AFFINITY (READING) HOLDINGS LIMITED Credit Check Report

Company Overview

Affinity (Reading) Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 30 July 2003, so this is a well established company. Affinity (Reading) Holdings Limited has been in business for 22 years and 8 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.

Registered Address

8 White Oak Square, London Road, Swanley, Kent, BR8 7AG

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Companies House Data

Company Name	AFFINITY (READING) HOLDINGS LIMITED
Company Number	04851135
Registered Office Address	8 White Oak Square, London Road
	BR8 7AG
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	30/07/2003
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	SMALL
Returns Next Due Date	28/08/2016
Returns Last Made Up Date	31/07/2015

Directors & Members

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	Rosemary Bean - Director (British, 41 years old, born November 1985) Appointed 05 March 2021, Resigned 06 July 2022	Resigned
	Yvette Carter - Director (British, 52 years old, born August 1974) Appointed 29 November 2021, Resigned 10 May 2023	Resigned
	Yvette Carter - Director (British, 52 years old, born August 1974) Appointed 24 March 2025, Resigned 24 December 2025	Resigned
	Dasos Christou - Director (British, 50 years old, born May 1976) Appointed 02 June 2025	Active
	Susanne Coleman - Director (British, 61 years old, born May 1965) Appointed 03 October 2014, Resigned 30 October 2020	Resigned
	Beverley Costain - Director (British, 59 years old, born February 1967) Appointed 28 February 2017, Resigned 11 January 2019	Resigned
	Lloyd Esau - Director (British, 61 years old, born September 1965) Appointed 08 December 2003, Resigned 24 October 2005	Resigned
	Rommel Faytaren - Director (Filipino, 45 years old, born September 1981) Appointed 22 March 2023, Resigned 24 March 2025	Resigned
	James Francis - Director (British, 48 years old, born May 1978) Appointed 30 September 2016, Resigned 29 November 2017	Resigned
	Troy Francis - Director (Jamaican, 50 years old, born August 1976) Appointed 28 January 2026	Active
	Nicholas Fry - Director (British, 62 years old, born March 1964) Appointed 25 May 2010, Resigned 01 February 2011	Resigned
	Anthony Hancox - Director (British, 70 years old, born December 1956) Appointed 30 May 2006, Resigned 05 January 2011	Resigned
	Christopher Harris - Director (English, 53 years old, born August 1973) Appointed 30 October 2020, Resigned 07 June 2021	Resigned
	Amanda Holgate - Director (British, 54 years old, born July 1972) Appointed 11 March 2020, Resigned 01 November 2022	Resigned
	Jonathan Hyman - Director (British, 70 years old, born September 1956) Appointed 16 March 2004, Resigned 30 September 2016	Resigned
	Malcolm Lambert - Director (British, 49 years old, born October 1977) Appointed 11 January 2019, Resigned 12 July 2019	Resigned
	Gavin MacKinlay - Director (British, 69 years old, born May 1957) Appointed 16 March 2004, Resigned 05 January 2011	Resigned
	Diana MacLean - Director (British, 60 years old, born September 1966) Appointed 01 February 2011, Resigned 13 July 2018	Resigned
	Susanne McKinlay - Director (British, 61 years old, born May 1965) Appointed 16 March 2004, Resigned 19 June 2009	Resigned
	George McMorran - Director (British, 77 years old, born March 1949) Appointed 31 March 2004, Resigned 20 December 2005	Resigned
	Christopher Neil - Director (British, 41 years old, born October 1985) Appointed 11 January 2019, Resigned 31 January 2020	Resigned
	Andrew Newberry - Director (British, 71 years old, born April 1955) Appointed 22 December 2010, Resigned 28 February 2017	Resigned
	Bola Ogbe - Director (British, 59 years old, born May 1967) Appointed 15 July 2019, Resigned 11 March 2020	Resigned
	Josephine Roberts - Director (British, 55 years old, born May 1971) Appointed 15 August 2018, Resigned 31 January 2020	Resigned
	Malcolm Rule - Director (British, 66 years old, born June 1960) Appointed 31 January 2020, Resigned 29 May 2020	Resigned
	Sarah Sargent - Director (British, 58 years old, born May 1968) Appointed 29 May 2020, Resigned 05 March 2021	Resigned
	Stephen Sharples - Director (British, 62 years old, born February 1964) Appointed 10 May 2023	Active
	Paul Smith - Director (British, 70 years old, born June 1956) Appointed 22 December 2010, Resigned 09 September 2014	Resigned
	Mark Spridgeon - Director (British, 50 years old, born July 1976) Appointed 31 January 2020	Active
	Cecile Todd - Director (British, 63 years old, born August 1963) Appointed 06 July 2022, Resigned 02 June 2025	Resigned

Secretaries

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	David Davies - Secretary (British) Appointed 31 December 2007, Resigned 29 May 2008	Resigned
	Jonathan Houlton - Secretary (British) Appointed 22 January 2004, Resigned 30 May 2006	Resigned
	John Meredith - Secretary (British) Appointed 29 May 2008, Resigned 29 September 2008	Resigned
	Terry Styant - Secretary (British) Appointed 30 May 2006, Resigned 31 December 2007	Resigned
	Robert Thomas - Secretary Appointed 01 March 2010, Resigned 31 January 2014	Resigned

Other Company Directorships

Dasos Christou
AFFINITY (READING) LIMITED

Troy Francis
OPTIVO ENTERPRISES LIMITED

Stephen Sharples
AFFINITY (READING) LIMITED

Mark Spridgeon
AFFINITY (READING) LIMITED
ASPECT BUILDING COMMUNITIES LIMITED
RADIAN CARE AND SUPPORT LIMITED
RADIAN HOUSING LIMITED
RADIAN LIVING LIMITED
SWAYTHLING ASSURED HOMES PLC
WAYFARER LIMITED
YARLINGTON HOMES LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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	SPEYSIDE RENEWABLE ENERGY FINANCE PLC 2nd Floor 110 Cannon Street, London, BR8 7AG
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