Company Overview
Whitley Morgan Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 13 January 2003, so this is a well established company. Whitley Morgan Ltd has been in business for 23 years and 2 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

The Cottage By The Well The Street, Ingham, Bury St. Edmunds, IP31 1NG
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Companies House Data
Company NameWHITLEY MORGAN LTD
Company Number04635630
Registered Office AddressThe Cottage By The Well The Street
 Ingham
 IP31 1NG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/01/2003
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/02/2017
Returns Last Made Up Date13/01/2016
Previous Company NameChanged Date
THE AVANTI GROUP (UK) LTD07 Apr 2020
AVANTI TAX ACCOUNTANTS LTD30 Apr 2014
CERTAX ACCOUNTING (EAST ANGLIA) LIMITED17 Dec 2012
Directors & Members
Show Resigned
Victoria Bacon - Director
(British, 51 years old, born August 1975)
Appointed 19 August 2008
 Active
Steve Fenn - Director
(British, 77 years old, born June 1949)
Appointed 01 August 2003
 Active
Secretaries
Show Resigned
Victoria Bacon - Secretary
(English)
Appointed 29 December 2005
 Active
Other Company Directorships
Victoria Bacon
MORETON HALL YOUTH ACTION GROUP LTD
PUSHFORWARD EDUCATION GROUP LIMITED
PUSHFORWARD POST-16 EDUCATION LIMITED
PUSHFORWARD PRIMARY EDUCATION LIMITED
PUSHFORWARD PRIMARY SCHOOL LIMITED
PUSHFORWARD SECONDARY EDUCATION LIMITED
PUSHFORWARD SECONDARY SCHOOL LIMITED
PUSHFORWARD YOUTH SUPPORT LIMITED
Steve Fenn
AVANTI (COLNE) LTD
AVANTI (ELY) LTD
AVANTI (LARK) LTD
AVANTI (WENSUM) LTD
AVANTI (YARE) LTD
AVANTI SPECIALIST RECRUITMENT LIMITED
AVANTI TAX ACCOUNTANTS (DARENT) LTD
AVANTI TAX ACCOUNTANTS (SEVERN) LTD
DATASPEED SOFTWARE LIMITED
F J ACCOUNTANTS LTD
FUNKY DOODAH LTD
MJB AVANTI NETWORKING LTD
NEWCAM TAX ACCOUNTANTS LTD
PROACTIVE TAX ACCOUNTANTS LTD
YARE VALLEY ACCOUNTANTS LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 1,854 1,854 2,472
Current Assets 6,488 6,488 44,040
Creditors Due Within One Year 140,656 140,656 174,201
Working Cap -134,168 -134,168 -130,161
Total Assets Less Current Liabilities -132,314 -132,314 -127,689
Long-term Liabilities 132,844 132,844 128,219
Net Assets 530 530 530
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 530 530 530
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 22.2% 22.2% 5.3%
Stocks Inventory - - -
Debtors 16.4% 16.4% 94.0%
Cash Bank In Hand 61.4% 61.4% 0.7%
Current Assets 77.8% 77.8% 94.7%
Creditors Due Within One Year 1686.1% 1686.1% 374.5%
Net Current Assets Liabilities -1608.3% -1608.3% -279.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.4% 6.4% 1.1%
Capital Employed - - -
Total Assets Less Current Liabilities -1586.1% -1586.1% -274.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 0.0 0.0 0.3
Solvency Ratio 1.1 1.1 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 8,342 8,342 46,512
Debt 7,812 7,812 45,982
Net Assets/Debt 530 530 530

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IP31 1NG
No other companies found in the same location
Document Filings
Register inspection address has been changed from The Cottage by the Well the Street Ingham Bury St. Edmunds IP31 1NG England to 5a Hillside Business Park Bury St Edmunds Suffolk IP32 7EA
Confirmation statement made on 1 March 2026 with no updates
Termination of appointment of Janet Lynda Fenn as a director on 20 September 2025
Cessation of Janet Lynda Fenn as a person with significant control on 20 September 2025
Change of details for Mrs Victoria Anne Sharp as a person with significant control on 1 January 2025
Confirmation statement made on 3 March 2025 with updates
Register(s) moved to registered office address 14 Church Close Hepworth Diss Suffolk IP22 2QF
Secretary's details changed for Mrs Victoria Anne Sharp on 1 January 2025
Director's details changed for Mrs Victoria Anne Sharp on 1 January 2025
Registered office address changed from The Cottage by the Well the Street Ingham Bury St. Edmunds IP31 1NG England to 14 Church Close Hepworth Diss Suffolk IP22 2QF on 14 April 2025
Director's details changed for Mrs Victoria Anne Sharp on 1 January 2025
Director's details changed for Mr Steve Peter Fenn on 1 January 2025
Change of details for Mrs Victoria Anne Sharp as a person with significant control on 1 January 2025
Change of details for Mr Steven Peter Fenn as a person with significant control on 1 January 2025
Director's details changed for Mrs Janet Lynda Fenn on 1 January 2025
Change of details for Mrs Janet Lynda Fenn as a person with significant control on 1 January 2025
Confirmation statement made on 3 March 2024 with no updates
Register inspection address has been changed from 7 Bacchus House 7 Appledown Drive Bury St. Edmunds Suffolk IP32 7HG United Kingdom to The Cottage by the Well the Street Ingham Bury St. Edmunds IP31 1NG
Registered office address changed from Stirling House 3 Abbeyfields Bury St. Edmunds Suffolk IP33 1AQ England to The Cottage by the Well the Street Ingham Bury St. Edmunds IP31 1NG on 5 November 2023
Confirmation statement made on 3 March 2023 with no updates
Confirmation statement made on 3 March 2022 with no updates
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