Company Overview
Improved Financial Solutions Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 17 February 2003, so this is a well established company. Improved Financial Solutions Limited has been in business for 23 years and 1 month. The accounts status is dormant and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Spectrum House, Bond Street, Bristol, BS1 3LG
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Companies House Data
Company NameIMPROVED FINANCIAL SOLUTIONS LIMITED
Company Number04668114
Registered Office AddressSpectrum House
 Bond Street
 BS1 3LG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/02/2003
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryDORMANT
Returns Next Due Date17/03/2017
Returns Last Made Up Date17/02/2016
Directors & Members
Show Resigned
Karl Wise - Director
(British, 52 years old, born July 1974)
Appointed 25 September 2017
 Active
Secretaries
Show Resigned
Other Company Directorships
Karl Wise
BECOGENT LIMITED
CITY PARK TECHNOLOGIES LIMITED
CITY PARK TECHNOLOGY CENTRE LIMITED
COLLECT DIRECT (UK) LIMITED
MM GROUP IRELAND LIMITED
MORAY GROUP LIMITED
TELEPERFORMANCE BPO UK LIMITED
TELEPERFORMANCE GLOBAL BPO UK LIMITED
TELEPERFORMANCE GLOBAL SERVICES UK LIMITED
TELEPERFORMANCE HOLDINGS LIMITED
TELEPERFORMANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Balance Sheet
Fixed Assets 0 0 0
Current Assets 0 0 0
Creditors Due Within One Year 270,000 270,000 270,000
Working Cap -270,000 -270,000 -270,000
Total Assets Less Current Liabilities -270,000 -270,000 -270,000
Long-term Liabilities 0 0 0
Net Assets -270,000 -270,000 -270,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -270,000 -270,000 -270,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year ∞% ∞% ∞%
Net Current Assets Liabilities -∞% -∞% -∞%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -∞% -∞% -∞%
Capital Employed - - -
Total Assets Less Current Liabilities -∞% -∞% -∞%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 0.0 0.0 0.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Assets 0 0 0
Debt 270,000 270,000 270,000
Net Assets/Debt -270,000 -270,000 -270,000
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 17 February 2026 with no updates
Termination of appointment of Gary Slade as a director on 17 March 2026
Confirmation statement made on 17 February 2025 with no updates
Confirmation statement made on 17 February 2024 with no updates
Confirmation statement made on 17 February 2023 with no updates
Confirmation statement made on 17 February 2022 with no updates
Confirmation statement made on 17 February 2021 with no updates
Confirmation statement made on 17 February 2020 with no updates
Appointment of Mr Gary Slade as a director on 2 April 2019
Termination of appointment of Matthew John Sims as a director on 7 March 2019
Confirmation statement made on 17 February 2019 with no updates
Confirmation statement made on 17 February 2018 with no updates
Appointment of Mr Karl Wise as a director on 25 September 2017
Termination of appointment of Jason Lee Powles as a director on 15 September 2017
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
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