Company Overview
Park Card Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 18 November 1996, so this is a well established company. Park Card Services Limited has been in business for 29 years and 4 months. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Valley Road, Birkenhead, Merseyside, CH41 7ED
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Companies House Data
Company NamePARK CARD SERVICES LIMITED
Company Number03280082
Registered Office AddressValley Road
 Birkenhead
 CH41 7ED
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/11/1996
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date30/10/2016
Returns Last Made Up Date02/10/2015
Previous Company NameChanged Date
FAMILY LOANS LIMITED19 Mar 2009
Directors & Members
Show Resigned
Simon Birch - Director
(British, 57 years old, born April 1969)
Appointed 15 March 2024
 Active
Julian Coghlan - Director
(British, 57 years old, born September 1969)
Appointed 09 January 2023
 Active
Simon Coles - Director
(British, 58 years old, born September 1968)
Appointed 15 March 2024
 Active
David Harding - Director
(British, 52 years old, born August 1974)
Appointed 11 September 2023
 Active
Christopher Paul - Director
(British, 46 years old, born January 1980)
Appointed 10 September 2024
 Active
Indigo Corporate Secretary Limited - Secretary
Appointed 26 January 2024
 Active
Secretaries
Show Resigned
Indigo Corporate Secretary Limited - Secretary
Appointed 26 January 2024
 Active
Other Company Directorships
Simon Birch
No companies found
Julian Coghlan
AGENCY ADMINISTRATION LIMITED
APPRECIATE LIMITED
BRIGHTDOT LIMITED
CHESHIRE BANK LIMITED
CHESHIRE SECURITIES LIMITED
COUNTRY CHRISTMAS SAVINGS CLUB LIMITED
FAMILY CHRISTMAS SAVINGS CLUB LIMITED
FAMILY HAMPERS LIMITED
GORSEWOOD PROPERTY MANAGEMENT LIMITED
HANDLING SOLUTIONS LIMITED
HERITAGE HAMPERS LTD
HIGH STREET VOUCHERS LIMITED
MAXIMB2B LTD
MBL HOLDCO LTD
MBL SOLUTIONS LIMITED
OPAL LOANS LIMITED
PARK CARD MARKETING SERVICES LIMITED
PARK CHRISTMAS SAVINGS CLUB LIMITED
PARK CONNECT LIMITED
PARK DIRECT CREDIT LIMITED
PARK FINANCIAL SERVICES LIMITED
PARK FOOD (WARRINGTON) LIMITED
PARK GROUP SECRETARIES LIMITED
PARK GROUP UK LIMITED
PARK HAMPER COMPANY LIMITED
PARK PREPAYMENTS TRUSTEE COMPANY LIMITED
PARK RETAIL LIMITED
PARK TRAVEL SERVICE LIMITED
PARK.COM LIMITED
THE PERFECT HAMPER CO. LIMITED
WIRRAL COLD STORE LIMITED
Simon Coles
RSM 2000 LIMITED
David Harding
AGENCY ADMINISTRATION LIMITED
APPRECIATE LIMITED
BRIGHTDOT LIMITED
CHESHIRE BANK LIMITED
CHESHIRE SECURITIES LIMITED
COUNTRY CHRISTMAS SAVINGS CLUB LIMITED
EVENT PAYMENT SERVICES LIMITED
FAMILY CHRISTMAS SAVINGS CLUB LIMITED
FAMILY HAMPERS LIMITED
HANDLING SOLUTIONS LIMITED
HERITAGE HAMPERS LTD
HIGH STREET VOUCHERS LIMITED
MAXIMB2B LTD
MBL HOLDCO LTD
MBL SOLUTIONS LIMITED
MERCHANT RENTALS LIMITED
OPAL LOANS LIMITED
PARK CARD MARKETING SERVICES LIMITED
PARK CHRISTMAS SAVINGS CLUB LIMITED
PARK CONNECT LIMITED
PARK DIRECT CREDIT LIMITED
PARK FINANCIAL SERVICES LIMITED
PARK FOOD (WARRINGTON) LIMITED
PARK GROUP LTIP TRUSTEE LIMITED
PARK GROUP SECRETARIES LIMITED
PARK GROUP UK LIMITED
PARK HAMPER COMPANY LIMITED
PARK PREPAYMENTS TRUSTEE COMPANY LIMITED
PARK RETAIL LIMITED
PARK TRAVEL SERVICE LIMITED
PARK.COM LIMITED
PAYPOINT PLC
THE PERFECT HAMPER CO. LIMITED
WIRRAL COLD STORE LIMITED
Christopher Paul
HANDEPAY LTD.
