Company Overview
Sms Investments Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 17 June 1998, so this is a well established company. Sms Investments Limited has been in business for 27 years and 9 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

20(B) Selsdon Road, South Croydon, Surrey, CR2 5PH
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Companies House Data
Company NameSMS INVESTMENTS LIMITED
Company Number03582895
Registered Office Address20(B) Selsdon Road
 South Croydon
 CR2 5PH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/06/1998
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/07/2017
Returns Last Made Up Date17/06/2016
Directors & Members
Show Resigned
Chetna Thakker - Director
(British, 62 years old, born March 1964)
Appointed 18 February 2021
 Active
Hitesh Thakker - Director
(British, 67 years old, born August 1959)
Appointed 17 July 1998
 Active
Secretaries
Show Resigned
Chetna Thakker - Secretary
(British)
Appointed 17 July 1998
 Active
Other Company Directorships
Chetna Thakker
No companies found
Hitesh Thakker
CITYBOND HOLDINGS LIMITED
COUNTY HOLDINGS (2018) LTD
COUNTY INSURANCE AGENCIES LIMITED
COUNTY LETTINGS LIMITED
RAGHUVANSHI ASSOCIATION(THE)
VUE OPTICS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 442,858 442,858 442,858
Current Assets 600,231 600,231 586,585
Creditors Due Within One Year 27,541 27,541 23,520
Working Cap 572,690 572,690 563,065
Total Assets Less Current Liabilities 1,015,548 1,015,548 1,005,923
Long-term Liabilities 481,208 481,208 487,045
Net Assets 534,340 534,340 518,878
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 534,340 534,340 518,878
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 42.5% 42.5% 43.0%
Stocks Inventory - - -
Debtors 44.3% 44.3% 45.4%
Cash Bank In Hand 13.2% 13.2% 11.6%
Current Assets 57.5% 57.5% 57.0%
Creditors Due Within One Year 2.6% 2.6% 2.3%
Net Current Assets Liabilities 54.9% 54.9% 54.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 51.2% 51.2% 50.4%
Capital Employed - - -
Total Assets Less Current Liabilities 97.4% 97.4% 97.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 21.8 21.8 24.9
Solvency Ratio 2.1 2.1 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 11
Mortgages Outstanding 11
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 1,043,089 1,043,089 1,029,443
Debt 508,749 508,749 510,565
Net Assets/Debt 534,340 534,340 518,878

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CR2 5PH
No other companies found in the same location
Document Filings
Confirmation statement made on 3 March 2026 with no updates
Confirmation statement made on 3 March 2025 with no updates
Confirmation statement made on 3 March 2024 with no updates
Registration of charge 035828950012, created on 5 October 2023
Confirmation statement made on 3 March 2023 with no updates
Confirmation statement made on 3 March 2022 with no updates
Registration of charge 035828950011, created on 28 January 2022
Confirmation statement made on 3 March 2021 with updates
Appointment of Mrs Chetna Hitesh Thakker as a director on 18 February 2021
Confirmation statement made on 17 June 2020 with no updates
Confirmation statement made on 17 June 2019 with no updates
Confirmation statement made on 17 June 2018 with no updates
Confirmation statement made on 17 June 2017 with no updates
Notification of Hitesh Dhanji Thakker as a person with significant control on 6 April 2016
Annual return made up to 17 June 2016 with full list of shareholders
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