Company Overview
Swg Construction (Build & Renovate) Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 18 December 2002, so this is a well established company. Swg Construction (Build & Renovate) Ltd has been in business for 23 years and 3 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Canalside, Maesydre, Welshpool, Powys, SY21 7AH
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Companies House Data
Company NameSWG CONSTRUCTION (BUILD & RENOVATE) LTD
Company Number04620503
Registered Office AddressCanalside
 Maesydre
 SY21 7AH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/12/2002
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/01/2017
Returns Last Made Up Date18/12/2015
Previous Company NameChanged Date
SWG BUSINESS LIMITED18 May 2017
Directors & Members
Show Resigned
Steven Gough - Director
(British, 49 years old, born October 1977)
Appointed 23 December 2002
 Active
Stephen Humphries - Director
(British, 52 years old, born July 1974)
Appointed 01 January 2020
 Active
Julian Kirkham - Director
(British, 61 years old, born October 1965)
Appointed 01 August 2016
 Active
Sophie Shorey - Director
(British, 34 years old, born November 1992)
Appointed 01 August 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Steven Gough
POTTER GOUGH DEVELOPMENTS LIMITED
SWG GROUP LTD
SWG HOMES LTD
SWG LEISURE LTD
SWG M&E (DESIGN & INSTALL) LTD
Stephen Humphries
DARWIN GROUP LIMITED
Julian Kirkham
ARMOURY HOLDINGS LIMITED
CORVUM LIMITED
KIMACO LIMITED
LOWFIELD TIMBER FRAMES LIMITED
OAKVALE HOMES LIMITED
POTTER GOUGH DEVELOPMENTS LIMITED
S J R HOLDINGS LIMITED
S.J. ROBERTS CONSTRUCTION LIMITED
THE AFFORDABLE HOMES TRUST COMMUNITY INTEREST COMPANY
ZEROC BIOFUELS LIMITED
ZEROC LIMITED
Sophie Shorey
SWG GROUP LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 99,951 99,951 103,233
Current Assets 2,821,490 2,821,490 2,047,878
Creditors Due Within One Year 2,156,743 2,156,743 1,355,872
Working Cap 664,747 664,747 692,006
Total Assets Less Current Liabilities 764,698 764,698 795,239
Long-term Liabilities 218,306 218,306 376,933
Net Assets 546,392 546,392 418,306
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 546,392 546,392 418,306
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 3.4% 3.4% 4.8%
Stocks Inventory - - -
Debtors 36.2% 36.2% 46.3%
Cash Bank In Hand 40.8% 40.8% 21.2%
Current Assets 96.6% 96.6% 95.2%
Creditors Due Within One Year 73.8% 73.8% 63.0%
Net Current Assets Liabilities 22.8% 22.8% 32.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.7% 18.7% 19.4%
Capital Employed - - -
Total Assets Less Current Liabilities 26.2% 26.2% 37.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.3 1.3 1.5
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 2,921,441 2,921,441 2,151,111
Debt 2,375,049 2,375,049 1,732,805
Net Assets/Debt 546,392 546,392 418,306

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SY21 7AH
No other companies found in the same location
Document Filings
Satisfaction of charge 046205030002 in full
Confirmation statement made on 15 January 2026 with no updates
Change of details for Swg Group Ltd as a person with significant control on 10 January 2026
Director's details changed for Mr Steven William Gough on 10 January 2026
Director's details changed for Ms Sophie Shorey on 10 January 2026
Registered office address changed from Eaglehouse 25 Severn Street Welshpool Powys SY21 7AD to Canalside Maesydre Welshpool Powys SY21 7AH on 5 September 2025
Appointment of Ms Sophie Shorey as a director on 1 August 2025
Termination of appointment of Jacqueline Gough as a secretary on 25 July 2025
Termination of appointment of Joshua Coleman as a director on 9 May 2025
Confirmation statement made on 15 January 2025 with no updates
Director's details changed for Mr Steven William Gough on 4 July 2024
Confirmation statement made on 15 January 2024 with no updates
Appointment of Mr Joshua Coleman as a director on 15 March 2023
Confirmation statement made on 15 January 2023 with no updates
Confirmation statement made on 15 January 2022 with updates
Termination of appointment of Nigel James Stephens as a director on 25 March 2021
Confirmation statement made on 15 January 2021 with no updates
Confirmation statement made on 15 January 2020 with updates
Cessation of Steven William Gough as a person with significant control on 3 January 2020
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