Company Overview
Essex Financial Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 20 December 1990, so this is a well established company. Essex Financial Management Limited has been in business for 35 years and 3 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameESSEX FINANCIAL MANAGEMENT LIMITED
Company Number02570025
Registered Office AddressElsley Court
 20-22 Great Titchfield Street
 W1W 8BE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/12/1990
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date17/01/2017
Returns Last Made Up Date20/12/2015
Directors & Members
Show Resigned
Kevin Honour - Director
(British, 45 years old, born March 1981)
Appointed 24 May 2022
 Active
Kevin Simmonds - Director
(British, 58 years old, born July 1968)
Appointed 01 March 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Kevin Honour
BENEFITS U LIMITED
CHATSWORTH MEWS DIAMOND ROAD RTM COMPANY LIMITED
EFM HOLDINGS LTD
HCF FINANCIAL LIMITED
HCF PARTNERSHIP LIMITED
HCFPH LIMITED
MEDISURANCE LTD
Kevin Simmonds
BENEFITS U LIMITED
COUNTYWIDE ESTATES LIMITED
HCF FINANCIAL LIMITED
HCF PARTNERSHIP LIMITED
HCFPH LIMITED
MEDISURANCE LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2021
Balance Sheet
Fixed Assets 3,644 3,644 20,155
Current Assets 141,830 141,830 810,767
Creditors Due Within One Year 40,709 40,709 77,880
Working Cap 101,121 101,121 732,887
Total Assets Less Current Liabilities 104,765 104,765 753,042
Long-term Liabilities 803 803 433
Net Assets 103,962 103,962 752,609
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 103,962 103,962 752,609
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 2.5% 2.5% 2.4%
Stocks Inventory - - -
Debtors 72.3% 72.3% 12.1%
Cash Bank In Hand 25.2% 25.2% 85.5%
Current Assets 97.5% 97.5% 97.6%
Creditors Due Within One Year 28.0% 28.0% 9.4%
Net Current Assets Liabilities 69.5% 69.5% 88.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 71.5% 71.5% 90.6%
Capital Employed - - -
Total Assets Less Current Liabilities 72.0% 72.0% 90.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2021
Liquidity Ratio 3.5 3.5 10.4
Solvency Ratio 3.5 3.5 10.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2021
Assets 145,474 145,474 830,922
Debt 41,512 41,512 78,313
Net Assets/Debt 103,962 103,962 752,609

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around W1W 8BE
WINE MARKET LIMITED(THE)
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
GUILDFORD HOLDINGS LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
LA SOCIETE BRASSERIE BLEU LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
CAVALIER RESTAURANTS LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
VERDON DEVELOPMENTS LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
ANSELLS LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
STAR PUBS & BARS (PROPERTY) LIMITED
45 MORTIMER STREET, LONDON, W1W 8BE
CHAS.ROSE & CO.LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
XXFM LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
SKOL LAGER LIMITED
Elsley Court, 20-22 Great Titchfield Street, London, W1W 8BE
Document Filings
Confirmation statement made on 6 November 2025 with no updates
Confirmation statement made on 11 December 2024 with no updates
Confirmation statement made on 11 December 2023 with no updates
Confirmation statement made on 20 December 2022 with updates
Notification of Hcf Financial Limited as a person with significant control on 1 March 2022
Cessation of Efm Holdings Ltd as a person with significant control on 1 March 2022
Registered office address changed from 601 London Road Westcliff on Sea Essex SS0 9PE to Elsley Court 20-22 Great Titchfield Street London W1W 8BE on 2 December 2022
Current accounting period extended from 31 December 2022 to 31 March 2023
Amended total exemption full accounts made up to 31 December 2021
Cessation of Heath Crawford & Foster (Holdings Limited) as a person with significant control on 1 March 2022
Cessation of A Person with Significant Control as a person with significant control on 1 March 2022
Notification of Efm Holdings Ltd as a person with significant control on 1 March 2022
Cessation of Hcf Financial Limited as a person with significant control on 1 March 2022
Termination of appointment of Paul Malcolm Weinberg as a director on 2 March 2022
Appointment of Mr Kevin Terence Michael Honour as a director on 24 May 2022
Memorandum and Articles of Association
Sub-division of shares on 1 March 2022
Change of share class name or designation
Particulars of variation of rights attached to shares
Notification of Heath Crawford & Foster (Holdings Limited) as a person with significant control on 1 March 2022
Notification of Hcf Financial Limited as a person with significant control on 1 March 2022
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free