Company Overview
J W Smith & Co Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 07 November 2002, so this is a well established company. J W Smith & Co Ltd has been in business for 23 years and 4 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 31 December 2025.
Registered Address

17A Yorkersgate, Malton, North Yorkshire, YO17 7AA
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Companies House Data
Company NameJ W SMITH & CO LTD
Company Number04584772
Registered Office Address17a Yorkersgate
 Malton
 YO17 7AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/11/2002
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date05/12/2016
Returns Last Made Up Date07/11/2015
Directors & Members
Show Resigned
Jane Bedford - Director
(British, 55 years old, born February 1971)
Appointed 29 January 2011
 Active
Jonathan Morley - Director
(British, 66 years old, born September 1960)
Appointed 07 November 2002
 Active
Secretaries
Show Resigned
Jane Bedford - Secretary
(British)
Appointed 17 October 2006
 Active
Other Company Directorships
Jane Bedford
ASHURST RESIDENTIAL CARE LIMITED
JWS FINANCIAL MANAGEMENT LTD
JWS TRUSTEES & NOMINEES LTD
NORTH YORKSHIRE FINANCE (LEISURE) LIMITED
NORTH YORKSHIRE FINANCE LIMITED
SYCAMORE LIMITED
Jonathan Morley
ALBA COUNTRY FOODS LIMITED
BANDOFFICE LIMITED
BOND MACHINERY UK LTD
COAST TO COAST COURIERS (SCARBOROUGH) LTD
CONSOLIDATED REFINISH SUPPLIES LTD
CONTROLLED BLASTING SOLUTIONS LIMITED
ELITE ECO GROUP LTD
GIBBONTAKE LIMITED
GRANLYN HOLDINGS LTD
GRANLYN SPECIALIST COATINGS LIMITED
GUAM (UK) LIMITED
ICO INVESTMENT COMPANY LTD
INDORSUN LTD
J W SMITH (MALTON) LTD
JOHEP LTD
JWS FINANCIAL MANAGEMENT LTD
JWS TRUSTEES & NOMINEES LTD
LOGO HIGH LTD
M C SKIPS LTD
MEL CARR LTD
MONTROSE HOLDINGS AND ASSETS LIMITED
PLACKETT'S EXPRESS PARCELS LIMITED
SYCAMORE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 989,013 989,013 1,171,384
Current Assets 351,989 351,989 506,285
Creditors Due Within One Year 265,339 265,339 426,087
Working Cap 86,650 86,650 80,198
Total Assets Less Current Liabilities 1,075,663 1,075,663 1,251,582
Long-term Liabilities 382,059 382,059 591,450
Net Assets 693,604 693,604 660,132
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 693,604 693,604 660,132
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 73.8% 73.8% 69.8%
Stocks Inventory - - -
Debtors 16.3% 16.3% 16.4%
Cash Bank In Hand 4.5% 4.5% 7.2%
Current Assets 26.2% 26.2% 30.2%
Creditors Due Within One Year 19.8% 19.8% 25.4%
Net Current Assets Liabilities 6.5% 6.5% 4.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 51.7% 51.7% 39.3%
Capital Employed - - -
Total Assets Less Current Liabilities 80.2% 80.2% 74.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.3 1.3 1.2
Solvency Ratio 2.1 2.1 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 11
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 1,341,002 1,341,002 1,677,669
Debt 647,398 647,398 1,017,537
Net Assets/Debt 693,604 693,604 660,132

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 13 January 2026 with updates
Confirmation statement made on 5 April 2025 with updates
Confirmation statement made on 5 April 2024 with updates
Confirmation statement made on 5 April 2023 with updates
Change of details for Mr Jonathan Morley as a person with significant control on 18 October 2022
Confirmation statement made on 5 April 2022 with updates
Cancellation of shares. Statement of capital on 20 September 2021
Purchase of own shares.
Resolutions
Confirmation statement made on 5 April 2021 with updates
Registration of charge 045847720011, created on 20 April 2021
Satisfaction of charge 045847720009 in full
Satisfaction of charge 045847720010 in full
Satisfaction of charge 4 in full
Satisfaction of charge 6 in full
Satisfaction of charge 5 in full
Confirmation statement made on 5 April 2020 with updates
Resolutions
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