Company Overview
Card Geotechnics Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 23 November 1994, so this is a well established company. Card Geotechnics Limited has been in business for 31 years and 4 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Ground Floor, Unit 1 Greengate, Cardale Park, Harrogate, HG3 1GY
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Companies House Data
Company NameCARD GEOTECHNICS LIMITED
Company Number02993862
Registered Office AddressGround Floor, Unit 1 Greengate
 Cardale Park
 HG3 1GY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/11/1994
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date21/12/2016
Returns Last Made Up Date23/11/2015
Directors & Members
Show Resigned
Stuart Abbs - Director
(British, 53 years old, born December 1973)
Appointed 06 February 2023
 Active
David Buckley - Director
(British, 47 years old, born December 1979)
Appointed 01 October 2024
 Active
Mark Creighton - Director
(British, 64 years old, born July 1962)
Appointed 05 December 2016
 Active
Babak Fardaghaie - Director
(British, 42 years old, born January 1984)
Appointed 17 October 2023
 Active
Neil Forrow - Director
(British, 46 years old, born April 1980)
Appointed 01 March 2025
 Active
Richard Pennock - Director
(British, 55 years old, born November 1971)
Appointed 05 December 2016
 Active
Secretaries
Show Resigned
Other Company Directorships
Stuart Abbs
BOHAPA GROUP LIMITED
CGL 2014 LIMITED
CODE A WELD HOLDINGS LIMITED
CODE A WELD INSPECTION LTD
CODE A WELD LABORATORY LTD
CODE A WELD NDT LTD
CONCEPT ENGINEERING CONSULTANTS LTD
CONSTRUCTION TESTING SERVICES LTD
CONSTRUCTION TESTING SOLUTIONS LIMITED
G.T. CERTIFICATION LIMITED
IN SITU SITE INVESTIGATION LIMITED
MASON EVANS PARTNERSHIP (HOLDINGS) LIMITED
MASON EVANS PARTNERSHIP LIMITED
N & C 1965 LIMITED
NICHOLLS COLTON GROUP LIMITED
NICHOLLS COLTON LIMITED
PHENNA INFRASTRUCTURE UK LIMITED
PROJECT C TOPCO LIMITED
SILKSTONE ENVIRONMENTAL LIMITED
SLIMMER TESTING SOLUTIONS GROUP HOLDINGS LIMITED
STM ENVIRONMENTAL CONSULTANTS LIMITED
SWING HOLDINGS LIMITED
THE TESTING GROUP LIMITED
UTILITY MAPPING GROUP (UK) LIMITED
WANDER BIDCO LIMITED
XAIS-PTS HOLDINGS LIMITED
David Buckley
CGL 2014 LIMITED
CONCEPT ENGINEERING CONSULTANTS LTD
IN SITU SITE INVESTIGATION LIMITED
MASON EVANS PARTNERSHIP (HOLDINGS) LIMITED
MASON EVANS PARTNERSHIP LIMITED
MICA TOPCO LIMITED
SILKSTONE ENVIRONMENTAL LIMITED
SOUTH WEST GEOTECHNICAL LIMITED
STM ENVIRONMENTAL CONSULTANTS LIMITED
SWING HOLDINGS LIMITED
XAIS-PTS LIMITED
Mark Creighton
No companies found
Babak Fardaghaie
ACS ENVIRONMENTAL TESTING LIMITED
CELTEST COMPANY LIMITED
CMTL (JF) LIMITED
CMTL LIMITED
CONSTRUCTION TESTING SOLUTIONS LIMITED
ECOLOGY SOLUTIONS (EAST) LIMITED
ECOLOGY SOLUTIONS GROUP LIMITED
ECOLOGY SOLUTIONS HOLDINGS LIMITED
ECOLOGY SOLUTIONS LIMITED
ECOLOGY SOLUTIONS MANCHESTER LIMITED
ES LANDSCAPE PLANNING LIMITED
ES MITIGATION AND MANAGEMENT LIMITED
GEO SITE AND TESTING SERVICES LIMITED
JAG TOPCO LIMITED
MICA BIDCO LIMITED
MICA TOPCO LIMITED
NICHOLLS COLTON GROUP LIMITED
PROFESSIONAL SOILS LABORATORY LIMITED
PROJECT BAKELITE BIDCO LIMITED
PROJECT BAKELITE TOPCO LIMITED
PROJECT HENLEY BIDCO LIMITED
PROJECT HENLEY TOPCO LIMITED
PSL BIDCO LIMITED
PSL TOPCO LIMITED
RAMMSANDERSON ECOLOGY LIMITED
RAMMSANDERSON TRAINING LTD
RSAN BIDCO LIMITED
RSAN TOPCO LIMITED
SIMTEC MATERIALS TESTING LTD
SLIMMER TESTING SOLUTIONS GROUP HOLDINGS LIMITED
SOUTH WEST GEOTECHNICAL LIMITED
XAIS ASSET MANAGEMENT LIMITED
XAIS-PTS HOLDINGS LIMITED
XTRATEC LTD
Neil Forrow
BROOKLANDS (HOWDEN) ESTATE MANAGEMENT LIMITED
HALL GEOSCIENCE LIMITED
MICA TOPCO LIMITED
SOUTH WEST GEOTECHNICAL LIMITED
Richard Pennock
