Company Overview
Quilter Business Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 11 August 1981, so this is a well established company. Quilter Business Services Limited has been in business for 44 years and 7 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Senator House, 85 Queen Victoria Street, London, EC4V 4AB
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Companies House Data
Company NameQUILTER BUSINESS SERVICES LIMITED
Company Number01579311
Registered Office AddressSenator House
 85 Queen Victoria Street
 EC4V 4AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/08/1981
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date14/12/2016
Returns Last Made Up Date16/11/2015
Previous Company NameChanged Date
OLD MUTUAL WEALTH BUSINESS SERVICES LIMITED15 Nov 2019
SKANDIA LIFE BUSINESS SERVICES LIMITED19 Sep 2014
Directors & Members
Show Resigned
Sarah Houlston - Director
(British, 60 years old, born May 1966)
Appointed 10 October 2024
 Active
Mark Satchel - Director
(British,South African, 57 years old, born August 1969)
Appointed 24 February 2011
 Active
Rory Wiseman - Director
(British, 47 years old, born May 1979)
Appointed 10 February 2025
 Active
Quilter Cosec Services Limited - Secretary
Appointed 29 September 2017
 Active
Secretaries
Show Resigned
Quilter Cosec Services Limited - Secretary
Appointed 29 September 2017
 Active
Other Company Directorships
Sarah Houlston
B.L.NOMINEES LIMITED
BDDL LIMITED
BDS NOMINEES LIMITED
BELL LAWRIE WHITE & CO. LIMITED
BREWIN (1762) LIMITED
BREWIN 1762 NOMINEES LIMITED
BREWIN BROKING LIMITED
BREWIN DOLPHIN MP
BREWIN DOLPHIN SECURITIES LIMITED
BREWIN NOMINEES LIMITED
DUNLAW NOMINEES LIMITED
ERSKINE NOMINEES LIMITED
GILTSPUR NOMINEES LIMITED
NORTH CASTLE STREET (NOMINEES) LIMITED
ROBERT WHITE & CO. LIMITED
SHARELINE (YORKSHIRE) LIMITED
SMITTCO NOMINEES LIMITED
WEBRICH LIMITED
WISE NOMINEES LIMITED
WISE SPEKE FINANCIAL SERVICES LIMITED
Mark Satchel
CENTRAL CAPITAL ACQUISITIONS LIMITED
COMMSALE 2000 LIMITED
FAIRBAIRN U.K. LIMITED
GERRARD (OMH) LIMITED
JDI (UK)
JUPITER INVESTMENT MANAGEMENT LIMITED
MOORCROFT (WEYBRIDGE) MANAGEMENT COMPANY LIMITED
OLD MUTUAL UK HOLDINGS LIMITED
OM LATIN AMERICA HOLDCO UK LIMITED
OMFS (AESH) LIMITED
OMFS CENTRAL SERVICES LIMITED
OMFS COMPANY 4 LIMITED
QUILTER FINANCIAL PLANNING LIMITED
QUILTER HOLDINGS LIMITED
QUILTER INVESTMENT PLATFORM LIMITED
QUILTER LIFE & PENSIONS LIMITED
QUILTER PERIMETER (GGP) LIMITED
QUILTER PERIMETER HOLDINGS LIMITED
QUILTER PERIMETER LIMITED
QUILTER PERIMETER UK LIMITED
QUILTER PLC
QUILTER UK HOLDING LIMITED
REASSURE LIFE LIMITED
REEDS WEYBRIDGE RUGBY FOOTBALL CLUB LIMITED
SATCHEL PROPERTIES UNLIMITED
SMITH ST.AUBYN (HOLDINGS)LIMITED
Rory Wiseman
QUILTER HOLDINGS LIMITED
QUILTER UK HOLDING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 7,100,000 7,100,000 7,152,000
Current Assets 114,428,000 114,428,000 115,988,000
Creditors Due Within One Year 97,234,000 97,234,000 118,638,000
Working Cap 17,194,000 17,194,000 -2,650,000
Total Assets Less Current Liabilities 24,294,000 24,294,000 4,502,000
Long-term Liabilities 0 0 0
Net Assets 24,294,000 24,294,000 4,502,000
Share Capital & Reserves
Share Cap 700,000 700,000 700,000
Profit & Loss Reserves -4,610,000 -4,610,000 -19,383,000
Other Reserves 28,204,000 28,204,000 23,185,000
Shareholders Funds 24,294,000 24,294,000 4,502,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 5.8% 5.8% 5.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 54.5% 54.5% 52.4%
Current Assets 94.2% 94.2% 94.2%
Creditors Due Within One Year 80.0% 80.0% 96.3%
Net Current Assets Liabilities 14.1% 14.1% -2.2%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 20.0% 20.0% 3.7%
Called Up Share Capital 0.6% 0.6% 0.6%
Share Capital Allotted Called Up Paid 0.6% 0.6% 0.6%
Profit Loss Account Reserve -3.8% -3.8% -15.7%
Shareholder Funds 20.0% 20.0% 3.7%
Capital Employed - - -
Total Assets Less Current Liabilities 20.0% 20.0% 3.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 1.2 1.2 1.0
Solvency Ratio 1.3 1.3 1.0
Reserves to Assets 0.0 0.0 -0.2
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 121,528,000 121,528,000 123,140,000
Debt 97,234,000 97,234,000 118,638,000
Net Assets/Debt 24,294,000 24,294,000 4,502,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 December 2025 with no updates
Appointment of Mr Rory Wiseman as a director on 10 February 2025
Termination of appointment of Louise Hannah Williams as a director on 31 December 2024
Confirmation statement made on 3 December 2024 with no updates
Appointment of Ms Sarah Margaret Mary Houlston as a director on 10 October 2024
Termination of appointment of Karin Alexandra Cook as a director on 30 September 2024
Confirmation statement made on 3 December 2023 with no updates
Director's details changed for Miss Louise Hannah Williams on 19 September 2023
Appointment of Miss Louise Hannah Williams as a director on 15 June 2023
Termination of appointment of Maura Sullivan as a director on 15 June 2023
Confirmation statement made on 3 December 2022 with no updates
Confirmation statement made on 3 December 2021 with no updates
Termination of appointment of Paul Jonathan Hucknall as a director on 30 September 2021
Registered office address changed from , Old Mutual House Portland Terrace, Southampton, SO14 7EJ to Senator House 85 Queen Victoria Street London EC4V 4AB on 11 June 2021
Appointment of Mrs Karin Alexandra Cook as a director on 15 March 2021
Appointment of Miss Maura Sullivan as a director on 15 March 2021
Termination of appointment of Duncan John Lane Eardley as a director on 15 March 2021
Confirmation statement made on 20 November 2020 with no updates
Secretary's details changed for Quilter Cosec Services Limited on 14 September 2020
Change of details for Quilter Plc as a person with significant control on 14 September 2020
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