Company Overview
Jmw Financial Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 24 November 1998, so this is a well established company. Jmw Financial Management Limited has been in business for 27 years and 4 months. The accounts status is micro entity and the accounts are next due on Saturday 31 January 2026.
Registered Address

The Shippen, 8 The Old Hall Courtyard, Heath, Wakefield, West Yorkshire, WF1 5ST
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Companies House Data
Company NameJMW FINANCIAL MANAGEMENT LIMITED
Company Number03672581
Registered Office AddressThe Shippen
 8 The Old Hall Courtyard
 WF1 5ST
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/11/1998
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date22/12/2016
Returns Last Made Up Date24/11/2015
Directors & Members
Show Resigned
Jon Winderbank - Director
(British, 64 years old, born July 1962)
Appointed 24 November 1998
 Active
Secretaries
Show Resigned
Other Company Directorships
Jon Winderbank
COURTYARD WASTE MANAGEMENT LTD
CROSSROADS COMMERCIALS GROUP LIMITED
CROSSROADS TRUCK & BUS LIMITED
FORWARDSTEP PROPERTY MANAGEMENT LIMITED
FURNITURE 123 LIMITED
KIDSUNLIMITED LIMITED
PERATECH LIMITED
RIVERSIDE COURT LEEDS LIMITED
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
TREEHOUSE DESIGNS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 91,123 91,123 91,123
Current Assets 20,800 20,800 5,708
Creditors Due Within One Year 37,046 37,046 26,855
Working Cap -16,246 -16,246 -21,147
Total Assets Less Current Liabilities 74,877 74,877 69,976
Long-term Liabilities 0 0 0
Net Assets 74,877 74,877 69,976
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 74,877 74,877 69,976
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 81.4% 81.4% 94.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 18.6% 18.6% 5.9%
Creditors Due Within One Year 33.1% 33.1% 27.7%
Net Current Assets Liabilities -14.5% -14.5% -21.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 66.9% 66.9% 72.3%
Capital Employed - - -
Total Assets Less Current Liabilities 66.9% 66.9% 72.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 0.6 0.6 0.2
Solvency Ratio 3.0 3.0 3.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Assets 111,923 111,923 96,831
Debt 37,046 37,046 26,855
Net Assets/Debt 74,877 74,877 69,976

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WF1 5ST
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
The Shippen 8 The Old Hall Courtyard, Heath, Wakefield, West Yorkshire, WF1 5ST
FORWARDSTEP PROPERTY MANAGEMENT LIMITED
THE SHIPPEN 8 THE OLD HALL COURTYARD, HEATH, WAKEFIELD, WEST YORKSHIRE, WF1 5ST
BAHAMAS LOCO TRADING LTD.
THE SHIPPEN 8 THE OLD HALL COURT YARD, HEATH, WAKEFIELD, WEST YORKSHIRE, WF1 5ST
SP TRAINING SOLUTIONS LIMITED
THE GROOM'S COTTAGE OLD HALL COURTYARD, HEATH, WAKEFIELD, WEST YORKSHIRE, WF1 5ST
STONEACRE INVESTMENTS LIMITED
CHAPEL HOUSE HEATH OLD COURT YARD, HEATH, WAKEFIELD, WEST YORKSHIRE, WF1 5ST
AS EDUCATION LIMITED
9 Old Hall Courtyard, Heath, Wakefield, West Yorkshire, WF1 5ST
Document Filings
Confirmation statement made on 24 November 2025 with no updates
Termination of appointment of Elizabeth Jane Easter as a director on 24 November 2025
Termination of appointment of Elizabeth Jane Easter as a secretary on 24 November 2025
Confirmation statement made on 24 November 2024 with no updates
Confirmation statement made on 24 November 2023 with no updates
Termination of appointment of Maureen Winderbank as a director on 2 November 2023
Confirmation statement made on 24 November 2022 with no updates
Confirmation statement made on 24 November 2021 with no updates
Confirmation statement made on 24 November 2020 with no updates
Confirmation statement made on 24 November 2019 with no updates
Confirmation statement made on 24 November 2018 with no updates
Confirmation statement made on 24 November 2017 with no updates
Confirmation statement made on 24 November 2016 with updates
Annual return made up to 24 November 2015 with full list of shareholders
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