Company Overview
Fundtech Financial Messaging Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 14 December 1992, so this is a well established company. Fundtech Financial Messaging Ltd has been in business for 33 years and 3 months. The accounts status is small and the accounts are next due on Saturday 28 February 2026.
Registered Address

Four Kingdom Street, Paddington, London, W2 6BD
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Companies House Data
Company NameFUNDTECH FINANCIAL MESSAGING LTD
Company Number02773363
Registered Office AddressFour Kingdom Street
 Paddington
 W2 6BD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/12/1992
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategorySMALL
Returns Next Due Date05/01/2017
Returns Last Made Up Date08/12/2015
Previous Company NameChanged Date
SYNERGY FINANCIAL SYSTEMS LTD22 May 2012
Directors & Members
Show Resigned
James Barker - Director
(British, 46 years old, born June 1980)
Appointed 29 January 2021
 Active
Simon Dowler - Director
(British, 61 years old, born November 1965)
Appointed 11 November 2018
 Active
Jessica Locke - Director
(American, 45 years old, born April 1981)
Appointed 10 April 2024
 Active
Timo Schloesser - Director
(German, 56 years old, born November 1970)
Appointed 23 January 2019
 Active
Secretaries
Show Resigned
Other Company Directorships
James Barker
ACCOUNTIS EUROPE LTD
FINASTRA EUROPE LIMITED
FINASTRA GLOBAL LIMITED
FINASTRA GLOBAL OPERATIONS LIMITED
FINASTRA GROUP HOLDINGS LIMITED
FINASTRA HOLDINGS LIMITED
FINASTRA INTERNATIONAL LIMITED
FINASTRA SUBCO LIMITED
FINASTRA UK LIMITED
FUNDTECH FSC LTD
MISYS AFRICA LIMITED
MISYS INDIA HOLDINGS LIMITED
MISYS INTERNATIONAL LIMITED
TURAZ GLOBAL SUBCO LIMITED
Simon Dowler
ACCOUNTIS EUROPE LTD
FINASTRA EUROPE LIMITED
FINASTRA GLOBAL LIMITED
FINASTRA GLOBAL OPERATIONS LIMITED
FINASTRA GROUP HOLDINGS LIMITED
FINASTRA HOLDINGS LIMITED
FINASTRA INTERNATIONAL LIMITED
FINASTRA LIMITED
FINASTRA SUBCO LIMITED
FINASTRA UK LIMITED
FUNDTECH FSC LTD
MISYS AFRICA LIMITED
MISYS INDIA HOLDINGS LIMITED
MISYS INTERNATIONAL LIMITED
TAHOE BIDCO LTD.
TAHOE MIDCO LTD.
TAHOE TOPCO LTD.
TKS LIMITED
TURAZ GLOBAL SUBCO LIMITED
Jessica Locke
ACCOUNTIS EUROPE LTD
FINASTRA EUROPE LIMITED
FINASTRA GLOBAL LIMITED
FINASTRA GLOBAL OPERATIONS LIMITED
FINASTRA GROUP HOLDINGS LIMITED
FINASTRA HOLDINGS LIMITED
FINASTRA INTERNATIONAL LIMITED
FINASTRA UK LIMITED
FUNDTECH FSC LTD
MISYS AFRICA LIMITED
MISYS INDIA HOLDINGS LIMITED
MISYS INTERNATIONAL LIMITED
Timo Schloesser
ACCOUNTIS EUROPE LTD
FINASTRA EUROPE LIMITED
FINASTRA GLOBAL LIMITED
FINASTRA GLOBAL OPERATIONS LIMITED
FINASTRA GROUP HOLDINGS LIMITED
FINASTRA HOLDINGS LIMITED
FINASTRA INTERNATIONAL LIMITED
FINASTRA SUBCO LIMITED
FINASTRA UK LIMITED
FUNDTECH FSC LTD
MISYS AFRICA LIMITED
MISYS INDIA HOLDINGS LIMITED
MISYS INTERNATIONAL LIMITED
TURAZ GLOBAL SUBCO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-Oct-2011 31-Oct-2010
Balance Sheet
Fixed Assets 495,516 495,516 462,132
Current Assets 954,655 954,655 647,554
Creditors Due Within One Year 252,600 252,600 243,963
Working Cap 702,055 702,055 403,591
Total Assets Less Current Liabilities 1,197,571 1,197,571 865,723
Long-term Liabilities 965,657 965,657 699,551
Net Assets 231,914 231,914 166,172
Share Capital & Reserves
Share Cap 500 500 500
Profit & Loss Reserves 133,989 133,989 66,629
Other Reserves 97,425 97,425 99,043
Shareholders Funds 231,914 231,914 166,172
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-Oct-2011 31-Oct-2010
Tangible Fixed Assets - - -
Fixed Assets 34.2% 34.2% 41.6%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 41.2% 41.2% 55.2%
Cash Bank In Hand 24.6% 24.6% 3.1%
Current Assets 65.8% 65.8% 58.4%
Creditors Due Within One Year 17.4% 17.4% 22.0%
Net Current Assets Liabilities 48.4% 48.4% 36.4%
Creditors Due After One Year 66.6% 66.6% 63.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 16.0% 16.0% 15.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 9.2% 9.2% 6.0%
Shareholder Funds 16.0% 16.0% 15.0%
Capital Employed - - -
Total Assets Less Current Liabilities 82.6% 82.6% 78.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-Oct-2011 31-Oct-2010
Liquidity Ratio 3.8 3.8 2.7
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets 0.1 0.1 0.1
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-Oct-2011 31-Oct-2010
Assets 1,450,171 1,450,171 1,109,686
Debt 1,218,257 1,218,257 943,514
Net Assets/Debt 231,914 231,914 166,172

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 15 February 2026 with no updates
Registration of charge 027733630006, created on 5 March 2026
Confirmation statement made on 24 February 2026 with no updates
Termination of appointment of Ines Zucchino as a director on 22 October 2025
Registration of charge 027733630005, created on 15 September 2025
Confirmation statement made on 15 February 2025 with no updates
Appointment of Ms Jessica Locke as a director on 10 April 2024
Termination of appointment of Paul Kim as a director on 10 April 2024
Director's details changed for Mr James Barker on 13 March 2024
Confirmation statement made on 15 February 2024 with no updates
Director's details changed for Ines Zucchino on 30 January 2024
Appointment of Ines Zucchino as a director on 30 January 2024
Registration of charge 027733630004, created on 11 January 2024
Termination of appointment of Neil Austin Blagden as a director on 31 December 2023
Director's details changed for Mr Timo Schloesser on 19 December 2023
Auditor's resignation
Director's details changed for Mr James Barker on 13 November 2023
Satisfaction of charge 027733630003 in full
Confirmation statement made on 15 February 2023 with no updates
Appointment of Mr Paul Kim as a director on 18 December 2022
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