Company Overview
Panorama Living Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 25 June 1999, so this is a well established company. Panorama Living Limited has been in business for 26 years and 9 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

Unit 3A , Parkway Trading Estate Barton Dock Road, Trafford Park, Manchester, M32 0TL
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Companies House Data
Company NamePANORAMA LIVING LIMITED
Company Number03795878
Registered Office AddressUnit 3a , Parkway Trading Estate Barton Dock Road
 Trafford Park
 M32 0TL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/06/1999
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date23/07/2017
Returns Last Made Up Date25/06/2016
Directors & Members
Show Resigned
Joseph Keller - Director
(British, 54 years old, born May 1972)
Appointed 25 June 1999
 Active
Secretaries
Show Resigned
Other Company Directorships
Joseph Keller
KELLERCO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 342,415 342,415 805,204
Creditors Due Within One Year 9,324 9,324 3,442
Working Cap 333,091 333,091 801,762
Total Assets Less Current Liabilities 333,091 333,091 801,762
Long-term Liabilities 157,068 157,068 207,313
Net Assets 176,023 176,023 594,449
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 176,023 176,023 594,449
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 2.7% 2.7% 0.4%
Net Current Assets Liabilities 97.3% 97.3% 99.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 51.4% 51.4% 73.8%
Capital Employed - - -
Total Assets Less Current Liabilities 97.3% 97.3% 99.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 36.7 36.7 233.9
Solvency Ratio 2.1 2.1 3.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 30-Jun-2022 30-Jun-2021
Assets 342,415 342,415 805,204
Debt 166,392 166,392 210,755
Net Assets/Debt 176,023 176,023 594,449

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 25 June 2025 with no updates
Director's details changed for Joseph Keller on 7 July 2025
Registered office address changed from Unit 3a , Parkway Trading Estate Barton Dock Road Trafford Park Manchester M32 0TL England to Red Lodge North Road Hale Altrincham WA15 0NS on 7 July 2025
Confirmation statement made on 25 June 2024 with no updates
Previous accounting period extended from 30 June 2023 to 31 July 2023
Confirmation statement made on 25 June 2023 with no updates
Confirmation statement made on 25 June 2022 with no updates
Registered office address changed from 5th Floor, Digital World Centre 1 Lowry Plaza the Quays Salford M50 3UB England to Unit 3a , Parkway Trading Estate Barton Dock Road Trafford Park Manchester M32 0TL on 15 July 2021
Confirmation statement made on 25 June 2021 with no updates
Confirmation statement made on 25 June 2020 with no updates
Confirmation statement made on 25 June 2019 with no updates
Registered office address changed from Warwick House Warwick Road Old Trafford Manchester M16 0QQ to 5th Floor, Digital World Centre 1 Lowry Plaza the Quays Salford M50 3UB on 22 October 2018
Confirmation statement made on 25 June 2018 with no updates
Confirmation statement made on 25 June 2017 with no updates
Notification of Joseph Keller as a person with significant control on 6 April 2016
Termination of appointment of Philip Wayne Metcalf as a director on 7 April 2017
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