CARERS TRUST, HEART OF ENGLAND Credit Check Report

Company Overview

Carers Trust, Heart Of England is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Monday 03 June 1996, so this is a well established company. Carers Trust, Heart Of England has been in business for 29 years and 10 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.

Registered Address

9 & 10 Rowan House Westwood Way, Westwood Business Park, Coventry, West Midlands, CV4 8HS

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Companies House Data

Company Name	CARERS TRUST, HEART OF ENGLAND
Company Number	03206963
Registered Office Address	9 & 10 Rowan House Westwood Way
	Westwood Business Park
	CV4 8HS
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	03/06/1996
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	SMALL
Returns Next Due Date	01/07/2017
Returns Last Made Up Date	03/06/2016

Previous Company Name	Changed Date
CROSSROADS, COVENTRY & WARWICKSHIRE	14 Mar 2015
THE COVENTRY CROSSROADS	18 Jan 2006

Directors & Members

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	Davinder Athwal - Director (British, 63 years old, born December 1963) Appointed 24 June 2014, Resigned 04 December 2025	Resigned
	Nigel Bacon - Director (British, 69 years old, born October 1957) Appointed 30 April 2024	Active
	Nigel Bellamy - Director (British, 58 years old, born April 1968) Appointed 06 December 2024	Active
	Surinder Bhardwaj - Director (British, 74 years old, born April 1952) Appointed 12 June 1997, Resigned 30 November 2007	Resigned
	Margaret Carr - Director (Irish, 80 years old, born January 1946) Appointed 15 April 1997, Resigned 26 October 2000	Resigned
	Stephen Cobb - Director (British, 74 years old, born October 1952) Appointed 30 November 2021	Active
	Andrew Dillon - Director (British, 60 years old, born July 1966) Appointed 01 November 2008, Resigned 01 August 2011	Resigned
	Frederick Dowell - Director (British, 109 years old, born June 1917) Appointed 18 January 1999, Resigned 26 October 2000	Resigned
	Ivy Dowell - Director (British, 105 years old, born October 1921) Appointed 18 January 1999, Resigned 10 November 2005	Resigned
	Ivy Dowell - Director (British, 105 years old, born October 1921) Appointed 18 November 1999, Resigned 31 October 2007	Resigned
	Rita Evans - Director (British, 80 years old, born November 1946) Appointed 22 May 2013, Resigned 02 November 2018	Resigned
	Ramesh Farmah - Director (British, 74 years old, born September 1952) Appointed 30 November 2021, Resigned 16 January 2024	Resigned
	Peter Georgiades - Director (British, 66 years old, born February 1960) Appointed 23 October 2007, Resigned 21 November 2012	Resigned
	Himat Gohill - Director (British, 78 years old, born April 1948) Appointed 30 September 1999, Resigned 30 November 2007	Resigned
	Martin Henwood - Director (British, 70 years old, born November 1956) Appointed 30 November 2021, Resigned 25 April 2024	Resigned
	Adrian Hume - Director (British, 74 years old, born February 1952) Appointed 16 November 2005, Resigned 30 November 2007	Resigned
	Jean Jackson - Director (British, 87 years old, born October 1939) Appointed 24 June 2014, Resigned 29 November 2022	Resigned
	Marcia Jarrett - Director (British, 63 years old, born January 1963) Appointed 24 June 2014, Resigned 04 December 2025	Resigned
	David Jenkins - Director (British, 79 years old, born September 1947) Appointed 16 November 2005, Resigned 16 January 2008	Resigned
	Roseann Jenkins - Director (British, 80 years old, born August 1946) Appointed 16 November 2005, Resigned 16 January 2008	Resigned
	Dennis Jones - Director (British, 96 years old, born September 1930) Appointed 16 November 2005, Resigned 01 November 2010	Resigned
	Janet Jones-Legg - Director (British, 86 years old, born June 1940) Appointed 24 June 2014, Resigned 01 January 2023	Resigned
	Victor Keene - Director (British, 91 years old, born July 1935) Appointed 14 June 1996, Resigned 29 November 2022	Resigned
	Judith Keene - Director (American, 89 years old, born March 1937) Appointed 14 June 1996, Resigned 12 November 2012	Resigned
	Vivien Kershaw - Director (British, 83 years old, born October 1943) Appointed 26 June 1996, Resigned 01 November 2023	Resigned
	Abid Khan - Director (British, 51 years old, born July 1975) Appointed 01 June 2017, Resigned 06 March 2019	Resigned
	Andrew King - Director (British, 78 years old, born September 1948) Appointed 20 April 2011, Resigned 10 November 2016	Resigned
	Ram Lakha - Director (British, 77 years old, born January 1949) Appointed 01 June 2017, Resigned 30 November 2021	Resigned
	Sue Line - Director (British, 77 years old, born August 1949) Appointed 28 July 2001, Resigned 10 March 2017	Resigned
	Christopher Mills - Director (British, 46 years old, born May 1980) Appointed 30 April 2024	Active
	Robert Montgomerie - Director (British, 89 years old, born September 1937) Appointed 16 November 2005, Resigned 27 November 2013	Resigned
	Garth Murphy - Director (British, 80 years old, born October 1946) Appointed 27 November 2013, Resigned 19 June 2019	Resigned

Secretaries

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	Penelope Collard - Secretary (British) Appointed 10 November 2005, Resigned 31 May 2018	Resigned
	Claire Dale - Secretary Appointed 04 January 2022	Active
	Ivy Dowell - Secretary (British) Appointed 26 June 1996, Resigned 10 November 2005	Resigned

Other Company Directorships

Nigel Bacon
POTENTIAL FULFILMENT LIMITED

Nigel Bellamy
COVENTRY BEST FOR BUSINESS (BUSINESS IMPROVEMENT DISTRICT)
EMMAUS COVENTRY AND WARWICKSHIRE
HI-VISION SYSTEMS LIMITED
RUDDINGTON FRAMEWORK KNITTERS MUSEUM LIMITED

Stephen Cobb
RISKOPIA LTD

Christopher Mills
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Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around CV4 8HS

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	TRUTAC TRAINING LIMITED C/O Microlise Farrington Way, Eastwood, Nottingham, CV4 8HS
	TRUECOMMERCE (MANCHESTER) LIMITED 2 NEW BAILEY, 6 STANLEY STREET, SALFORD, GREATER MANCHESTER, CV4 8HS
	MPAC MACHINE COMPANY LIMITED STATION ESTATE, STATION ROAD, TADCASTER, NORTH YORKSHIRE, CV4 8HS
	MPAC OVERSEAS HOLDINGS LIMITED STATION ESTATE, STATION ROAD, TADCASTER, NORTH YORKSHIRE, CV4 8HS
	TRUECOMMERCE (COVENTRY) LIMITED 2 NEW BAILEY, 6 STANLEY STREET, SALFORD, GREATER MANCHESTER, CV4 8HS
	PROGRESS HOUSE PRINTERS LIMITED Progress House, Westwood Way, Coventry, CV4 8HS
	MOLMAC ENGINEERING LIMITED STATION ESTATE, STATION ROAD, TADCASTER, NORTH YORKSHIRE, CV4 8HS
	ARISTA LABORATORIES EUROPE LIMITED STATION ESTATE, STATION ROAD, TADCASTER, NORTH YORKSHIRE, CV4 8HS
	TRUCONTROL LTD C/O Microlise Farrington Way, Eastwood, Nottingham, CV4 8HS

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