Company Overview
Books Cumbria Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 14 March 2000, so this is a well established company. Books Cumbria Limited has been in business for 26 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Spring Close, Wigton, Cumbria, CA7 0EG
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Companies House Data
Company NameBOOKS CUMBRIA LIMITED
Company Number03947464
Registered Office AddressSpring Close
 Wigton
 CA7 0EG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/03/2000
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date01/05/2017
Returns Last Made Up Date03/04/2016
Directors & Members
Show Resigned
Stephen Matthews - Director
(British, 77 years old, born February 1949)
Appointed 14 March 2000
 Active
Lucy Matthews - Director
(British, 42 years old, born August 1984)
Appointed 06 April 2012
 Active
Gwenda Matthews - Director
(British, 75 years old, born May 1951)
Appointed 14 March 2000
 Active
Secretaries
Show Resigned
Gwenda Matthews - Secretary
(British)
Appointed 14 March 2000
 Active
Other Company Directorships
Stephen Matthews
CUMBRIA THEATRE TRUST
INDEPENDENT RETAILER NETWORK
Lucy Matthews
No companies found
Gwenda Matthews
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 53,345 53,345 48,469
Current Assets 705,578 705,578 634,904
Creditors Due Within One Year 128,188 128,188 73,573
Working Cap 577,390 577,390 561,331
Total Assets Less Current Liabilities 630,735 630,735 609,800
Long-term Liabilities 628,035 628,035 607,100
Net Assets 2,700 2,700 2,700
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,700 2,700 2,700
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 7.0% 7.0% 7.1%
Stocks Inventory - - -
Debtors 1.2% 1.2% 4.5%
Cash Bank In Hand 69.6% 69.6% 64.8%
Current Assets 93.0% 93.0% 92.9%
Creditors Due Within One Year 16.9% 16.9% 10.8%
Net Current Assets Liabilities 76.1% 76.1% 82.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.4% 0.4% 0.4%
Capital Employed - - -
Total Assets Less Current Liabilities 83.1% 83.1% 89.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 5.5 5.5 8.6
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 758,923 758,923 683,373
Debt 756,223 756,223 680,673
Net Assets/Debt 2,700 2,700 2,700

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CA7 0EG
No other companies found in the same location
Document Filings
Confirmation statement made on 3 April 2025 with no updates
Confirmation statement made on 3 April 2024 with no updates
Change of details for Mrs Gwenda Ann Matthews as a person with significant control on 20 March 2022
Change of details for Mr Stephen John Matthews as a person with significant control on 20 March 2022
Register inspection address has been changed from C/O Dodd & Co Fifteen Rosehill Montgomery Way Rosehill Industrial Estate Carlisle Cumbria CA1 2RW England to Unit 4 Clifford Court Cooper Way Carlisle Cumbria CA3 0JG
Confirmation statement made on 3 April 2023 with updates
Confirmation statement made on 3 April 2022 with updates
Confirmation statement made on 3 April 2021 with no updates
Confirmation statement made on 3 April 2020 with no updates
Confirmation statement made on 3 April 2019 with no updates
Confirmation statement made on 3 April 2018 with updates
Confirmation statement made on 3 April 2017 with updates
Amended total exemption small company accounts made up to 31 March 2016
Director's details changed for Miss Lucy Matthews on 3 January 2017
Annual return made up to 3 April 2016 with full list of shareholders
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