Company Overview
Harding Investments Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 17 August 2001, so this is a well established company. Harding Investments Limited has been in business for 24 years and 7 months. The accounts status is total exemption full and the accounts are next due on Saturday 28 February 2026.
Registered Address

1St Floor, County House, 100 New London Road, Chelmsford, Essex, CM2 0RG
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Companies House Data
Company NameHARDING INVESTMENTS LIMITED
Company Number04272511
Registered Office Address1st Floor, County House
 100 New London Road
 CM2 0RG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/08/2001
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date31/05/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date26/07/2017
Returns Last Made Up Date28/06/2016
Directors & Members
Show Resigned
Mark Harding - Director
(British, 67 years old, born September 1959)
Appointed 23 August 2001
 Active
Jason Harding - Director
(British, 56 years old, born May 1970)
Appointed 23 August 2001
 Active
Secretaries
Show Resigned
Mark Harding - Secretary
(British)
Appointed 23 August 2001
 Active
Other Company Directorships
Mark Harding
BDBCO NO. 807 LIMITED
COPTOWN LTD.
CUCKOO POINT MANAGEMENT LIMITED
H20 (EAST STREET) LIMITED
HARDING COMMERCIAL LLP
HARDING ESTATES (EAST ANGLIA) LIMITED
HARDING GROUP LIMITED
HARDING HOMES (EAST ANGLIA) LIMITED
HARDING HOMES (EAST STREET) LIMITED
HARDING HOMES (ESSEX) LIMITED
HARDING HOMES (NORTH ESSEX) LIMITED
HARDING HOMES DEVELOPMENTS LIMITED
M & J HARDING LLP
RAWSTORN GARDENS (COLCHESTER) MANAGEMENT LTD
SHERWOOD PROPERTIES (ESSEX) LIMITED
THE MILL APARTMENTS LIMITED
THE NEXUS (NORTH STATION ROAD) MANAGEMENT COMPANY LIMITED
Jason Harding
DUTTON DEVELOPMENTS LTD
EARLSWOOD HOLDINGS (COLCHESTER) LIMITED
HARDING DUTTON DEVELOPMENTS (COLCHESTER) LTD
HARDING GROUP LIMITED
HARDING HOMES (EAST ANGLIA) LIMITED
HARDING HOMES (THE WILLOWS) LIMITED
HARDING INVESTMENTS (CROUCH STREET) LIMITED
HARDING INVESTMENTS (SOUTHEND) LIMITED
HARDING LANDVEST PROJECTS LTD
HARDING MAYFLOWER PROJECTS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Balance Sheet
Fixed Assets 0 0 100
Current Assets 1,345,345 1,345,345 1,047,097
Creditors Due Within One Year 383,044 383,044 89,153
Working Cap 962,301 962,301 957,944
Total Assets Less Current Liabilities 962,301 962,301 958,044
Long-term Liabilities 25,000 25,000 25,000
Net Assets 937,301 937,301 933,044
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 937,301 937,301 933,044
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 21.7% 21.7% 54.9%
Cash Bank In Hand 5.1% 5.1% 34.7%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 28.5% 28.5% 8.5%
Net Current Assets Liabilities 71.5% 71.5% 91.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.7% 69.7% 89.1%
Capital Employed - - -
Total Assets Less Current Liabilities 71.5% 71.5% 91.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Liquidity Ratio 3.5 3.5 11.7
Solvency Ratio 3.3 3.3 9.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 5
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2022 31-May-2021
Assets 1,345,345 1,345,345 1,047,197
Debt 408,044 408,044 114,153
Net Assets/Debt 937,301 937,301 933,044

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 28 June 2025 with updates
Confirmation statement made on 28 June 2024 with updates
Registration of charge 042725110010, created on 7 March 2024
Confirmation statement made on 28 June 2023 with updates
Change of details for Mark Ronald Harding as a person with significant control on 31 August 2021
Change of details for Jason Scott Harding as a person with significant control on 31 August 2021
Director's details changed for Mr Mark Ronald Harding on 31 August 2021
Director's details changed for Mr Jason Scott Harding on 31 August 2021
Secretary's details changed for Mr Mark Ronald Harding on 31 August 2021
Registration of charge 042725110009, created on 29 July 2022
Confirmation statement made on 28 June 2022 with updates
Registration of charge 042725110008, created on 24 June 2022
Registration of charge 042725110006, created on 17 June 2022
Registration of charge 042725110007, created on 17 June 2022
Amended total exemption full accounts made up to 31 May 2021
Registered office address changed from Aquila House Waterloo Lane Chelmsford Essex CM1 1BN United Kingdom to 1st Floor, County House 100 New London Road Chelmsford Essex CM2 0RG on 25 November 2021
Satisfaction of charge 042725110005 in full
Satisfaction of charge 042725110004 in full
Satisfaction of charge 042725110002 in full
Satisfaction of charge 1 in full
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