Company Overview
Lct Pensions Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 08 July 1988, so this is a well established company. Lct Pensions Limited has been in business for 37 years and 8 months. The accounts status is micro entity and the accounts are next due on Tuesday 30 June 2026.
Registered Address

9 Cardinal Drive, Walton-On-Thames, KT12 3AX
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameLCT PENSIONS LIMITED
Company Number02275364
Registered Office Address9 Cardinal Drive
 KT12 3AX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/07/1988
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date16/01/2017
Returns Last Made Up Date01/01/2016
Previous Company NameChanged Date
LONDON & COLONIAL TRUSTEES LIMITED30 Mar 2017
SELECT PENSIONS LIMITED15 Dec 2008
Directors & Members
Show Resigned
Nigel Sharp - Director
(British, 74 years old, born February 1952)
Appointed 01 January 2014
 Active
Secretaries
Show Resigned
Pamela Sharp - Secretary
Appointed 22 September 2022
 Active
Other Company Directorships
Nigel Sharp
1ST PRINCIPLES LIMITED
FUND DEVELOPMENT ADVISORY SERVICES LIMITED
LONDON & COLONIAL CENTRAL SERVICES LIMITED
PATHLINES PENSIONS UK LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 63,229 63,229 65,549
Creditors Due Within One Year 3,743 3,743 1,250
Working Cap 59,486 59,486 64,299
Total Assets Less Current Liabilities 59,486 59,486 64,299
Long-term Liabilities 0 0 0
Net Assets 59,486 59,486 64,299
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 59,486 59,486 64,299
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 5.9% 5.9% 1.9%
Net Current Assets Liabilities 94.1% 94.1% 98.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 94.1% 94.1% 98.1%
Capital Employed - - -
Total Assets Less Current Liabilities 94.1% 94.1% 98.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 16.9 16.9 52.4
Solvency Ratio 16.9 16.9 52.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 18
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 18
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 63,229 63,229 65,549
Debt 3,743 3,743 1,250
Net Assets/Debt 59,486 59,486 64,299

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KT12 3AX
DOWNHAM COURT (MANAGEMENT) LIMITED
3 Cardinal Drive, Walton-On-Thames, Surrey, KT12 3AX
ASPI HOMES GROUP LTD
THE OLD RECTORY, CHURCH STREET, WEYBRIDGE, SURREY, KT12 3AX
THAYNE ELECTRICAL SERVICES LIMITED
12 CARDINAL DRIVE, WALTON ON THAMES, SURREY, KT12 3AX
ASPI BTL LTD
THE OLD RECTORY, CHURCH STREET, WEYBRIDGE, SURREY, KT12 3AX
KIAS BTL LTD
9 Bridge Street, Walton-On-Thames, Surrey, KT12 3AX
NORTUFLEX UK LTD.
2 Cardinal Drive, Walton-On-Thames, Surrey, KT12 3AX
Document Filings
Confirmation statement made on 1 January 2026 with no updates
Satisfaction of charge 17 in full
Satisfaction of charge 16 in full
Satisfaction of charge 15 in full
Satisfaction of charge 14 in full
Satisfaction of charge 13 in full
Satisfaction of charge 11 in full
Satisfaction of charge 10 in full
Satisfaction of charge 9 in full
Satisfaction of charge 8 in full
Satisfaction of charge 2 in full
Satisfaction of charge 6 in full
Satisfaction of charge 5 in full
Satisfaction of charge 3 in full
Satisfaction of charge 4 in full
Confirmation statement made on 1 January 2025 with no updates
Termination of appointment of Kenneth John Vincent Wrench as a director on 31 December 2024
Confirmation statement made on 1 January 2024 with no updates
Confirmation statement made on 1 January 2023 with updates
Termination of appointment of Michael Gerard Fordham as a director on 16 December 2022
Cessation of Kenneth John Vincent Wrench as a person with significant control on 8 August 2022
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free