Company Overview
Pci-Pal Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Wednesday 27 October 1999, so this is a well established company. Pci-Pal Plc has been in business for 26 years and 5 months. The accounts status is group and the accounts are next due on Wednesday 31 December 2025.
Registered Address

7 Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, IP3 9FF
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Companies House Data
Company NamePCI-PAL PLC
Company Number03869545
Registered Office Address7 Gamma Terrace
 Ransomes Europark
 IP3 9FF
Company CategoryPublic Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/10/1999
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryGROUP
Returns Next Due Date24/11/2016
Returns Last Made Up Date27/10/2015
Previous Company NameChanged Date
IPPLUS PLC03 Oct 2016
COUNTY CONTACT CENTRES PLC29 Sep 2008
Directors & Members
Show Resigned
James Barham - Director
(British, 45 years old, born December 1981)
Appointed 30 September 2016
 Active
Andrew Lockwood - Director
(British, 70 years old, born December 1956)
Appointed 01 July 2025
 Active
Ryan Murray - Director
(Irish, 49 years old, born October 1977)
Appointed 14 October 2024
 Active
Carolyn Rand - Director
(British, 62 years old, born March 1964)
Appointed 24 March 2022
 Active
Simon Wilson - Director
(American, 65 years old, born December 1961)
Appointed 01 November 2019
 Active
Secretaries
Show Resigned
Ryan Murray - Secretary
Appointed 14 October 2024
 Active
Other Company Directorships
James Barham
IP3 TELECOM LIMITED
PCI-PAL (U.K.) LIMITED
THE NUMBER EXPERTS LIMITED
Andrew Lockwood
No companies found
Ryan Murray
PCI-PAL (U.K.) LIMITED
Carolyn Rand
CAMBRIDGE NUTRITIONAL SCIENCES PLC
CWA ENTERPRISES LIMITED
IQGEO GROUP LIMITED
Simon Wilson
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Sep-2016 30-Sep-2015
Balance Sheet
Fixed Assets 0 0 1,877,637
Current Assets 0 0 2,240,450
Creditors Due Within One Year 0 0 1,094,028
Working Cap 0 0 1,146,422
Total Assets Less Current Liabilities 0 0 3,024,059
Long-term Liabilities 0 0 1,111,818
Net Assets 0 0 1,912,241
Share Capital & Reserves
Share Cap 0 0 317,212
Profit & Loss Reserves 0 0 1,487,237
Other Reserves 0 0 107,792
Shareholders Funds 0 0 1,912,241
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Sep-2016 30-Sep-2015
Tangible Fixed Assets - - -
Fixed Assets - - 45.6%
Stocks Inventory - - 0.0%
Debtors - - 23.1%
Cash Bank In Hand - - 25.3%
Current Assets - - 54.4%
Creditors Due Within One Year - - 26.6%
Net Current Assets Liabilities - - 27.8%
Creditors Due After One Year - - 27.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - 46.4%
Called Up Share Capital - - 7.7%
Share Capital Allotted Called Up Paid - - 7.7%
Profit Loss Account Reserve - - 36.1%
Shareholder Funds - - 46.4%
Capital Employed - - -
Total Assets Less Current Liabilities - - 73.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Sep-2016 30-Sep-2015
Liquidity Ratio 0.0 0.0 2.0
Solvency Ratio - - 1.9
Reserves to Assets - - 0.4
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Sep-2016 30-Sep-2015
Assets 0 0 4,118,087
Debt 0 0 2,205,846
Net Assets/Debt 0 0 1,912,241

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is nil.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is nil.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is nil.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IP3 9FF
PCI-PAL (U.K.) LIMITED
7 GAMMA TERRACE, RANSOMES EUROPARK, IPSWICH, SUFFOLK, IP3 9FF
THE NUMBER EXPERTS LIMITED
7 GAMMA TERRACE, RANSOME EUROPARK, IPSWICH, SUFFOLK, IP3 9FF
IP3 TELECOM LIMITED
7 GAMMA TERRACE, RANSOME EUROPARK, IPSWICH, SUFFOLK, IP3 9FF
TURQUIOSE DEVELOPEMENTS LIMITED
4385, 09960965 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, IP3 9FF
MAX COPIERS LIMITED
Gamma Terrace, Ransomes Europark, Ipswich, Suffolk, IP3 9FF
KCS-MD LTD
Gamma 9a Gamma Terrace, West Road, Ipswich, IP3 9FF
LB DEVELOPERS LIMITED
8 Gamma Terrace, West Road, Ipswich, IP3 9FF
MLCS CONSULTANCY LTD.
Unit 8 Felixstowe Road, Foxhall, Ipswich, IP3 9FF
EMMERSON ACCOUNTANTS LIMITED
7A GAMMA TERRACE, WEST ROAD, IPSWICH, SUFFOLK, IP3 9FF
Document Filings
Register inspection address has been changed from 29 Link Group, 1Oth Floor Leeds LS1 4DL United Kingdom to Mufg Corporate Markets Central Square 29 Wellington Street Leeds LS1 4DL
Confirmation statement made on 27 October 2025 with no updates
Termination of appointment of Jason Stuart Starr as a director on 12 September 2025
Registration of charge 038695450007, created on 5 September 2025
Appointment of Mr Andrew Stephen Lockwood as a director on 1 July 2025
Statement of capital following an allotment of shares on 25 June 2025
Resolutions
Statement of capital following an allotment of shares on 13 December 2024
Confirmation statement made on 27 October 2024 with no updates
Termination of appointment of Rawdon Quentin Vevers as a secretary on 14 October 2024
Appointment of Mr Ryan Conal Murray as a secretary on 14 October 2024
Appointment of Mr Ryan Conal Murray as a director on 14 October 2024
Admin Removed The TM02 was administratively removed from the public register on 10/09/24 as it was not properly delivered
Admin Removed The AP03 was administratively removed from the public register on 10/09/24 as it was not properly delivered
Registration of charge 038695450006, created on 31 July 2024
Appointment of Mr Rawdon Quentin Vevers as a secretary on 15 July 2024
Termination of appointment of Thomas William Good as a director on 15 July 2024
Termination of appointment of Thomas William Good as a secretary on 15 July 2024
Statement of capital following an allotment of shares on 8 July 2024
Statement of capital following an allotment of shares on 5 July 2024
Statement of capital following an allotment of shares on 10 June 2024
Statement of capital following an allotment of shares on 27 March 2024
Statement of capital following an allotment of shares on 12 March 2024
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