Company Overview
Finlay James Associates Limited is listed at the official companies registry as in Liquidation Private Limited Company. The company was incorporated on Monday 31 March 2003, so this is a well established company. Finlay James Associates Limited has been in business for 23 years. The accounts status is total exemption full and the accounts are next due on Monday 30 June 2025.
Registered Address

C/O Begbies Traynor (Central) Llp, 340 Deansgate, Manchester, M3 4LY
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Companies House Data
Company NameFINLAY JAMES ASSOCIATES LIMITED
Company Number04716912
Registered Office AddressC/O Begbies Traynor (Central) Llp
 340 Deansgate
 M3 4LY
Company CategoryPrivate Limited Company
Company StatusLiquidation
Country of OriginUnited Kingdom
Incorporation Date31/03/2003
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2025
Accounts Last Made Up Date30/09/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/04/2017
Returns Last Made Up Date31/03/2016
Directors & Members
Show Resigned
John Gaughan - Director
(English, 56 years old, born March 1970)
Appointed 13 September 2004
 Active
Secretaries
Show Resigned
John Gaughan - Secretary
(English)
Appointed 13 September 2004
 Active
Other Company Directorships
John Gaughan
FINLAY JAMES ASSOCIATES HOLDINGS LIMITED
IT’S JUST ME LIMITED
IT’S JUST YOU LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 60,625 60,625 28,259
Current Assets 1,716,042 1,716,042 2,007,639
Creditors Due Within One Year 589,632 589,632 942,839
Working Cap 1,126,410 1,126,410 1,064,800
Total Assets Less Current Liabilities 1,187,035 1,187,035 1,093,059
Long-term Liabilities 9,853 9,853 3,624
Net Assets 1,177,182 1,177,182 1,089,435
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,177,182 1,177,182 1,089,435
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 3.4% 3.4% 1.4%
Stocks Inventory - - -
Debtors 79.0% 79.0% 74.1%
Cash Bank In Hand 17.6% 17.6% 24.5%
Current Assets 96.6% 96.6% 98.6%
Creditors Due Within One Year 33.2% 33.2% 46.3%
Net Current Assets Liabilities 63.4% 63.4% 52.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 66.3% 66.3% 53.5%
Capital Employed - - -
Total Assets Less Current Liabilities 66.8% 66.8% 53.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Liquidity Ratio 2.9 2.9 2.1
Solvency Ratio 3.0 3.0 2.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Assets 1,776,667 1,776,667 2,035,898
Debt 599,485 599,485 946,463
Net Assets/Debt 1,177,182 1,177,182 1,089,435

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Liquidation.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Liquidators' statement of receipts and payments to 29 September 2025
Registered office address changed from Ground Floor, Kingston House Towers Business Park Wilmslow Road Didsbury to C/O Begbies Traynor (Central) Llp 340 Deansgate Manchester M3 4LY on 8 October 2024
Appointment of a voluntary liquidator
Resolutions
Statement of affairs
Termination of appointment of Sara Louise Gaughan as a director on 31 May 2024
Cessation of Sara Louise Gaughan as a person with significant control on 31 May 2024
Confirmation statement made on 31 March 2024 with no updates
Confirmation statement made on 31 March 2023 with no updates
Confirmation statement made on 31 March 2022 with no updates
Confirmation statement made on 31 March 2021 with no updates
Confirmation statement made on 31 March 2020 with no updates
Confirmation statement made on 31 March 2019 with no updates
Satisfaction of charge 1 in full
Satisfaction of charge 047169120002 in full
All of the property or undertaking has been released from charge 047169120002
Confirmation statement made on 31 March 2018 with no updates
Appointment of Mrs Sara Gaughan as a director on 5 August 2016
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