Company Overview
Simply Money Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 06 October 2000, so this is a well established company. Simply Money Limited has been in business for 25 years and 5 months. The accounts status is micro entity and the accounts are next due on Tuesday 05 January 2027.
Registered Address

67 Gardeners Road, Debenham, Stowmarket, Suffolk, IP14 6RX
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Companies House Data
Company NameSIMPLY MONEY LIMITED
Company Number04085560
Registered Office Address67 Gardeners Road
 Debenham
 IP14 6RX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/10/2000
Accounting Reference Date Day5
Accounting Reference Date Month4
Accounts Next Due Date05/01/2027
Accounts Last Made Up Date05/04/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date03/11/2016
Returns Last Made Up Date06/10/2015
Directors & Members
Show Resigned
Christopher Whitley - Director
(British, 56 years old, born December 1970)
Appointed 06 October 2000
 Active
Secretaries
Show Resigned
Other Company Directorships
Christopher Whitley
CAPEL VILLAGE BAR LTD
CSW ELECTRICAL & FIRE LTD
SIMPLY MENOPAUSE LTD
SIMPLY MOVING LIMITED
Balance Sheet Unlock full report
Accounts Date 05-Apr-2025 05-Apr-2023 05-Apr-2022
Balance Sheet
Fixed Assets 713 713 2,484
Current Assets 181,220 181,220 176,211
Creditors Due Within One Year 29,305 29,305 36,671
Working Cap 151,915 151,915 139,540
Total Assets Less Current Liabilities 152,628 152,628 142,024
Long-term Liabilities 39,590 39,590 49,270
Net Assets 113,038 113,038 92,754
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 113,038 113,038 92,754
Common Size Financial Analysis Unlock full report
Accounts Date 05-Apr-2025 05-Apr-2023 05-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 1.4%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.6% 99.6% 98.6%
Creditors Due Within One Year 16.1% 16.1% 20.5%
Net Current Assets Liabilities 83.5% 83.5% 78.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 62.1% 62.1% 51.9%
Capital Employed - - -
Total Assets Less Current Liabilities 83.9% 83.9% 79.5%
Financial Ratio Analysis Unlock full report
Accounts Date 05-Apr-2025 05-Apr-2023 05-Apr-2022
Liquidity Ratio 6.2 6.2 4.8
Solvency Ratio 2.6 2.6 2.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 05-Apr-2025 05-Apr-2023 05-Apr-2022
Assets 181,933 181,933 178,695
Debt 68,895 68,895 85,941
Net Assets/Debt 113,038 113,038 92,754

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 31 January 2026 with updates
Change of details for Mr Christopher David Whitley as a person with significant control on 6 April 2025
Statement of capital following an allotment of shares on 6 April 2025
Confirmation statement made on 31 January 2025 with updates
Change of details for Mr Christopher David Whitley as a person with significant control on 24 June 2024
Change of details for Mrs Nicola Whitley as a person with significant control on 24 June 2024
Registered office address changed from 7a the Square Martlesham Heath Ipswich Suffolk IP5 3SL England to 67 Gardeners Road Debenham Stowmarket Suffolk IP14 6RX on 4 July 2024
Director's details changed for Mr Christopher David Whitley on 24 June 2024
Confirmation statement made on 31 January 2024 with updates
Confirmation statement made on 6 October 2023 with no updates
Confirmation statement made on 6 October 2022 with updates
Confirmation statement made on 6 October 2021 with updates
Termination of appointment of Nicola Whitley as a secretary on 31 March 2021
Confirmation statement made on 6 October 2020 with updates
Confirmation statement made on 6 October 2019 with updates
Statement of capital following an allotment of shares on 30 October 2018
Confirmation statement made on 6 October 2018 with updates
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