Company Overview
Wmj Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 03 October 1997, so this is a well established company. Wmj Holdings Limited has been in business for 28 years and 5 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 June 2027.
Registered Address

Suite 131 80 Churchill Square, West Malling, Kent, ME19 4YU
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Companies House Data
Company NameWMJ HOLDINGS LIMITED
Company Number03444601
Registered Office AddressSuite 131 80 Churchill Square
 ME19 4YU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/10/1997
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date30/09/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date31/10/2016
Returns Last Made Up Date03/10/2015
Previous Company NameChanged Date
WEST MALLING JEWELLERS LIMITED09 Dec 2024
Directors & Members
Show Resigned
Andrew Smith - Director
(British, 65 years old, born May 1961)
Appointed 17 July 1998
 Active
Olivia Smith - Director
(British, 30 years old, born November 1996)
Appointed 02 February 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Smith
BOND STREET JEWELLERS LIMITED
POPESWOOD ESTATE COMPANY LIMITED
Olivia Smith
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 941,880 941,880 978,455
Current Assets 852,504 852,504 800,354
Creditors Due Within One Year 84,133 84,133 85,356
Working Cap 768,371 768,371 714,998
Total Assets Less Current Liabilities 1,710,251 1,710,251 1,693,453
Long-term Liabilities 0 0 90,564
Net Assets 1,710,251 1,710,251 1,602,889
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,710,251 1,710,251 1,602,889
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 52.5% 52.5% 55.0%
Stocks Inventory - - -
Debtors 11.5% 11.5% 17.5%
Cash Bank In Hand 5.8% 5.8% 2.3%
Current Assets 47.5% 47.5% 45.0%
Creditors Due Within One Year 4.7% 4.7% 4.8%
Net Current Assets Liabilities 42.8% 42.8% 40.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 95.3% 95.3% 90.1%
Capital Employed - - -
Total Assets Less Current Liabilities 95.3% 95.3% 95.2%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2022 30-Sep-2021
Liquidity Ratio 10.1 10.1 9.4
Solvency Ratio 21.3 21.3 10.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2022 30-Sep-2021
Assets 1,794,384 1,794,384 1,778,809
Debt 84,133 84,133 175,920
Net Assets/Debt 1,710,251 1,710,251 1,602,889

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 20 October 2025 with no updates
Termination of appointment of Daniel Robert Smith as a director on 6 February 2025
Appointment of Mr Daniel Robert Smith as a director on 6 January 2025
Certificate of change of name
Confirmation statement made on 20 October 2024 with no updates
Registered office address changed from 89 High Street West Malling Kent ME19 6NA United Kingdom to Suite 131 80 Churchill Square West Malling Kent ME19 4YU on 23 October 2024
Confirmation statement made on 20 October 2023 with updates
Confirmation statement made on 20 October 2022 with updates
Registration of charge 034446010002, created on 26 August 2022
Statement of capital following an allotment of shares on 1 May 2022
Termination of appointment of Julia Rebecca Smith as a director on 28 February 2022
Appointment of Miss Olivia Nicole Smith as a director on 2 February 2022
Confirmation statement made on 20 October 2021 with updates
Confirmation statement made on 20 October 2020 with updates
Confirmation statement made on 3 October 2019 with updates
Director's details changed for Mr Andrew Charles Smith on 30 September 2019
Change of details for Mr Andrew Charles Smith as a person with significant control on 30 September 2019
Director's details changed for Mr Andrew Charles Smith on 27 September 2019
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