Company Overview
Cartrefi Cymru Co-Operative Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 07 September 1989, so this is a well established company. Cartrefi Cymru Co-Operative Limited has been in business for 36 years and 6 months. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Units 5 & 6 Coopers Yard, Curran Road, Cardiff, CF10 5NB
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Companies House Data
Company NameCARTREFI CYMRU CO-OPERATIVE LIMITED
Company Number02420623
Registered Office AddressUnits 5 & 6 Coopers Yard
 Curran Road
 CF10 5NB
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/09/1989
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date03/03/2017
Returns Last Made Up Date03/02/2016
Previous Company NameChanged Date
CARTREFI CYMRU CYF07 Dec 2016
CARTREFI CYMRU LIMITED20 Mar 2009
Directors & Members
Show Resigned
Christine Brian - Director
(British, 58 years old, born November 1968)
Appointed 28 March 2022
 Active
Katie Clubb - Director
(British, 47 years old, born January 1979)
Appointed 07 January 2026
 Active
Ian Courtney - Director
(British, 74 years old, born August 1952)
Appointed 24 October 2023
 Active
Victor Cox - Director
(British, 57 years old, born July 1969)
Appointed 07 January 2026
 Active
Grant Duncan - Director
(British, 68 years old, born January 1958)
Appointed 19 December 2025
 Active
Gareth Jones - Director
(British, 44 years old, born September 1982)
Appointed 10 December 2024
 Active
Secretaries
Show Resigned
Geraint Jenkins - Secretary
Appointed 01 February 2024
 Active
Other Company Directorships
Christine Brian
ACTION RESEARCH (CARDIFF) LIMITED
DRAGONMANIA MUSIC LIMITED
Katie Clubb
No companies found
Ian Courtney
CULTURVATE LTD
PENARTH ARTS AND CRAFTS LIMITED
Victor Cox
No companies found
Grant Duncan
ACTION RESEARCH (CARDIFF) LIMITED
THE CO-PRODUCTION AND INVOLVEMENT NETWORK FOR WALES LTD
Gareth Jones
G AND P CONSULTANCY LTD
STRATUS SUPPLIER INTELLIGENCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Balance Sheet
Fixed Assets 4,834,000 4,834,000 4,848,000
Current Assets 3,031,000 3,031,000 2,599,000
Creditors Due Within One Year 953,000 953,000 824,000
Working Cap 2,078,000 2,078,000 1,775,000
Total Assets Less Current Liabilities 6,912,000 6,912,000 6,623,000
Long-term Liabilities 935,000 935,000 1,136,000
Net Assets 5,977,000 5,977,000 5,487,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 5,169,000 5,169,000 5,068,000
Other Reserves 808,000 808,000 419,000
Shareholders Funds 5,977,000 5,977,000 5,487,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Tangible Fixed Assets - - -
Fixed Assets 61.5% 61.5% 65.1%
Stocks Inventory 1.2% 1.2% 1.4%
Debtors 0.1% 0.1% 0.1%
Cash Bank In Hand 11.8% 11.8% 5.8%
Current Assets 38.5% 38.5% 34.9%
Creditors Due Within One Year 12.1% 12.1% 11.1%
Net Current Assets Liabilities 26.4% 26.4% 23.8%
Creditors Due After One Year 11.9% 11.9% 15.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 76.0% 76.0% 73.7%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 65.7% 65.7% 68.1%
Shareholder Funds 76.0% 76.0% 73.7%
Capital Employed - - -
Total Assets Less Current Liabilities 87.9% 87.9% 88.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Liquidity Ratio 3.2 3.2 3.2
Solvency Ratio 4.2 4.2 3.8
Reserves to Assets 0.7 0.7 0.7
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 10
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Assets 7,865,000 7,865,000 7,447,000
Debt 1,888,000 1,888,000 1,960,000
Net Assets/Debt 5,977,000 5,977,000 5,487,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CF10 5NB
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ADDYSG OEDOLION CYMRU / ADULT LEARNING WALES
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SNAP CYMRU
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NOS RESIDENTIAL LIMITED
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CLIFFORD WATTS LIMITED
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NOS 8 LIMITED
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NOS LIMITED
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FERRET INFORMATION SYSTEMS LIMITED
4 COOPERS YARD, CURRAN ROAD, CARDIFF, SOUTH WALES, CF10 5NB
LSR GRESHAM INVESTMENTS LIMITED
Coopers Yard, Curran Road, Cardiff, CF10 5NB
Document Filings
Termination of appointment of Jonathan Griffiths as a director on 6 March 2026
Confirmation statement made on 16 January 2026 with no updates
Appointment of Ms Katie Elizabeth Clubb as a director on 7 January 2026
Appointment of Mr Victor Winston Cox as a director on 7 January 2026
Appointment of Ms Alaknanda Sharma as a director on 19 December 2025
Appointment of Mr Grant Logan Duncan as a director on 19 December 2025
Termination of appointment of Leanne Williams as a director on 25 November 2025
Termination of appointment of Catrin Elis Williams as a director on 23 September 2025
Termination of appointment of Imogen Brown as a director on 23 September 2025
Termination of appointment of Nial Grimes as a director on 25 June 2025
Satisfaction of charge 1 in full
Satisfaction of charge 2 in full
Satisfaction of charge 9 in full
Satisfaction of charge 7 in full
Satisfaction of charge 3 in full
Satisfaction of charge 4 in full
Satisfaction of charge 5 in full
Satisfaction of charge 6 in full
Satisfaction of charge 8 in full
Satisfaction of charge 024206230010 in full
Confirmation statement made on 16 January 2025 with no updates
Appointment of Mr Gareth Jones as a director on 10 December 2024
Appointment of Mr Jonathan Griffiths as a director on 2 December 2024
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