I-MOVO HOLDINGS LIMITED
I-MOVO LIMITED
MERCHANT RENTALS LIMITED
PAYPOINT PAYMENT SERVICES LIMITED
RSM 2000 LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Balance Sheet
Fixed Assets 0 0 0
Current Assets 12,249,432 12,249,432 8,175,999
Creditors Due Within One Year 10,911,603 10,911,603 6,986,036
Working Cap 1,337,829 1,337,829 1,189,963
Total Assets Less Current Liabilities 1,337,829 1,337,829 1,189,963
Long-term Liabilities 0 0 0
Net Assets 1,337,829 1,337,829 1,189,963
Share Capital & Reserves
Share Cap 3 3 3
Profit & Loss Reserves 337,827 337,827 189,961
Other Reserves 999,999 999,999 999,999
Shareholders Funds 1,337,829 1,337,829 1,189,963
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.3% 0.3% 0.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 89.1% 89.1% 85.4%
Net Current Assets Liabilities 10.9% 10.9% 14.6%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 10.9% 10.9% 14.6%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 2.8% 2.8% 2.3%
Shareholder Funds 10.9% 10.9% 14.6%
Capital Employed - - -
Total Assets Less Current Liabilities 10.9% 10.9% 14.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.1 1.1 1.2
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Assets 12,249,432 12,249,432 8,175,999
Debt 10,911,603 10,911,603 6,986,036
Net Assets/Debt 1,337,829 1,337,829 1,189,963

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CH41 7ED
PARK PREMIER SERVICES LIMITED
Valley Road, Birkenhead, Wirral, Merseyside, CH41 7ED
PARK FOOD (WARRINGTON) LIMITED
VALLEY ROAD, BIRKENHEAD, MERSEYSIDE, CH41 7ED
CHESHIRE BANK LIMITED
Valley Road, Birkenhead, Merseyside, CH41 7ED
PREMIER FAST CASH LIMITED
Valley Road, Birkenhead, Merseyside, CH41 7ED
PARK DIRECT CREDIT LIMITED
VALLEY ROAD, BIRKENHEAD, MERSEYSIDE, CH41 7ED
PARK FINANCIAL SERVICES LIMITED
VALLEY ROAD, BIRKENHEAD, MERSEYSIDE, CH41 7ED
PREMIER CREDIT SERVICES LIMITED
Valley Road, Birkenhead, Merseyside, CH41 7ED
COUNTRY HAMPERS LIMITED
1 Valley Road, Birkenhead, Wirral, CH41 7ED
PARK ONLINE LIMITED
1 Valley Road, Birkenhead, Merseyside, CH41 7ED
PARK MARKETING SERVICES LIMITED
Valley Road, Birkenhead, Merseyside, CH41 7ED
Document Filings
Satisfaction of charge 032800820001 in full
Confirmation statement made on 2 October 2025 with no updates
Secretary's details changed for Indigo Corporate Secretary Limited on 27 February 2025
Confirmation statement made on 2 October 2024 with no updates
Second filing for the appointment of Mr David Robert Harding as a director
Appointment of Mr Christopher Richard Thomas Paul as a director on 10 September 2024
Appointment of Mr Simon Coles as a director on 15 March 2024
Appointment of Mr Simon Phillip Birch as a director on 15 March 2024
Appointment of Indigo Corporate Secretary Limited as a secretary on 26 January 2024
Termination of appointment of Brian Mclelland as a secretary on 29 December 2023
Confirmation statement made on 2 October 2023 with updates
Termination of appointment of Guy Paul Cuthbert Parsons as a director on 11 September 2023
Appointment of Mr Rob Harding as a director on 11 September 2023
Termination of appointment of Indigo Corporate Secretary Limited as a secretary on 19 June 2023
Appointment of Brian Mclelland as a secretary on 19 June 2023
Change of details for Appreciate Group Plc as a person with significant control on 16 March 2023
Termination of appointment of Talha Ahmed as a director on 27 February 2023
Appointment of Talha Ahmed as a director on 27 February 2023
Appointment of Mr Julian Graham Coghlan as a director on 9 January 2023
Appointment of Indigo Corporate Secretary Limited as a secretary on 15 November 2022
Termination of appointment of Gareth Vaughan Griffiths as a secretary on 15 November 2022
Confirmation statement made on 2 October 2022 with no updates
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