Company Overview
Residential Home Loans Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 06 June 1995, so this is a well established company. Residential Home Loans Limited has been in business for 30 years and 9 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Queensbury House, 106 Queens Road, Brighton, BN1 3XF
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameRESIDENTIAL HOME LOANS LIMITED
Company Number03064796
Registered Office AddressQueensbury House
 106 Queens Road
 BN1 3XF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/06/1995
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/07/2017
Returns Last Made Up Date06/06/2016
Directors & Members
Show Resigned
Rachel French - Director
(British, 58 years old, born July 1968)
Appointed 05 September 2012
 Active
Sharon Hughes - Director
(British, 57 years old, born November 1969)
Appointed 07 June 1995
 Active
Tony Hughes - Director
(British, 61 years old, born June 1965)
Appointed 12 August 2008
 Active
Secretaries
Show Resigned
Other Company Directorships
Rachel French
6 GRAND AVENUE (HOVE) LIMITED
8 BRUNSWICK TERRACE LIMITED
RHL FINANCIAL SOLUTIONS LIMITED
RTS FINANCIAL LTD
RTS SPECIALIST PROPERTY FINANCE LTD
SOURCE SPECIALIST PROPERTY FINANCE LTD
Sharon Hughes
ALCANTARA PROPERTIES LIMITED
PAVILLION CAPITAL UK LIMITED
PAVILLION SECURITIES LIMITED
RHL FINANCIAL SOLUTIONS LIMITED
RTS FINANCIAL LTD
RTS SPECIALIST PROPERTY FINANCE LTD
SOURCE SPECIALIST PROPERTY FINANCE LTD
Tony Hughes
ALCANTARA PROPERTIES LIMITED
NINE ALBANY VILLAS (HOVE) LTD.
PAVILLION CAPITAL UK LIMITED
PAVILLION SECURITIES LIMITED
RHL FINANCIAL SOLUTIONS LIMITED
RTS FINANCIAL LTD
RTS SPECIALIST PROPERTY FINANCE LTD
SOURCE SPECIALIST PROPERTY FINANCE LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 14,803 14,803 15,818
Current Assets 106,296 106,296 92,855
Creditors Due Within One Year 61,679 61,679 42,389
Working Cap 44,617 44,617 50,466
Total Assets Less Current Liabilities 59,420 59,420 66,284
Long-term Liabilities 31,653 31,653 42,427
Net Assets 27,767 27,767 23,857
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 27,767 27,767 23,857
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 12.2% 12.2% 14.6%
Stocks Inventory - - -
Debtors 69.7% 69.7% 20.5%
Cash Bank In Hand 18.1% 18.1% 65.0%
Current Assets 87.8% 87.8% 85.4%
Creditors Due Within One Year 50.9% 50.9% 39.0%
Net Current Assets Liabilities 36.8% 36.8% 46.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 22.9% 22.9% 22.0%
Capital Employed - - -
Total Assets Less Current Liabilities 49.1% 49.1% 61.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Liquidity Ratio 1.7 1.7 2.2
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Assets 121,099 121,099 108,673
Debt 93,332 93,332 84,816
Net Assets/Debt 27,767 27,767 23,857

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BN1 3XF
HIGH TOUCH DESIGN LIMITED
Queensberry House, 106 Queens Road, Brighton, BN1 3XF
ALTRAFAN LIMITED
Level 3 Queensbury House, 106 Queens Road, Brighton, East Sussex, BN1 3XF
AMRIL LTD
4385, 07409071 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, BN1 3XF
LIFEART LIMITED
1st Floor 6 Gerrard Street, London, BN1 3XF
P J WARD LTD
4385, 08037920 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, BN1 3XF
THE TAYLOR FFORDES CORPORATION LIMITED
Savants 3rd Floor Queensbury House, 106 Queens Road, Brighton, East Sussex, BN1 3XF
FUNCTIONAL SHIFT CONSULTING LTD
7 ROCKFIELD BUSINESS PARK OLD STATION DRIVE, LECKHAMPTON, CHELTENHAM, BN1 3XF
FIFTH ELEMENT FD LIMITED
C/O Fifth Element Accountants Pine Grove Enterprise Centre, Pine Grove, Crowborough, BN1 3XF
AKPG BUILDING CONSULTANTS LIMITED
Savants 3rd Floor Queensbury House, 106 Queens Road, Brighton, East Sussex, BN1 3XF
TEMPLE WELLS LIMITED
Savants 3rd Floor Queensbury House, 106 Queens Road, Brighton, East Sussex, BN1 3XF
Document Filings
Termination of appointment of Shelagh Anne Anderson as a secretary on 7 July 2025
Confirmation statement made on 6 June 2025 with no updates
Registered office address changed from Unit S4, the Old Market 32 Lower Market Street Hove BN3 1AT England to Queensbury House 106 Queens Road Brighton BN1 3XF on 22 May 2025
Confirmation statement made on 6 June 2024 with no updates
Confirmation statement made on 6 June 2023 with no updates
Director's details changed for Mr Tony Hughes on 16 January 2023
Director's details changed for Mrs Sharon Lisa Hughes on 16 January 2023
Director's details changed for Miss Rachel Jane French on 16 January 2023
Change of details for Miss Rachel Jane French as a person with significant control on 16 January 2023
Registered office address changed from Moundsmere West End Lane Henfield West Sussex BN5 9RB to Unit S4, the Old Market 32 Lower Market Street Hove BN3 1AT on 20 October 2022
Confirmation statement made on 6 June 2022 with no updates
Confirmation statement made on 6 June 2021 with no updates
Confirmation statement made on 6 June 2020 with no updates
Director's details changed for Miss Rachel Jane French on 31 August 2019
Confirmation statement made on 6 June 2019 with no updates
Confirmation statement made on 6 June 2018 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free