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2015 30-Nov-2014
Balance Sheet
Fixed Assets 162,539 162,539 124,347
Current Assets 2,917,744 2,917,744 2,263,125
Creditors Due Within One Year 1,399,360 1,399,360 1,145,733
Working Cap 1,518,384 1,518,384 1,117,392
Total Assets Less Current Liabilities 1,680,923 1,680,923 1,241,739
Long-term Liabilities 37,375 37,375 44,568
Net Assets 1,643,548 1,643,548 1,197,171
Share Capital & Reserves
Share Cap 5,100 5,100 5,100
Profit & Loss Reserves 1,638,448 1,638,448 1,192,071
Other Reserves 0 0 0
Shareholders Funds 1,643,548 1,643,548 1,197,171
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2015 30-Nov-2014
Tangible Fixed Assets - - -
Fixed Assets 5.3% 5.3% 5.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 92.4% 92.4% 91.1%
Cash Bank In Hand 2.3% 2.3% 3.7%
Current Assets 94.7% 94.7% 94.8%
Creditors Due Within One Year 45.4% 45.4% 48.0%
Net Current Assets Liabilities 49.3% 49.3% 46.8%
Creditors Due After One Year 1.2% 1.2% 1.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 53.4% 53.4% 50.1%
Called Up Share Capital 0.2% 0.2% 0.2%
Share Capital Allotted Called Up Paid 0.2% 0.2% 0.2%
Profit Loss Account Reserve 53.2% 53.2% 49.9%
Shareholder Funds 53.4% 53.4% 50.1%
Capital Employed - - -
Total Assets Less Current Liabilities 54.6% 54.6% 52.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2015 30-Nov-2014
Liquidity Ratio 2.1 2.1 2.0
Solvency Ratio 2.1 2.1 2.0
Reserves to Assets 0.5 0.5 0.5
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2015 30-Nov-2014
Assets 3,080,283 3,080,283 2,387,472
Debt 1,436,735 1,436,735 1,190,301
Net Assets/Debt 1,643,548 1,643,548 1,197,171

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 17 November 2025 with updates
Change of details for Construction Testing Solutions Limited as a person with significant control on 1 August 2025
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notification of Construction Testing Solutions Limited as a person with significant control on 1 August 2025
Cessation of Cgl 2014 Limited as a person with significant control on 1 August 2025
Appointment of Mr Neil Patrick Stewart Forrow as a director on 1 March 2025
Registered office address changed from 4 Godalming Business Centre Woolsack Way Godalming Surrey GU7 1XW England to Ground Floor, Unit 1 Greengate Cardale Park Harrogate HG3 1GY on 29 January 2025
Termination of appointment of Matthew James Johanson as a director on 31 December 2024
Termination of appointment of Robert Laszlo Rostas as a director on 31 December 2024
Confirmation statement made on 23 November 2024 with no updates
Termination of appointment of Anthony Mark Demetriou as a director on 1 November 2024
Appointment of Mr Matthew James Johanson as a director on 1 October 2024
Appointment of Mr David Buckley as a director on 1 October 2024
Satisfaction of charge 029938620007 in full
Termination of appointment of Paul James Sheehan as a director on 15 June 2024
Registered office address changed from 4 Oak Spinney Business Park, Ratby Lane Leicester Forest East Leicester LE3 3AW England to 4 Godalming Business Centre Woolsack Way Godalming Surrey GU7 1XW on 21 March 2024
Registered office address changed from 4 Godalming Business Centre Woolsack Way Godalming Surrey GU7 1XW to 4 Oak Spinney Business Park, Ratby Lane Leicester Forest East Leicester LE3 3AW on 4 March 2024
Appointment of Mr Robert Laszlo Rostas as a director on 20 November 2023
Confirmation statement made on 23 November 2023 with no updates
Appointment of Mr Anthony Mark Demetriou as a director on 13 November 2023
Termination of appointment of Thomas Gray as a director on 17 October 2023
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