Company Overview
Cabot Financial Debt Recovery Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 29 February 2000, so this is a well established company. Cabot Financial Debt Recovery Services Limited has been in business for 26 years and 1 month. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

1 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA
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Companies House Data
Company NameCABOT FINANCIAL DEBT RECOVERY SERVICES LIMITED
Company Number03936134
Registered Office Address1 Kings Hill Avenue
 Kings Hill
 ME19 4UA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/02/2000
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date28/03/2017
Returns Last Made Up Date28/02/2016
Directors & Members
Show Resigned
Tim Croom - Director
(British, 50 years old, born July 1976)
Appointed 31 March 2025
 Active
John Yung - Director
(American, 61 years old, born April 1965)
Appointed 23 June 2023
 Active
Secretaries
Show Resigned
Lucy Bassett - Secretary
Appointed 15 May 2019
 Active
Other Company Directorships
Tim Croom
CABOT FINANCIAL HOLDINGS GROUP LIMITED
John Yung
CABOT FINANCIAL (EUROPE) LIMITED
CABOT FINANCIAL (INTERNATIONAL) LIMITED
CABOT FINANCIAL HOLDINGS GROUP LIMITED
CABOT FINANCIAL LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 195,683,000 195,683,000 25,339,000
Current Assets 143,040,000 143,040,000 41,310,000
Creditors Due Within One Year 335,193,000 335,193,000 65,714,000
Working Cap -192,153,000 -192,153,000 -24,404,000
Total Assets Less Current Liabilities 3,530,000 3,530,000 935,000
Long-term Liabilities 6,009,000 6,009,000 0
Net Assets -2,479,000 -2,479,000 935,000
Share Capital & Reserves
Share Cap 0 0 924,000
Profit & Loss Reserves -61,388,000 -61,388,000 11,000
Other Reserves 58,909,000 58,909,000 0
Shareholders Funds -2,479,000 -2,479,000 935,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 57.8% 57.8% 38.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.0% 0.0% 0.0%
Current Assets 42.2% 42.2% 62.0%
Creditors Due Within One Year 99.0% 99.0% 98.6%
Net Current Assets Liabilities -56.7% -56.7% -36.6%
Creditors Due After One Year 1.8% 1.8% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability -0.7% -0.7% 1.4%
Called Up Share Capital 0.0% 0.0% 1.4%
Share Capital Allotted Called Up Paid 0.0% 0.0% 1.4%
Profit Loss Account Reserve -18.1% -18.1% 0.0%
Shareholder Funds -0.7% -0.7% 1.4%
Capital Employed - - -
Total Assets Less Current Liabilities 1.0% 1.0% 1.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 0.4 0.4 0.6
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets -0.2 -0.2 0.0
Secured Creditors Unlock full report
Mortgages Charges 37
Mortgages Outstanding 29
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 338,723,000 338,723,000 66,649,000
Debt 341,202,000 341,202,000 65,714,000
Net Assets/Debt -2,479,000 -2,479,000 935,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ME19 4UA
KEYSTONE COMMERCIAL MORTGAGES LIMITED
42 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, ME19 4UA
CABOT FINANCIAL (INTERNATIONAL) LIMITED
1 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, KENT, ME19 4UA
CABOT FINANCIAL (UK) LIMITED
1 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, KENT, ME19 4UA
THE LIME TREE COMPANY (SUSSEX) LIMITED
23 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA
CABOT FINANCIAL HOLDINGS GROUP LIMITED
1 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, KENT, ME19 4UA
KEYSTONE BUY TO LET MORTGAGES LIMITED
17 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA
SUSSEX HELICOPTERS LIMITED
26 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA
PBG TRUSTEES LIMITED
42 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, ME19 4UA
MORTGAGE FINANCE BROKERS LIMITED
17 Kings Hill Avenue, Kings Hill, West Malling, ME19 4UA
WHEN FRESH LTD
20-22 WENLOCK ROAD, LONDON, ME19 4UA
Document Filings
Confirmation statement made on 28 February 2026 with updates
Registration of charge 039361340036, created on 1 October 2025
Registration of charge 039361340037, created on 1 October 2025
Statement of capital on 22 July 2025
Statement by Directors
Solvency Statement dated 16/07/25
Resolutions
Appointment of Mr Tim Croom as a director on 31 March 2025
Termination of appointment of Tomas Hernanz as a director on 31 March 2025
Confirmation statement made on 28 February 2025 with no updates
Termination of appointment of Sarah Whiteley as a secretary on 11 August 2024
Registration of charge 039361340034, created on 21 May 2024
Registration of charge 039361340035, created on 21 May 2024
Registration of charge 039361340032, created on 20 March 2024
Registration of charge 039361340033, created on 20 March 2024
Confirmation statement made on 29 February 2024 with no updates
Registration of charge 039361340031, created on 16 October 2023
Registration of charge 039361340030, created on 16 October 2023
Appointment of Mr John Yung as a director on 23 June 2023
Termination of appointment of Craig Anthony Buick as a director on 23 June 2023
Confirmation statement made on 28 February 2023 with no updates
Appointment of Mr Tomas Hernanz as a director on 27 January 2023
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