Company Overview
B & S Financial Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 07 August 1986, so this is a well established company. B & S Financial Management Limited has been in business for 39 years and 7 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

The Base, Dallam Lane, Warrington, Cheshire, WA2 7NG
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Companies House Data
Company NameB & S FINANCIAL MANAGEMENT LIMITED
Company Number02044622
Registered Office AddressThe Base
 Dallam Lane
 WA2 7NG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/08/1986
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/01/2017
Returns Last Made Up Date31/12/2015
Directors & Members
Show Resigned
Michael Parkin - Director
(British, 48 years old, born December 1978)
Appointed 01 October 2014
 Active
Christopher Porritt - Director
(British, 74 years old, born August 1952)
Appointed 17 August 2015
 Active
Philip Roberts - Director
(British, 77 years old, born December 1949)
Paul Wilson - Director
(British, 68 years old, born February 1958)
Appointed 29 December 2016
 Active
Secretaries
Show Resigned
Other Company Directorships
Michael Parkin
No companies found
Christopher Porritt
COMPANY BOOKS SERVICES LTD
CONSULTCIH LIMITED
TC ACCOUNTANTS 008 LIMITED
Philip Roberts
B&S CORPORATE LIMITED
BEEVER AND STRUTHERS CORPORATE LIMITED
BEEVER AND STRUTHERS SERVICES LIMITED
COMPANY BOOKS SERVICES LTD
TC ACCOUNTANTS 008 LIMITED
Paul Wilson
BURNAGE RFC LIMITED
GLAN DULYN LIMITED
HEATON MERSEY VALLEY GOLF LTD.
MMHCRM LIMITED
SPECIAL MEDIA SOLUTIONS LIMITED
T & P CAR SALES (STOCKPORT) LIMITED
UNWANTED HEMS LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 279,432 279,432 232,577
Creditors Due Within One Year 68,594 68,594 64,218
Working Cap 210,838 210,838 168,359
Total Assets Less Current Liabilities 210,838 210,838 168,359
Long-term Liabilities 0 0 0
Net Assets 210,838 210,838 168,359
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 210,838 210,838 168,359
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 3.0% 3.0% 0.0%
Cash Bank In Hand 97.0% 97.0% 100.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 24.5% 24.5% 27.6%
Net Current Assets Liabilities 75.5% 75.5% 72.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 75.5% 75.5% 72.4%
Capital Employed - - -
Total Assets Less Current Liabilities 75.5% 75.5% 72.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 4.1 4.1 3.6
Solvency Ratio 4.1 4.1 3.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 279,432 279,432 232,577
Debt 68,594 68,594 64,218
Net Assets/Debt 210,838 210,838 168,359

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 31 December 2025 with updates
Confirmation statement made on 31 December 2024 with updates
Cancellation of shares. Statement of capital on 18 October 2024
Purchase of own shares.
Termination of appointment of David Hunter as a director on 18 October 2024
Confirmation statement made on 31 December 2023 with updates
Notification of a person with significant control statement
Cessation of Phillip John Roberts as a person with significant control on 30 March 2023
Cessation of Christopher Porritt as a person with significant control on 30 March 2023
Statement of capital following an allotment of shares on 30 March 2023
Confirmation statement made on 31 December 2022 with no updates
Confirmation statement made on 31 December 2021 with updates
Director's details changed for Mr Philip John Roberts on 6 October 2021
Director's details changed for Mr Christopher Simon Porritt on 6 October 2021
Director's details changed for Mr Paul Richard Wilson on 6 October 2021
Director's details changed for Mr David Nigel Hunter on 6 October 2021
Director's details changed for Michael Parkin on 6 October 2021
Director's details changed for Mr Philip John Roberts on 6 October 2021
Director's details changed for Michael Parkin on 6 October 2021
Director's details changed for Mr Paul Richard Wilson on 6 October 2021
Director's details changed for Mr Christopher Simon Porritt on 6 October 2021
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