Company Overview
Berkshire Hathaway International Insurance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 26 July 1996, so this is a well established company. Berkshire Hathaway International Insurance Limited has been in business for 29 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

4Th Floor, 8 Fenchurch Place, London, EC3M 4AJ
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Companies House Data
Company NameBERKSHIRE HATHAWAY INTERNATIONAL INSURANCE LIMITED
Company Number03230337
Registered Office Address4th Floor, 8 Fenchurch Place
 EC3M 4AJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/07/1996
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date23/08/2016
Returns Last Made Up Date26/07/2015
Directors & Members
Show Resigned
Nazareno Cerni - Director
(Italian, 59 years old, born April 1967)
Appointed 20 July 2023
 Active
David Fields - Director
(American, 71 years old, born September 1955)
Appointed 01 December 2023
 Active
Guy Finney - Director
(British, 60 years old, born May 1966)
Appointed 15 April 2008
 Active
Jeremy Heap - Director
(British, 65 years old, born July 1961)
Appointed 01 March 2026
 Active
Robert Love - Director
(British, 55 years old, born March 1971)
Appointed 16 December 2008
 Active
Stephen Michael - Director
(British, 65 years old, born September 1961)
Appointed 19 December 2013
 Active
Andrea Petrie - Director
(Irish, 54 years old, born December 1972)
Appointed 11 November 2022
 Active
Secretaries
Show Resigned
Alison O'dea - Secretary
Appointed 01 April 2026
 Active
Other Company Directorships
Nazareno Cerni
No companies found
David Fields
No companies found
Guy Finney
BRITISH AVIATION INSURANCE COMPANY LIMITED
HARLEY STREET INSURANCE GROUP LIMITED
LONDON MARKET CLAIMS SERVICES LIMITED
PREMIUM MEDICAL PROTECTION LIMITED
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EQUITAS LIMITED
EQUITAS POLICYHOLDERS TRUSTEE LIMITED
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LIME SYNDICATE MANAGEMENT LIMITED
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THE ASSOCIATED BOARD OF THE ROYAL SCHOOLS OF MUSIC
Robert Love
RHL CORPORATE NAME NO. 1 LIMITED
RHL INSURANCE SERVICES LIMITED
Stephen Michael
BA (GI) LIMITED
HAWTHORN LIFE DESIGNATED ACTIVITY COMPANY
Andrea Petrie
ALGORYTHM MUSIC LIMITED
BIZFLY LIMITED
ENGINITY LIMITED
FARADAY UNDERWRITING LIMITED
SCADOO LIMITED
SWOOP FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 1,293,633,721 1,293,633,721 1,320,849,252
Current Assets 226,409,884 226,409,884 275,803,571
Creditors Due Within One Year 1,105,305,925 1,105,305,925 1,178,380,399
Working Cap -878,896,041 -878,896,041 -902,576,827
Total Assets Less Current Liabilities 414,737,680 414,737,680 418,272,424
Long-term Liabilities 94,036,545 94,036,545 94,733,526
Net Assets 320,701,135 320,701,135 323,538,898
Share Capital & Reserves
Share Cap 299,694,075 299,694,075 302,891,750
Profit & Loss Reserves 21,007,060 21,007,060 20,647,148
Other Reserves 0 0 0
Shareholders Funds 320,701,135 320,701,135 323,538,898
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 85.1% 85.1% 82.7%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 2.1% 2.1% 1.3%
Cash Bank In Hand 5.0% 5.0% 9.7%
Current Assets 14.9% 14.9% 17.3%
Creditors Due Within One Year 72.7% 72.7% 73.8%
Net Current Assets Liabilities -57.8% -57.8% -56.5%
Creditors Due After One Year 6.2% 6.2% 5.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 21.1% 21.1% 20.3%
Called Up Share Capital 19.7% 19.7% 19.0%
Share Capital Allotted Called Up Paid 19.7% 19.7% 19.0%
Profit Loss Account Reserve 1.4% 1.4% 1.3%
Shareholder Funds 21.1% 21.1% 20.3%
Capital Employed - - -
Total Assets Less Current Liabilities 27.3% 27.3% 26.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 0.2 0.2 0.2
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 1,520,043,605 1,520,043,605 1,596,652,823
Debt 1,199,342,470 1,199,342,470 1,273,113,925
Net Assets/Debt 320,701,135 320,701,135 323,538,898

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Ms Alison Catherine O'dea as a secretary on 1 April 2026
Termination of appointment of Gill Morrissey as a secretary on 1 April 2026
Appointment of Mr Jeremy Wilfrid Heap as a director on 1 March 2026
Termination of appointment of Barbara Jane Merry as a director on 31 December 2025
Registered office address changed from 4th Floor, 8 Fenchurch Place London EC3M 4AJ England to 4th Floor, the St Botolph Building, 138 Houndsditch, London EC3A 7AW on 1 December 2025
Confirmation statement made on 26 July 2025 with no updates
Termination of appointment of Stephanie Donald as a secretary on 10 March 2025
Appointment of Ms Stephanie Donald as a secretary on 13 November 2024
Confirmation statement made on 26 July 2024 with no updates
Termination of appointment of John Frederick Powell as a director on 30 June 2024
Appointment of Ms Gill Morrissey as a secretary on 1 January 2024
Termination of appointment of Shahid Akbar Khan as a secretary on 31 December 2023
Appointment of Mr David Fields as a director on 1 December 2023
Confirmation statement made on 26 July 2023 with no updates
Appointment of Mr Nazareno Cerni as a director on 20 July 2023
Appointment of Mr Shahid Akbar Khan as a secretary on 5 April 2023
Termination of appointment of Robert Burke Robinson as a secretary on 5 April 2023
Termination of appointment of Christopher John Colahan as a director on 30 April 2023
Appointment of Mrs Andrea Petrie as a director on 11 November 2022
Termination of appointment of Andrew Michael D'arcy as a director on 22 November 2022
Termination of appointment of Paul Whittaker as a director on 31 October 2022
Confirmation statement made on 26 July 2022 with no updates
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