Company Overview
Better Lives - Strengthening Independence Ltd is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Tuesday 30 June 1998, so this is a well established company. Better Lives - Strengthening Independence Ltd has been in business for 27 years and 9 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

17 Duke Street, Formby, Merseyside, L37 4AN
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Companies House Data
Company NameBETTER LIVES - STRENGTHENING INDEPENDENCE LTD
Company Number03590240
Registered Office Address17 Duke Street
 L37 4AN
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/06/1998
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/07/2016
Returns Last Made Up Date30/06/2015
Previous Company NameChanged Date
KNOWSLEY PENSIONERS ADVOCACY & INFORMATION SERVICE10 Nov 2021
Directors & Members
Show Resigned
Thomas Best - Director
(British, 87 years old, born January 1939)
Appointed 10 October 2002
 Active
Angela Cholet - Director
(British, 72 years old, born September 1954)
Appointed 28 October 2025
 Active
Ann Crane - Director
(English, 54 years old, born August 1972)
Appointed 19 September 2025
 Active
Susan Goodrum - Director
(English, 69 years old, born July 1957)
Appointed 28 January 2025
 Active
Karl Hart - Director
(British, 67 years old, born March 1959)
Appointed 20 October 2016
 Active
Pauline Whittaker - Director
(English, 78 years old, born May 1948)
Appointed 06 January 2025
 Active
Adele Wood - Director
(English, 51 years old, born January 1975)
Appointed 06 January 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Thomas Best
HEALTHWATCH KNOWSLEY C.I.C.
MERSEYSIDE SUGAR WORKERS TRUST LIMITED
PRESCOT & WHISTON COMMUNITY ADVICE CENTRE
THE PEOPLES CENTRE LIMITED
UK COALITION AGAINST POVERTY
Angela Cholet
ONE KNOWSLEY
Ann Crane
ADDING VALUE CONSULTANCY LTD
AMC ACCOUNTANCY & BUSINESS SUPPORT SOLUTIONS LTD.
BRATHAY TRUST
Susan Goodrum
No companies found
Karl Hart
HOLY ROOD TRUSTEE COMPANY LIMITED(THE)
KNOWSLEY ADVOCACY HUB LTD
Pauline Whittaker
No companies found
Adele Wood
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 30 30 40
Current Assets 51,709 51,709 42,895
Creditors Due Within One Year 3,168 3,168 4,079
Working Cap 48,541 48,541 38,816
Total Assets Less Current Liabilities 48,571 48,571 38,856
Long-term Liabilities 0 0 0
Net Assets 48,571 48,571 38,856
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 48,571 48,571 38,856
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.9% 99.9% 99.9%
Creditors Due Within One Year 6.1% 6.1% 9.5%
Net Current Assets Liabilities 93.8% 93.8% 90.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 93.9% 93.9% 90.5%
Capital Employed - - -
Total Assets Less Current Liabilities 93.9% 93.9% 90.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 16.3 16.3 10.5
Solvency Ratio 16.3 16.3 10.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 51,739 51,739 42,935
Debt 3,168 3,168 4,079
Net Assets/Debt 48,571 48,571 38,856

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Mary Spreadbury as a director on 7 March 2026
Appointment of Mrs Angela Elizabeth Cholet as a director on 28 October 2025
Appointment of Mrs Ann Marie Crane as a director on 19 September 2025
Confirmation statement made on 29 June 2025 with no updates
Appointment of Mrs Susan Goodrum as a director on 28 January 2025
Appointment of Mrs Adele Wood as a director on 6 January 2025
Appointment of Mrs Pauline Whittaker as a director on 6 January 2025
Termination of appointment of William Wilson as a director on 6 January 2025
Termination of appointment of Pauline Lydia Burrows as a director on 6 January 2025
Confirmation statement made on 29 June 2024 with no updates
Confirmation statement made on 29 June 2023 with no updates
Termination of appointment of Angela Elizabeth Cholet as a director on 1 November 2022
Confirmation statement made on 29 June 2022 with no updates
Certificate of change of name
Termination of appointment of Paula Thompson as a director on 17 September 2021
Termination of appointment of Dorothy Horridge as a director on 17 September 2021
Confirmation statement made on 29 June 2021 with no updates
Termination of appointment of Richard Ealey as a director on 27 August 2017
Appointment of Mrs Angela Elizabeth Cholet as a director on 3 November 2020
Termination of appointment of Florence Ealey as a director on 27 June 2017
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