Company Overview
Institute Of Operational Risk is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Friday 09 January 2004, so this is a well established company. Institute Of Operational Risk has been in business for 22 years and 2 months. The accounts status is small and the accounts are next due on Tuesday 31 March 2026.
Registered Address

1St Floor, 80 Leadenhall Street Leadenhall Street, London, EC3A 3DH
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Companies House Data
Company NameINSTITUTE OF OPERATIONAL RISK
Company Number05011746
Registered Office Address1st Floor, 80 Leadenhall Street Leadenhall Street
 EC3A 3DH
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/01/2004
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategorySMALL
Returns Next Due Date06/02/2017
Returns Last Made Up Date09/01/2016
Directors & Members
Show Resigned
Ian Livsey - Director
(British, 69 years old, born April 1957)
Appointed 26 June 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Ian Livsey
COMPEX CERTIFICATION LIMITED
FEDERATION FOR INDUSTRY SECTOR SKILLS & STANDARDS
GROUNDWORK FIVE COUNTIES
INSTITUTE OF RISK MANAGEMENT
IOR ENTERPRISES LIMITED
IRM ADVISORY SERVICES LTD
IRM TRADING LIMITED
JTL
OSHCR LIMITED
THE IRM EDUCATIONAL FOUNDATION
TRUSTMARK (2005) LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 31-Mar-2019 31-Mar-2018
Balance Sheet
Fixed Assets 0 0 9,752
Current Assets 88,797 88,797 53,908
Creditors Due Within One Year 44,475 44,475 4,077
Working Cap 44,322 44,322 49,831
Total Assets Less Current Liabilities 44,322 44,322 59,583
Long-term Liabilities 0 0 0
Net Assets 44,322 44,322 59,583
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 44,322 44,322 59,583
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Mar-2019 31-Mar-2018
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 15.3%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 84.7%
Creditors Due Within One Year 50.1% 50.1% 6.4%
Net Current Assets Liabilities 49.9% 49.9% 78.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 49.9% 49.9% 93.6%
Capital Employed - - -
Total Assets Less Current Liabilities 49.9% 49.9% 93.6%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Mar-2019 31-Mar-2018
Liquidity Ratio 2.0 2.0 13.2
Solvency Ratio 2.0 2.0 15.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Mar-2019 31-Mar-2018
Assets 88,797 88,797 63,660
Debt 44,475 44,475 4,077
Net Assets/Debt 44,322 44,322 59,583

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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NET DELVE TECHNOLOGIES LIMITED
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BRITISH COUNCIL FOR OFFICES
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LILA D UK LTD
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SAFEONLINE HOLDINGS LIMITED
80 Leadenhall Street, London, EC3A 3DH
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99 BISHOPSGATE, 26TH FLOOR, LONDON, EC3A 3DH
Document Filings
Confirmation statement made on 6 January 2026 with no updates
Confirmation statement made on 7 January 2025 with no updates
Appointment of Mr Ian Springett as a secretary on 13 September 2024
Registered office address changed from 2nd Floor Sackville House 143-149 Fenchurch Street London EC3M 6BN England to 1st Floor, 80 Leadenhall Street Leadenhall Street London EC3A 3DH on 16 July 2024
Confirmation statement made on 7 January 2024 with no updates
Confirmation statement made on 7 January 2023 with no updates
Confirmation statement made on 7 January 2022 with no updates
Appointment of Ian Springett as a director on 15 July 2021
Termination of appointment of Antony Paul Cox as a director on 30 June 2021
Registered office address changed from Pelmark House 11 Amwell End Ware Hertfordshire SG12 9HP England to 2nd Floor Sackville House 143-149 Fenchurch Street London EC3M 6BN on 7 June 2021
Notification of Institute of Risk Management as a person with significant control on 3 September 2019
Confirmation statement made on 7 January 2021 with no updates
Withdrawal of a person with significant control statement on 18 March 2021
Confirmation statement made on 7 January 2020 with no updates
Termination of appointment of Andrew John Sheen as a director on 25 September 2019
Termination of appointment of Alistair James Nunn as a director on 25 September 2019
Termination of appointment of Shruthi John as a director on 25 September 2019
Termination of appointment of Aidan Robert Brock as a director on 25 September 2019
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