Company Overview
Thinc Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 10 February 1995, so this is a well established company. Thinc Group Limited has been in business for 31 years and 1 month. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

20 Gracechurch Street, London, EC3V 0BG
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Companies House Data
Company NameTHINC GROUP LIMITED
Company Number03020619
Registered Office Address20 Gracechurch Street
 EC3V 0BG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/02/1995
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date21/05/2017
Returns Last Made Up Date23/04/2016
Previous Company NameChanged Date
THINC DESTINI LIMITED15 Jan 2007
Directors & Members
Show Resigned
Carl Dunstall - Director
(British, 46 years old, born September 1980)
Appointed 22 December 2025
 Active
Tracy Page - Director
(British, 45 years old, born June 1981)
Appointed 15 February 2024
 Active
Secretaries
Show Resigned
Karina Bye - Secretary
Appointed 14 May 2025
 Active
Other Company Directorships
Carl Dunstall
ARCHITAS LIMITED
AXA GENERAL INSURANCE LIMITED
AXA INSURANCE PLC
GUARDIAN ROYAL EXCHANGE PUBLIC LIMITED COMPANY
Tracy Page
ARCHITAS LIMITED
AXA GENERAL INSURANCE LIMITED
AXA INSURANCE PLC
AXA SCOTLAND LIMITED
GUARDIAN ROYAL EXCHANGE PUBLIC LIMITED COMPANY
ROYAL EXCHANGE ASSURANCE
SBJ GROUP LIMITED
THINC HOLDINGS LIMITED
WINTERTHUR 1 LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 54,485 54,485 69,545
Current Assets 3,966,287 3,966,287 4,534,746
Creditors Due Within One Year 197,390 197,390 795,939
Working Cap 3,768,897 3,768,897 3,738,807
Total Assets Less Current Liabilities 3,823,382 3,823,382 3,808,352
Long-term Liabilities 3,408,294 3,408,294 2,513,776
Net Assets 415,088 415,088 1,294,576
Share Capital & Reserves
Share Cap 700,004 700,004 700,004
Profit & Loss Reserves -4,284,916 -4,284,916 -3,405,428
Other Reserves 4,000,000 4,000,000 4,000,000
Shareholders Funds 415,088 415,088 1,294,576
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 1.4% 1.4% 1.5%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 80.3% 80.3% 35.8%
Current Assets 98.6% 98.6% 98.5%
Creditors Due Within One Year 4.9% 4.9% 17.3%
Net Current Assets Liabilities 93.7% 93.7% 81.2%
Creditors Due After One Year 84.8% 84.8% 54.6%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 10.3% 10.3% 28.1%
Called Up Share Capital 17.4% 17.4% 15.2%
Share Capital Allotted Called Up Paid 17.4% 17.4% 15.2%
Profit Loss Account Reserve -106.6% -106.6% -74.0%
Shareholder Funds 10.3% 10.3% 28.1%
Capital Employed - - -
Total Assets Less Current Liabilities 95.1% 95.1% 82.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 20.1 20.1 5.7
Solvency Ratio 1.1 1.1 1.4
Reserves to Assets -1.1 -1.1 -0.7
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 4,020,772 4,020,772 4,604,291
Debt 3,605,684 3,605,684 3,309,715
Net Assets/Debt 415,088 415,088 1,294,576

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 9 January 2026 with updates
Appointment of Mr Carl Dunstall as a director on 22 December 2025
Termination of appointment of Robin Dermer Pagden as a director on 22 December 2025
Appointment of Mr Robin Dermer Pagden as a director on 1 September 2025
Termination of appointment of Roland Jean Andre Moquet as a director on 1 September 2025
Termination of appointment of Sarah Amy O'reilly as a secretary on 14 May 2025
Appointment of Mrs Karina Jane Bye as a secretary on 14 May 2025
Confirmation statement made on 9 January 2025 with no updates
Termination of appointment of Moya Jane Hayhurst as a secretary on 13 December 2024
Appointment of Mrs Sarah Amy O'reilly as a secretary on 13 December 2024
Appointment of Mrs Moya Jane Hayhurst as a secretary on 19 June 2024
Termination of appointment of Caroline Anne Riddy as a secretary on 19 June 2024
Appointment of Tracy Jean Page as a director on 15 February 2024
Confirmation statement made on 9 January 2024 with no updates
Termination of appointment of Susan Nicola Teale as a director on 8 October 2023
Termination of appointment of Kirsten Ann Beggs as a secretary on 28 February 2023
Appointment of Mrs Caroline Anne Riddy as a secretary on 1 March 2023
Confirmation statement made on 9 January 2023 with no updates
Confirmation statement made on 9 January 2022 with no updates
Memorandum and Articles of Association
Memorandum and Articles of Association
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