Company Overview
Peter Best Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 11 January 1988, so this is a well established company. Peter Best Insurance Services Limited has been in business for 38 years and 2 months. The accounts status is full and the accounts are next due on Saturday 28 February 2026.
Registered Address

7 Station Lane, Hornchurch, Essex, RM12 6JL
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Companies House Data
Company NamePETER BEST INSURANCE SERVICES LIMITED
Company Number02210270
Registered Office Address7 Station Lane
 RM12 6JL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/01/1988
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryFULL
Returns Next Due Date12/07/2017
Returns Last Made Up Date14/06/2016
Directors & Members
Show Resigned
Richard Brewster - Director
(British, 80 years old, born December 1946)
Appointed 31 July 2018
Active
Damian Collett - Director
(British, 56 years old, born March 1970)
Appointed 31 July 2018
Active
Matthew Collett - Director
(British, 52 years old, born September 1974)
Appointed 02 October 2018
Active
Tracy Darkins - Director
(British, 50 years old, born March 1976)
Appointed 09 October 2025
Active
Michael Lawrence - Director
(British, 55 years old, born December 1971)
Appointed 29 October 2024
Active
Gordon Pratt - Director
(British, 67 years old, born September 1959)
Appointed 31 July 2018
Active
Hannah Thomson - Director
(British, 54 years old, born September 1972)
Appointed 02 October 2018
Active
Secretaries
Show Resigned
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Balance Sheet
Fixed Assets 28,465 28,465 39,354
Current Assets 1,259,561 1,259,561 861,197
Creditors Due Within One Year 716,518 716,518 433,616
Working Cap 543,043 543,043 427,581
Total Assets Less Current Liabilities 571,508 571,508 466,935
Long-term Liabilities 4,840 4,840 10,392
Net Assets 566,668 566,668 456,543
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 566,668 566,668 456,543
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Tangible Fixed Assets - - -
Fixed Assets 2.2% 2.2% 4.4%
Stocks Inventory - - -
Debtors 13.9% 13.9% 19.4%
Cash Bank In Hand 83.8% 83.8% 76.3%
Current Assets 97.8% 97.8% 95.6%
Creditors Due Within One Year 55.6% 55.6% 48.2%
Net Current Assets Liabilities 42.2% 42.2% 47.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 44.0% 44.0% 50.7%
Capital Employed - - -
Total Assets Less Current Liabilities 44.4% 44.4% 51.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Liquidity Ratio 1.8 1.8 2.0
Solvency Ratio 1.8 1.8 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2022 31-May-2021
Assets 1,288,026 1,288,026 900,551
Debt 721,358 721,358 444,008
Net Assets/Debt 566,668 566,668 456,543

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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OLIVERS OF HORNCHURCH LIMITED
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CONNECT FINANCE GROUP LTD
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Document Filings
Appointment of Mrs Tracy Darkins as a director on 9 October 2025
Confirmation statement made on 12 June 2025 with no updates
Termination of appointment of Joseph Edward Brew as a director on 31 March 2025
Appointment of Mr Michael Stewart Lawrence as a director on 29 October 2024
Confirmation statement made on 12 June 2024 with no updates
Director's details changed for Mr Matthew Paul Collett on 23 April 2024
Director's details changed for Mr Richard Ernest Brewster on 23 April 2024
Change of details for Grove & Dean (Holdings) Limited as a person with significant control on 23 April 2024
Confirmation statement made on 12 June 2023 with no updates
Registered office address changed from Tollgate House 96 Market Place Romford Essex RM1 3ER England to 7 Station Lane Hornchurch Essex RM12 6JL on 4 October 2022
Confirmation statement made on 12 June 2022 with no updates
Confirmation statement made on 12 June 2021 with no updates
Confirmation statement made on 12 June 2020 with no updates
Appointment of Mr Joseph Edward Brew as a director on 27 August 2019
Confirmation statement made on 12 June 2019 with updates
Appointment of Mrs Hannah Louise Thomson as a director on 2 October 2018
Appointment of Mr Matthew Paul Collett as a director on 2 October 2018
Director's details changed for Mr Damian Paul Collett on 14 October 2018

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