Company Overview
Fernbury Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 15 June 2000, so this is a well established company. Fernbury Limited has been in business for 25 years and 9 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

28-30 City Road, Cardiff, South Glamorgan, CF24 3DL
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Companies House Data
Company NameFERNBURY LIMITED
Company Number04015241
Registered Office Address28-30 City Road
 Cardiff
 CF24 3DL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/06/2000
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date13/07/2017
Returns Last Made Up Date15/06/2016
Directors & Members
Show Resigned
Mohammed Rafiq - Director
(British, 67 years old, born April 1959)
Appointed 26 January 2024
 Active
Manjinder Singh - Director
(British, 44 years old, born January 1982)
Appointed 11 June 2025
 Active
Secretaries
Show Resigned
Mohammed Rafiq - Secretary
(British)
Appointed 25 July 2000
 Active
Other Company Directorships
Mohammed Rafiq
ESELLZONE LIMITED
JUST GROCERIES PLUS LIMITED
Manjinder Singh
HOUSE OF SPARKLES CARDIFF LTD
M & M CARDIFF LTD
MGR HOMES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 275,671 275,671 244,109
Current Assets 84,331 84,331 78,258
Creditors Due Within One Year 78,814 78,814 64,508
Working Cap 5,517 5,517 13,750
Total Assets Less Current Liabilities 281,188 281,188 257,859
Long-term Liabilities 160,172 160,172 148,344
Net Assets 121,016 121,016 109,515
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 121,016 121,016 109,515
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 76.6% 76.6% 75.7%
Stocks Inventory - - -
Debtors 3.8% 3.8% 2.4%
Cash Bank In Hand 0.1% 0.1% 0.1%
Current Assets 23.4% 23.4% 24.3%
Creditors Due Within One Year 21.9% 21.9% 20.0%
Net Current Assets Liabilities 1.5% 1.5% 4.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 33.6% 33.6% 34.0%
Capital Employed - - -
Total Assets Less Current Liabilities 78.1% 78.1% 80.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.5 1.5 1.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 360,002 360,002 322,367
Debt 238,986 238,986 212,852
Net Assets/Debt 121,016 121,016 109,515

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 11 June 2025 with updates
Cessation of Zubaida Rafiq as a person with significant control on 11 June 2025
Notification of Manjinder Singh as a person with significant control on 11 June 2025
Termination of appointment of Zubaida Rafiq as a director on 11 June 2025
Appointment of Mr Manjinder Singh as a director on 11 June 2025
Notification of Zubaida Rafiq as a person with significant control on 16 December 2024
Director's details changed for Mr Mohammed Rafique on 7 December 2024
Change of details for Mr Mohammed Rafique as a person with significant control on 7 December 2024
Confirmation statement made on 15 June 2024 with no updates
Appointment of Mr Mohammed Rafique as a director on 26 January 2024
Confirmation statement made on 15 June 2023 with no updates
Confirmation statement made on 15 June 2022 with no updates
Confirmation statement made on 15 June 2021 with no updates
Confirmation statement made on 15 June 2020 with no updates
Confirmation statement made on 15 June 2019 with no updates
Confirmation statement made on 15 June 2018 with no updates
Notification of Mohammed Rafique as a person with significant control on 19 December 2016
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