Company Overview
Cardworks Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 31 October 1975, so this is a well established company. Cardworks Ltd has been in business for 50 years and 5 months. The accounts status is unaudited abridged and the accounts are next due on Tuesday 31 March 2026.
Registered Address

4385, 01231890 - Companies House Default Address, Cardiff, CF14 8LH
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Companies House Data
Company NameCARDWORKS LTD
Company Number01231890
Registered Office Address01231890 - COMPANIES HOUSE DEFAULT ADDRESS
 CF14 8LH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date31/10/1975
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date28/12/2016
Returns Last Made Up Date30/11/2015
Previous Company NameChanged Date
LUCAS GRAPHICS LIMITED12 Apr 2007
Directors & Members
Show Resigned
Michael Searles - Director
(British, 48 years old, born April 1978)
Appointed 03 October 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Michael Searles
AKITA GROUP LIMITED
AKITA SECURITY RESPONSE AND PATROLS LIMITED
INTERCHOICE HOLIDAYS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 3,986 3,986 8,615
Current Assets 164,040 164,040 156,319
Creditors Due Within One Year 66,822 66,822 87,092
Working Cap 97,218 97,218 69,227
Total Assets Less Current Liabilities 101,204 101,204 77,842
Long-term Liabilities 35,833 35,833 40,000
Net Assets 65,371 65,371 37,842
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 65,371 65,371 37,842
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 2.4% 2.4% 5.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 97.6% 97.6% 94.8%
Creditors Due Within One Year 39.8% 39.8% 52.8%
Net Current Assets Liabilities 57.9% 57.9% 42.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 38.9% 38.9% 22.9%
Capital Employed - - -
Total Assets Less Current Liabilities 60.2% 60.2% 47.2%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 2.5 2.5 1.8
Solvency Ratio 1.6 1.6 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Apr-2022 30-Apr-2021
Assets 168,026 168,026 164,934
Debt 102,655 102,655 127,092
Net Assets/Debt 65,371 65,371 37,842

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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I & Z LIMITED
4385, 08117634: COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
COINNOVATION LABS LTD
4385, 08097152: COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
EXPRESS BUSES AND COACH HIRE LIMITED
4385, 09730080: COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
THE M & M BORDER LEASING AGENCY LIMITED
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Document Filings
Registered office address changed to PO Box 4385, 01231890 - Companies House Default Address, Cardiff, CF14 8LH on 27 March 2026
Satisfaction of charge 012318900008 in full
Confirmation statement made on 3 October 2025 with updates
Appointment of Mr Michael Ronald Searles as a director on 3 October 2025
Notification of Bolt Capital Holdings Ltd as a person with significant control on 3 October 2025
Registered office address changed from Venture House Downshire Way 2 Arlington Square Bracknell Berkshire RG12 1WA England to 71-75 Shelton Street London WC2H 9JQ on 14 October 2025
Termination of appointment of Ewan Albert Mccowen as a director on 3 October 2025
Cessation of Ewan Albert Mccowen as a person with significant control on 3 October 2025
Confirmation statement made on 25 May 2025 with no updates
Registered office address changed from 23-25 Great Hollands Square Service Yard East Off Wordsworth Bracknell Berkshire RG12 8UX to Venture House Downshire Way 2 Arlington Square Bracknell Berkshire RG12 1WA on 12 November 2024
Confirmation statement made on 25 May 2024 with updates
Previous accounting period extended from 30 April 2023 to 30 June 2023
Confirmation statement made on 25 May 2023 with no updates
Registration of charge 012318900008, created on 30 September 2022
Confirmation statement made on 25 May 2022 with updates
Confirmation statement made on 18 May 2022 with updates
Registration of charge 012318900007, created on 3 May 2022
Termination of appointment of Rita Ann Lucas as a secretary on 3 May 2022
Cessation of Rita Ann Lucas as a person with significant control on 3 May 2022
Cessation of David James Lucas as a person with significant control on 3 May 2022
Termination of appointment of David James Lucas as a director on 3 May 2022
Termination of appointment of Rita Ann Lucas as a director on 3 May 2022
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