Company Overview
Fleming Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 19 April 2002, so this is a well established company. Fleming Financial Limited has been in business for 23 years and 11 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

23 Coleridge Street, Hove, BN3 5AB
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Companies House Data
Company NameFLEMING FINANCIAL LIMITED
Company Number04420757
Registered Office Address23 Coleridge Street
 BN3 5AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/04/2002
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date11/08/2016
Returns Last Made Up Date14/07/2015
Directors & Members
Show Resigned
Grant Hotson - Director
(British, 55 years old, born September 1971)
Appointed 13 March 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Grant Hotson
BLACK SWAN CAPITAL LTD
BRADBURY HAMILTON LIMITED
CANARY UK HOLDCO LIMITED
CHADWICK MCLEAN LIMITED
CHETWOOD INVESTMENT MANAGEMENT LIMITED
CHETWOOD PRIVATE WEALTH LIMITED
DARNELLS WEALTH MANAGEMENT LIMITED
ELLIS BATES FINANCIAL SOLUTIONS LIMITED
ELLIS BATES WEALTH MANAGEMENT LTD
FLEMING FINANCIAL HOLDINGS LIMITED
HARROLD FINANCIAL PLANNING HOLDINGS LIMITED
HARROLD FINANCIAL PLANNING LIMITED
I FINANCIAL SOLUTIONS LIMITED
IM ASSET MANAGEMENT LIMITED
IM ASSET MANAGEMENT NOMINEES LIMITED
IM ASSET MANAGEMENT NOMINEES NUMBER TWO LIMITED
KMG INDEPENDENT LIMITED
KMG INVESTMENT MANAGEMENT LIMITED
OMNIS INVESTMENTS LIMITED
OPENWORK HOLDINGS LIMITED
OPENWORK LIMITED
OPENWORK SERVICES LIMITED
OPENWORK WEALTH SERVICES LIMITED
PK WEALTH LIMITED
PS FINANCIAL ADVISERS LIMITED
ROBSON LISTER LIMITED
SAVE & INVEST (FINANCIAL PLANNING) LIMITED
SAVE & INVEST FT LIMITED
SAVE & INVEST GROUP LIMITED
SHACKLETON ADVISERS LIMITED
TWP WEALTH LIMITED
WHITE UK HOLDCO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-May-2022 31-May-2021
Balance Sheet
Fixed Assets 50 50 50
Current Assets 860,666 860,666 670,516
Creditors Due Within One Year 178,718 178,718 126,734
Working Cap 681,948 681,948 543,782
Total Assets Less Current Liabilities 681,998 681,998 543,832
Long-term Liabilities 0 0 0
Net Assets 681,998 681,998 543,832
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 681,998 681,998 543,832
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-May-2022 31-May-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 3.1% 3.1% 4.7%
Cash Bank In Hand 96.9% 96.9% 95.3%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 20.8% 20.8% 18.9%
Net Current Assets Liabilities 79.2% 79.2% 81.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 79.2% 79.2% 81.1%
Capital Employed - - -
Total Assets Less Current Liabilities 79.2% 79.2% 81.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-May-2022 31-May-2021
Liquidity Ratio 4.8 4.8 5.3
Solvency Ratio 4.8 4.8 5.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-May-2022 31-May-2021
Assets 860,716 860,716 670,566
Debt 178,718 178,718 126,734
Net Assets/Debt 681,998 681,998 543,832

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Howard Philip Barnes as a director on 10 February 2026
Termination of appointment of Paul William Feeney as a director on 11 February 2026
Termination of appointment of Ian Robert Saunders as a director on 10 February 2026
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Appointment of Mr Howard Philip Barnes as a director on 9 September 2025
Confirmation statement made on 14 July 2025 with updates
Appointment of Mr Paul William Feeney as a director on 27 March 2025
Appointment of Mr Grant Thomas Hotson as a director on 13 March 2025
Termination of appointment of Andrew Edward Browne as a secretary on 19 November 2024
Current accounting period shortened from 31 May 2025 to 31 December 2024
Registered office address changed from 2nd Floor Stratus House Emperor Way Exeter Business Park Exeter Devon EX1 3QS to 23 Coleridge Street Hove BN3 5AB on 4 December 2024
Termination of appointment of Andrew Edward Browne as a director on 19 November 2024
Termination of appointment of Alexander St John Robins as a director on 19 November 2024
Confirmation statement made on 14 July 2024 with updates
Notification of Fleming Financial Holdings Limited as a person with significant control on 26 June 2024
Cessation of Bishop Fleming Investments Limited as a person with significant control on 26 June 2024
Confirmation statement made on 14 July 2023 with updates
Confirmation statement made on 14 July 2022 with updates
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