Company Overview
Spring Associates Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 10 April 1990, so this is a well established company. Spring Associates Limited has been in business for 35 years and 11 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

188 Liscard Road, Wallasey, CH44 5TN
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Companies House Data
Company NameSPRING ASSOCIATES LIMITED
Company Number02491578
Registered Office Address188 Liscard Road
 CH44 5TN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/04/1990
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2027
Accounts Last Made Up Date31/12/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date18/08/2016
Returns Last Made Up Date21/07/2015
Directors & Members
Show Resigned
Edward Finlay - Director
(British, 57 years old, born April 1969)
Appointed 05 April 2018
 Active
Secretaries
Show Resigned
Other Company Directorships
Edward Finlay
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 200 200 250
Current Assets 69,376 69,376 58,582
Creditors Due Within One Year 72,902 72,902 71,643
Working Cap -3,526 -3,526 -13,061
Total Assets Less Current Liabilities -3,326 -3,326 -12,811
Long-term Liabilities 45,903 45,903 45,903
Net Assets -49,229 -49,229 -58,714
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -49,229 -49,229 -58,714
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.3% 0.3% 0.4%
Stocks Inventory - - -
Debtors 99.7% 99.7% 99.6%
Cash Bank In Hand - - -
Current Assets 99.7% 99.7% 99.6%
Creditors Due Within One Year 104.8% 104.8% 121.8%
Net Current Assets Liabilities -5.1% -5.1% -22.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -70.8% -70.8% -99.8%
Capital Employed - - -
Total Assets Less Current Liabilities -4.8% -4.8% -21.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 0.8
Solvency Ratio 0.6 0.6 0.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2025 31-Dec-2022 31-Dec-2021
Assets 69,576 69,576 58,832
Debt 118,805 118,805 117,546
Net Assets/Debt -49,229 -49,229 -58,714

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 24 May 2025 with no updates
Confirmation statement made on 24 May 2024 with no updates
Director's details changed for Mr Edward Finlay on 25 September 2023
Registered office address changed from 281 Woodchurch Road Birkenhead CH42 9LE England to 188 Liscard Road Wallasey CH44 5TN on 25 September 2023
Confirmation statement made on 8 June 2023 with no updates
Confirmation statement made on 8 June 2022 with no updates
Registered office address changed from 281 Woodchurch Road C/O Fd Analytical Wirral CH42 9LE England to 281 Woodchurch Road Birkenhead CH42 9LE on 1 November 2021
Confirmation statement made on 8 June 2021 with no updates
Registered office address changed from 3a Bridgewater Street Liverpool L1 0AR England to 281 Woodchurch Road C/O Fd Analytical Wirral CH42 9LE on 1 September 2020
Confirmation statement made on 8 June 2020 with no updates
Confirmation statement made on 8 June 2019 with no updates
Confirmation statement made on 8 June 2018 with updates
Notification of Edward Finlay as a person with significant control on 1 August 2018
Registered office address changed from 212 Century Building Tower St Brunswick Business Park Liverpool L3 4BJ to 3a Bridgewater Street Liverpool L1 0AR on 14 May 2018
Termination of appointment of Jon Spring as a director on 2 May 2018
Termination of appointment of Jon Spring as a secretary on 2 May 2018
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