Company Overview
Minimal Risk Consultancy Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 21 October 2003, so this is a well established company. Minimal Risk Consultancy Limited has been in business for 22 years and 5 months. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

Skylon Court, Rotherwas, Hereford, HR2 6JS
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Companies House Data
Company NameMINIMAL RISK CONSULTANCY LIMITED
Company Number04939593
Registered Office AddressSkylon Court
 Rotherwas
 HR2 6JS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/10/2003
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date18/11/2016
Returns Last Made Up Date21/10/2015
Directors & Members
Show Resigned
Gregory Cole - Director
(British, 44 years old, born September 1982)
Appointed 25 April 2017
 Active
Jared Higgins - Director
(British, 52 years old, born September 1974)
Appointed 01 October 2022
 Active
David McKeown - Director
(British, 50 years old, born December 1976)
Appointed 01 January 2017
 Active
Secretaries
Show Resigned
Other Company Directorships
Gregory Cole
BLACK SHEEP COTTAGES LIMITED
INTELLIGENT GUIDANCE LIMITED
Jared Higgins
ARCFYRE UK LIMITED
David McKeown
DCMS PROPERTIES LIMITED
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 101,809 101,809 85,642
Current Assets 1,350,630 1,350,630 1,412,434
Creditors Due Within One Year 738,349 738,349 360,879
Working Cap 612,281 612,281 1,051,555
Total Assets Less Current Liabilities 714,090 714,090 1,137,197
Long-term Liabilities 713,970 713,970 1,137,076
Net Assets 120 120 121
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 120 120 121
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 7.0% 7.0% 5.7%
Stocks Inventory - - -
Debtors 68.2% 68.2% 50.2%
Cash Bank In Hand 24.8% 24.8% 44.1%
Current Assets 93.0% 93.0% 94.3%
Creditors Due Within One Year 50.8% 50.8% 24.1%
Net Current Assets Liabilities 42.2% 42.2% 70.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 49.2% 49.2% 75.9%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Oct-2022 31-Oct-2021
Liquidity Ratio 1.8 1.8 3.9
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Oct-2022 31-Oct-2021
Assets 1,452,439 1,452,439 1,498,076
Debt 1,452,319 1,452,319 1,497,955
Net Assets/Debt 120 120 121

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HR2 6JS
XRATECH UK LTD
20 Greyhound Road, London, HR2 6JS
Document Filings
Confirmation statement made on 5 July 2025 with updates
Current accounting period extended from 31 October 2024 to 28 February 2025
Confirmation statement made on 5 July 2024 with updates
Confirmation statement made on 5 July 2023 with no updates
Director's details changed for Mr David Martin Mckeown on 5 July 2023
Appointment of Mr Jared Murray Higgins as a director on 1 October 2022
Confirmation statement made on 5 July 2022 with updates
Purchase of own shares.
Cancellation of shares. Statement of capital on 31 December 2021
Resolutions
Memorandum and Articles of Association
Termination of appointment of Robert Cole as a director on 31 December 2021
Cessation of Robert Cole as a person with significant control on 31 December 2021
Notification of Arcfyre Uk Limited as a person with significant control on 31 December 2021
Cessation of Gregory Robert Cole as a person with significant control on 31 December 2021
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 5 July 2021 with updates
Change of details for Mr Gregory Robert Cole as a person with significant control on 30 September 2020
Statement of capital following an allotment of shares on 30 September 2020
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