Company Overview
Valley Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 30 October 2003, so this is a well established company. Valley Finance Limited has been in business for 22 years and 5 months. The accounts status is dormant and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Arbuthnot House, 20 Finsbury Circus, London, EC2M 7EA
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Companies House Data
Company NameVALLEY FINANCE LIMITED
Company Number04947666
Registered Office AddressArbuthnot House
 20 Finsbury Circus
 EC2M 7EA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/10/2003
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryDORMANT
Returns Next Due Date27/11/2016
Returns Last Made Up Date30/10/2015
Directors & Members
Show Resigned
Michael Bycroft - Director
(British, 53 years old, born September 1973)
Appointed 27 September 2019
 Active
David Crawford - Director
(British, 46 years old, born January 1980)
Appointed 27 September 2019
 Active
William Paterson - Director
(British, 59 years old, born January 1967)
Appointed 27 September 2019
 Active
Donald Wilson - Director
(British, 62 years old, born April 1964)
Appointed 31 March 2021
 Active
Secretaries
Show Resigned
Nicholas Jennings - Secretary
Appointed 31 March 2021
 Active
Other Company Directorships
Michael Bycroft
ASSET ALLIANCE LEASING LIMITED
ASSET ALLIANCE LTD.
David Crawford
AAG TRAFFIC MANAGEMENT LIMITED
ASSET ALLIANCE FINANCE LIMITED
ASSET ALLIANCE GROUP FINANCE NO.2 LIMITED
ASSET ALLIANCE GROUP HOLDINGS LIMITED
ASSET ALLIANCE LEASING LIMITED
ASSET ALLIANCE LTD.
ATE TRUCK & TRAILER SALES LIMITED
FOREST ASSET FINANCE LIMITED
HANBURY RIVERSIDE LTD
William Paterson
A & L CF JUNE (2) LIMITED
A & L CF JUNE (3) LIMITED
A & L CF JUNE (8) LIMITED
A & L CF MARCH (1) LIMITED
A & L CF MARCH (3) LIMITED
A & L CF MARCH (5) LIMITED
A & L CF MARCH (6) LIMITED
A & L CF SEPTEMBER (2) LIMITED
A & L CF SEPTEMBER (3) LIMITED
A & L CF SEPTEMBER (4) LIMITED
A & L CF SEPTEMBER (5) LIMITED
A&L CF DECEMBER (10) LIMITED
A&L CF DECEMBER (11) LIMITED
ALLIANCE & LEICESTER COMMERCIAL FINANCE (HOLDINGS) PLC
ASSET ALLIANCE FINANCE LIMITED
ASSET ALLIANCE GROUP FINANCE NO.2 LIMITED
ASSET ALLIANCE GROUP HOLDINGS LIMITED
ASSET ALLIANCE LEASING LIMITED
ASSET ALLIANCE LTD.
ASSET LEASING & COMMERCIAL FINANCE LTD.
ATE TRUCK & TRAILER SALES LIMITED
AW ASSET FINANCE LIMITED
CHARTA LEASING NO. 1 LIMITED
CHARTA LEASING NO. 2 LIMITED
FB SHIPPING LIMITED
FC SHIPPING LIMITED
FOREST ASSET FINANCE LIMITED
HANBURY RIVERSIDE LTD
NAVIGATOR GLOBAL LIMITED
O L DEC 18 LIMITED
SANTANDER ASSET FINANCE PLC
THE INSIDE LINE LIMITED
THREESTANES LIMITED
UK RALLY LIMITED
Donald Wilson
ASSET ALLIANCE FINANCE LIMITED
ASSET ALLIANCE GROUP FINANCE NO.2 LIMITED
ASSET ALLIANCE GROUP HOLDINGS LIMITED
ASSET ALLIANCE LEASING LIMITED
ASSET ALLIANCE LTD.
FOREST ASSET FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2019 31-Jan-2018
Balance Sheet
Fixed Assets 13,702 13,702 12,412
Current Assets 171,706 171,706 163,683
Creditors Due Within One Year 15,047 15,047 15,730
Working Cap 156,659 156,659 147,953
Total Assets Less Current Liabilities 170,361 170,361 160,365
Long-term Liabilities 0 0 0
Net Assets 170,361 170,361 160,365
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 170,361 170,361 160,365
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2019 31-Jan-2018
Tangible Fixed Assets - - -
Fixed Assets 7.4% 7.4% 7.0%
Stocks Inventory - - -
Debtors 0.3% 0.3% 0.7%
Cash Bank In Hand 92.3% 92.3% 92.3%
Current Assets 92.6% 92.6% 93.0%
Creditors Due Within One Year 8.1% 8.1% 8.9%
Net Current Assets Liabilities 84.5% 84.5% 84.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 91.9% 91.9% 91.1%
Capital Employed - - -
Total Assets Less Current Liabilities 91.9% 91.9% 91.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2019 31-Jan-2018
Liquidity Ratio 11.4 11.4 10.4
Solvency Ratio 12.3 12.3 11.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2019 31-Jan-2018
Assets 185,408 185,408 176,095
Debt 15,047 15,047 15,730
Net Assets/Debt 170,361 170,361 160,365
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 30 October 2025 with no updates
Confirmation statement made on 30 October 2024 with no updates
Change of details for Asset Alliance Leasing Limited as a person with significant control on 12 August 2024
Director's details changed for Mr Donald Wilson on 12 August 2024
Registered office address changed from Arbuthnot House 7 Wilson Street London United Kingdom EC2M 2SN United Kingdom to Arbuthnot House 20 Finsbury Circus London EC2M 7EA on 12 August 2024
Notification of Asset Alliance Leasing Limited as a person with significant control on 5 December 2023
Cessation of Asset Alliance Ltd. as a person with significant control on 5 December 2023
Confirmation statement made on 30 October 2023 with no updates
Termination of appointment of Adrian Michael Lannon as a director on 18 January 2023
Confirmation statement made on 30 October 2022 with no updates
Termination of appointment of Kevin Timothy Thornton as a director on 3 December 2021
Confirmation statement made on 30 October 2021 with no updates
Termination of appointment of Richard James Mcdougall as a director on 31 March 2021
Termination of appointment of David Crawford as a secretary on 31 March 2021
Registered office address changed from Edwin House Boundary Industrial Estate Stafford Road Wolverhampton WV10 7EL England to Arbuthnot House 7 Wilson Street London United Kingdom EC2M 2SN on 14 April 2021
Appointment of Mr Donald Wilson as a director on 31 March 2021
Appointment of Mr Adrian Michael Lannon as a director on 31 March 2021
Appointment of Mr Nicholas David De Burgh Jennings as a secretary on 31 March 2021
Change of details for Asset Alliance Ltd. as a person with significant control on 27 September 2019
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