside, Lomeshaye Industrial Estate, Nelson, Lancashire, BB9 6RX
FLOURISH RECRUITMENT LIMITED
FOX COTTAGE, WEST BRADFORD, CLITHEROE, BB9 6RX
BRIGHT ENGINEERING (PRECISION PRODUCTS) LTD
3 CARRSIDE, LOMESHAYE INDUSTRIAL ESTATE, NELSON, LANCASHIRE, BB9 6RX
CARRSIDE ONE BUSINESS CENTRE LIMITED
1 CARRSIDE, LOMESHAYE INDUSTRIAL ESTATE, NELSON, BB9 6RX
Document Filings
Change of details for Steven Backhouse Group of Companies Limited (The) as a person with significant control on 9 September 2025
Cessation of Shirley Russell Backhouse as a person with significant control on 9 September 2025
Notification of Steven Backhouse Group of Companies Limited (The) as a person with significant control on 9 September 2025
Certificate of change of name
Appointment of Mr David Charles Cockburn-Price as a secretary on 1 July 2025
Appointment of Mr David Charles Cockburn-Price as a director on 1 July 2025
Termination of appointment of Susan Louise Collinge as a secretary on 1 July 2025
Confirmation statement made on 25 April 2025 with no updates
Confirmation statement made on 25 April 2024 with no updates
Confirmation statement made on 25 April 2023 with no updates
Appointment of Mrs Susan Louise Collinge as a secretary on 22 March 2023
Termination of appointment of David Hannah as a secretary on 15 March 2023
Appointment of Mr Graham Richard Tracey as a director on 15 November 2022
Termination of appointment of Martin Joseph Edwards as a director on 14 July 2022
Confirmation statement made on 25 April 2022 with no updates
Confirmation statement made on 25 April 2021 with no updates
Registered office address changed from Oakmount House 9 Carrside Lomeshaye Business Park Nelson BB9 6RX to Oakmount House 7-9 Carrside Nelson Lancashire BB9 6RX on 12 May 2020
Confirmation statement made on 25 April 2020 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free