Company Overview
The Association Of Independent Professionals And The Self Employed Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 14 May 1999, so this is a well established company. The Association Of Independent Professionals And The Self Employed Limited has been in business for 26 years and 10 months. The accounts status is small and the accounts are next due on Saturday 31 January 2026.
Registered Address

4Th Floor 95 Gresham Street, London, EC2V 7AB
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Companies House Data
Company NameTHE ASSOCIATION OF INDEPENDENT PROFESSIONALS AND THE SELF EMPLOYED LIMITED
Company Number03770926
Registered Office Address4th Floor 95 Gresham Street
 EC2V 7AB
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/05/1999
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategorySMALL
Returns Next Due Date11/06/2017
Returns Last Made Up Date14/05/2016
Previous Company NameChanged Date
PROFESSIONAL CONTRACTORS GROUP LIMITED13 Feb 2015
Directors & Members
Show Resigned
Lisa Chadwick - Director
(Irish, 55 years old, born April 1971)
Appointed 01 February 2026
 Active
Philip Cowhig - Director
(British, 58 years old, born May 1968)
Appointed 26 January 2024
 Active
Rosemary Halfhead - Director
(British,Belgian, 69 years old, born July 1957)
Appointed 06 January 2023
 Active
Robert Light - Director
(British, 62 years old, born October 1964)
Appointed 01 October 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Lisa Chadwick
LC CONSULTING AND ADVISORY LIMITED
Philip Cowhig
BAXZILLA CONSULTING LIMITED
WEST BERKSHIRE CITIZENS ADVICE BUREAU
Rosemary Halfhead
BRITISH LACROSSE LTD
POSITIVE MONEY LIMITED
TRINITY FIELDS TRUST
Robert Light
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Balance Sheet
Fixed Assets 107,822 107,822 223,135
Current Assets 2,175,826 2,175,826 2,143,702
Creditors Due Within One Year 1,743,378 1,743,378 2,114,681
Working Cap 432,448 432,448 29,021
Total Assets Less Current Liabilities 540,270 540,270 252,156
Long-term Liabilities 71,000 71,000 62,000
Net Assets 469,270 469,270 190,156
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 469,270 469,270 190,156
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Tangible Fixed Assets - - -
Fixed Assets 4.7% 4.7% 9.4%
Stocks Inventory - - -
Debtors 17.1% 17.1% 22.1%
Cash Bank In Hand 78.2% 78.2% 68.5%
Current Assets 95.3% 95.3% 90.6%
Creditors Due Within One Year 76.3% 76.3% 89.3%
Net Current Assets Liabilities 18.9% 18.9% 1.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 20.5% 20.5% 8.0%
Capital Employed - - -
Total Assets Less Current Liabilities 23.7% 23.7% 10.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Liquidity Ratio 1.2 1.2 1.0
Solvency Ratio 1.3 1.3 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2021 30-Apr-2020
Assets 2,283,648 2,283,648 2,366,837
Debt 1,814,378 1,814,378 2,176,681
Net Assets/Debt 469,270 469,270 190,156

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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MC ANDES POWER LIMITED
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MARUBENI GAS INTERNATIONAL UK LIMITED
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MARUBENI EUROPOWER LIMITED
95 GRESHAM STREET, LONDON, EC2V 7AB
AGS MCUK HOLDINGS LIMITED
95 GRESHAM STREET, LONDON, EC2V 7AB
MARUBENI FINANCE EUROPE PLC
95 GRESHAM STREET, LONDON, EC2V 7AB
MARNIX EUROPE LIMITED
95 GRESHAM STREET, LONDON, EC2V 7AB
MARPIT INVESTMENT LIMITED
95 Gresham Street, London, EC2V 7AB
Document Filings
Appointment of Mrs Victoria Anita Rodwell as a director on 1 February 2026
Appointment of Mrs Lisa Geraldine Chadwick as a director on 1 February 2026
Appointment of Mr Martin Richard Spiller as a director on 26 January 2026
Termination of appointment of Hamish John Stewart as a director on 26 January 2026
Confirmation statement made on 6 May 2025 with no updates
Director's details changed for Ms Rosemary Halfhead on 5 March 2025
Director's details changed for Mr Hamish John Stewart on 5 March 2025
Registered office address changed from Lynton House 7-12 Tavistock Square London WC1H 9LT England to 4th Floor 95 Gresham Street London EC2V 7AB on 5 March 2025
Appointment of Mr Robert Christopher Light as a director on 1 October 2024
Termination of appointment of Iain Sturrock as a director on 30 September 2024
Termination of appointment of Derek Wayne Cribb as a director on 30 August 2024
Confirmation statement made on 7 May 2024 with no updates
Termination of appointment of Julia Maria Hilger-Ellis as a director on 29 February 2024
Appointment of Mr Joe Paul Woodhouse as a director on 26 January 2024
Appointment of Mr Philip Jeremy Cowhig as a director on 26 January 2024
Termination of appointment of Mandy Dawn Clarke as a director on 30 September 2023
Confirmation statement made on 14 May 2023 with no updates
Appointment of Mr Hamish John Stewart as a director on 26 January 2023
Appointment of Ms Rosemary Halfhead as a director on 6 January 2023
Termination of appointment of Ian Wood as a director on 10 August 2022
Resolutions
Memorandum and Articles of Association
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