Company Overview
Credit Assist Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 23 December 2003, so this is a well established company. Credit Assist Limited has been in business for 22 years and 3 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

4 York Studios Cold Ashby Road, Guilsborough, Northampton, NN6 8QP
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameCREDIT ASSIST LIMITED
Company Number05002999
Registered Office Address4 York Studios Cold Ashby Road
 Guilsborough
 NN6 8QP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/12/2003
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/03/2017
Returns Last Made Up Date29/02/2016
Directors & Members
Show Resigned
Stephen Kilsby - Director
(English, 65 years old, born October 1961)
Appointed 26 November 2004
 Active
Secretaries
Show Resigned
Michelle Bunyan - Secretary
Appointed 14 January 2015
 Active
Other Company Directorships
Stephen Kilsby
PIPPALUKE LTD
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 18,350 18,350 19,700
Current Assets 941,259 941,259 958,183
Creditors Due Within One Year 674,268 674,268 717,125
Working Cap 266,991 266,991 241,058
Total Assets Less Current Liabilities 285,341 285,341 260,758
Long-term Liabilities 3,450 3,450 3,600
Net Assets 281,891 281,891 257,158
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 281,891 281,891 257,158
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 1.9% 1.9% 2.0%
Stocks Inventory - - -
Debtors 26.3% 26.3% 37.4%
Cash Bank In Hand 71.8% 71.8% 60.6%
Current Assets 98.1% 98.1% 98.0%
Creditors Due Within One Year 70.3% 70.3% 73.3%
Net Current Assets Liabilities 27.8% 27.8% 24.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 29.4% 29.4% 26.3%
Capital Employed - - -
Total Assets Less Current Liabilities 29.7% 29.7% 26.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 1.4 1.4 1.3
Solvency Ratio 1.4 1.4 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 959,609 959,609 977,883
Debt 677,718 677,718 720,725
Net Assets/Debt 281,891 281,891 257,158

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NN6 8QP
FIONA MACRAE WELLBEING LIMITED
NORTOFT GRANGE LODGE, NORTOFT, GUILSBOROUGH, NORTHAMPTONSHIRE, NN6 8QP
BE SURE ENERGY LTD
The Old Workshop Ashby Lane Farm, Cold Ashby Road, Guilsborough, Northamptonshire, NN6 8QP
QUADRANT TWO LIMITED
37 The Leys, Welford, Northampton, NN6 8QP
FULLWORTH LTD
1 Leonard Lane, Moulton, Northampton, NN6 8QP
PIPPALUKE LTD
4 YORK STUDIOS COLD ASHBY ROAD, GUILSBOROUGH, NORTHAMPTON, NN6 8QP
BE SURE LIMITED
3 York Studios, Cold Ashby Road, Guilsborough, NN6 8QP
STEWARTS ROSES LIMITED
1 York Studios, Cold Ashby Road, Guilsborough, NN6 8QP
Document Filings
Confirmation statement made on 1 February 2026 with no updates
Amended total exemption full accounts made up to 31 October 2023
Amended total exemption full accounts made up to 31 October 2022
Confirmation statement made on 1 February 2025 with no updates
Change of details for Stephen John Kilsby as a person with significant control on 26 November 2022
Change of details for Stephen John Kilsby as a person with significant control on 26 November 2022
Change of details for Mrs Kristina Kilsby as a person with significant control on 2 February 2023
Change of details for Mr Stephen John Kilsby as a person with significant control on 25 November 2022
Confirmation statement made on 1 February 2024 with no updates
Confirmation statement made on 1 February 2023 with updates
Notification of Kristina Kilsby as a person with significant control on 1 February 2023
Change of details for Mr Stephen John Kilsby as a person with significant control on 1 February 2023
Confirmation statement made on 1 February 2022 with no updates
Previous accounting period extended from 30 April 2020 to 31 October 2020
Confirmation statement made on 1 February 2021 with no updates
Change of details for Mr Stephen John Kilsby as a person with significant control on 20 July 2020
Director's details changed for Mr Stephen John Kilsby on 20 July 2020
Confirmation statement made on 1 February 2020 with no updates
Confirmation statement made on 1 February 2019 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free